Hyde Funding - Steven Hyde Miramar Rd, San Diego

I'm relatively new to San Diego (from Canada) and Mr. Steven Hyde helped me with my first home purchase and mortgage loan. He walked me through the entire process step-by-step and was completely transparent about every aspect. Communication: 5/5 Mr. Hyde was available whenever I needed him. Mornings, afternoons, evenings, weekends, he responded promptly to all my inquiries. This was my first home purchase and Mr. Hyde talked me through the loan process, explained what all the fees were for, and kept me informed as things happened. Knowledge: 5/5 Mr. Hyde is an expert in the home loan process. Coming from Canada, I had to transfer funds across the border, which complicated the home loan process. Mr. Hyde worked with me to identify the necessary documents to get the loan approved and funded. Service: 5/5 For multiple reasons, rates were especially volatile during the time I was looking for a home. Mr. Hyde actively searched for the best rate for my mortgage loan. He initially secured me a good rate, but when rates dipped temporarily, he was able to lock me in at an even better rate. Overall: 5/5 In a hot housing market like San Diego, you really don't have time to mess around and make mistakes. Mr. Hyde helped me find the best rates, complete the loan application process, and close on time. He worked actively with my real estate agent on the home purchasing and financing, and now I own a home in San Diego. I highly recommend Steven Hyde!

TV ads would try to convince you that refinancing a house is easy. I had tried to do a refinance while rates were low. There always seemed to be a delay, changing of terms, and all kinds of left turns in the process. That was my experience until I got in touch with Hyde Funding. My experience took place as interest rates were rising. But Hyde Funding delivered what they promised - and did it without any hassles. Their communications were fast and always gave me answers in plain old ordinary English language. I will surely use Hyde Funding for my financial needs.

Steven was very friendly and knowledgeable. Working with Steven was pleasant & informative. He explains the process clearly & is very straight forward. This was important to me. Steven was professional, and courteous. He was patient and thorough answering all of my questions. He kept the ball rolling and the process was completed in the time frame promised. There were no surprises at settlement. Steven’s background, knowledge, respect made the entire process relaxed. D.A.

Steven offers great service, communication, and a wide arrange of products that have helped numerous clients. His creative thinking as a lender has served to bring many client transactions to the closing table. I highly recommend Steven and Hyde Funding.

Closed in 18 days!! Out of town purchase- Steven and Stacey are awesome. We are return customer, did a refi in 2020 and was impressed with Steven’s rate and warm and calm vibe. This year we were moving to San Jose, they were able to coordinate with our agent in Bay Area in this crazy demanding market - against all the odds provide competitive rate, completed appraisal, close in 18 days. We just moved in our new home- full of appreciation. Highly recommended!!

As an Army veteran, I impulsively use USAA for pretty much everything.  However, when it came to financing my first home.  It became very apparent that they weren't my best option.  Set aside the fact that you are randomly assigned a loan officer to work with you and that the person I was assigned wasn't from or familiar with the San Diego area.  But when USAA advised that they have a firm stance on not financing condos in SD.  Which drastically reduced the number of properties I could consider.  I was left with no other option but to find an alternative. That is when Steve and the Hyde Funding group stepped in and stepped up! I received all of the standard table stakes one would expect from a company that motivates you to write a review. - Professionalism - Knowledgeable - Responsiveness - Great rates w/ options on how to finance But it was the above and beyond effort that Steve personally put into my financing that prompted me to ask him for any/all places that I can share my experience.  Steve was amazingly patient with my questions and process.  Which became slightly complex with my self-inflicted financial and escrow tribulations.  As well as the fact that the townhome I finally secured and moved into escrow wasn't VA approved.  Steve was understanding and very helpful as we navigated our way through VA approval, money down/points/and loan amount options, and also helped get creative when my local bank from the North West wouldn't let me wire funds unless I was in person.  Which is difficult to do when you are already living in southern California. Yes - you may be able to get a great rate anywhere.  But if you want a great rate and a great experience; your only option is Hyde Funding!

Can't say enough about Steve and his team. I stared off trying to refi with my bank, Wells Fargo. After more than 6 weeks of a very cumbersome and intrusive process, WF underwriters couldn't get it done largely due to my self employed status and complicated business structure. Needless to say, it was a giant waste of time and incredible frustrating. Hyde funding on the other hand, got it done quickly, with minimal back and forth and with a better rate to boot. Highly recommended.

I was very happy and impressed with the service we got buying our place from Steven Hyde. He helped us immensely during the whole process. He was very efficient, friendly, polite and extremely calm. Our transaction went very fast and smoothly. He and his team did not disappoint and delivered on their promises. I felt I was in the best hands. I recommend Steven Hyde (Hyde Funding) highly to anyone looking to buy a house in San Diego area. Call him with full confidence.

I was connected to Steven through my realtor and was thoroughly satisfied with my experience working with Steven on a mortgage. He was communicated and responsive to my many questions and was able to act with tremendous speed and secure my mortgage very quickly which made closing on my property a breeze. I would highly recommend Steven.

Steven is an amazing lender! I have worked with him for years and his knowledge and experience is unmatched. I highly recommend using him for all of your lending needs.