Instant Cash Advance

Do you need quick cash to meet urgent financial needs without stress? You can get an instant cash advance from our network of lenders by filling out a simple form. Provide your information now, and begin the simple application process.

Want to borrow more than $5,000? Click here!

What Is Instant Cash Advance?

An instant cash advance is a short-term loan that immediately provides you with cash. The lenders offer you cash up front, expecting you to repay when you've got the means. If you need urgent funds, an instant cash advance is your great choice to sort out pressing financial issues.

Once you apply for these loans, upon approval, your bank account gets credited almost instantly. Most instant cash advances are designed for convenience in the short term. However, the rates may become expensive over time if you fail to repay the loan early enough.

Different Types of Instant Cash Advances

Cash advances can occur in different forms. The three common forms are credit card cash advances, payday loans, and business cash advances. Let's take a more detailed look at each of them.

Credit Card Cash Advance

As the name suggests, a credit card cash advance is a loan type you can get through your credit card issuer. These advances are designed to help meet your basic needs that can't be paid through your credit card.

If you use a credit card that offers cash advances, you can withdraw the cash advances available to you by visiting an ATM. However, note that your credit limit may differ greatly from your credit cash advance. For example, your credit limit may be up to $10,000, while your cash advance limit is just a couple hundred dollars.

With this type of loan, there’s no need for delay through filing applications and waiting for approval. However, it may decrease your credit score.

Payday Loans

Payday loans refer to quick and short-term loans provided by lending companies with the expectation that you'd return them after receiving your next paycheck. Lenders try to simplify the application process and quickly approve these loan requests.

The amount you get with payday loans will depend on the individual lender. CocoLoan offers you easy access to lenders willing to provide instant payday loan offers ranging from $50 to $5,000 as long as you meet their requirements. However, the interest rates and fees on these loans may be relatively high.

Business Cash Advance

Sometimes referred to as merchant cash advance, it is specially designed to provide small-scale businesses with enough funds in a time of need. Since it's also a form of an instant cash advance, merchants often receive business cash advances as little as 24 hours after approval of loan applications.

The business cash advance is unique. The lending company receives its funds by direct withdrawal from the borrower's bank account. They may also cut from the business profits until the full reimbursement of the loan.

Another unique feature of business cash advances is that they use a factor rate instead of interest rates. The amount the business owes is calculated by multiplying the borrowed fee with a factor rate. This figure is calculated based on the risk and details provided by the borrowing business. It's a decimal figure that often ranges from 1.1 to 1.5.

Am I Eligible to Get Instant Cash Advances?

You are eligible for instant cash advances, provided you are legally an adult — above 18. Also, you need an active bank account and valid identification with proof of a credible income source.

What's more? Even people with bad credit may receive instant cash advances. Reliable brokers like CocoLoan connect borrowers with reliable cash advance direct lenders who use soft credit checks and may offer bad credit loans.

How much would you like to borrow?


How to Get Instant Cash Advances Online?

Obtaining instant cash advances online is pretty straightforward. The processes include the following.

  • Know Your Lender

Many companies offer cash advances, so you may need a simple online survey to check for credible companies. Or, better still, use a reputable loan broker. These companies, like CocoLoan, will make it their responsibility to connect you with credible online lenders offering cash advances.

  • Find Out Your Maximum Cash Advance

Knowing the maximum amount a lending company can offer you is crucial. Note that most cash advances are about a couple of thousand dollars. When you find out the maximum amount you can get from a lender, you will know if it is enough to cover your expenses.

  • Know the Interest Rates, Fees, and Penalties

It is also essential to know the total cost of a cash advance upfront is also essential. Knowing all the extra fees before borrowing from a lender will save you a lot of headaches. It lets you see if the fees are within your budget or if you need to find another lender with a reduced fee.

  • Complete the Application Form

Most online lenders offer simple application forms where you fill in your details. These details often include your personal information, contact address, income history, checking account details, etc. Depending on the lender, filling out these forms does not take more than five minutes.

  • Receive Your Cash Advance

Once you fill out the form, it's left for the lender to approve your request. You'd receive the instant funding upon approval, usually no later than the next business day.

Why CocoLoan?

CocoLoan is a broker connecting you with credible lenders who provide instant payday advances at reasonable rates. Here are some of the benefits you will enjoy when you use CocoLoan:

Easy and Short Application Process

Each step of getting a cash advance is easy with CocoLoan. The application process is short and simple, allowing you to find a suitable lender online. All you have to do is fill out an online form with your personal and financial information.

Increased Chances of Loan Approval

With CocoLoan, you have access to an extensive range of lenders who do use no hard credit checks. This way, your chances of getting a cash advance are still relatively high, even with a bad credit score.

Instant Funding and Direct Deposit

Once you agree to terms with a lender, your funds will be deposited directly into your checking account. The funding is usually as soon as one business day. However, you need to know your lender’s terms because lenders have different funding regulations.

Safety and Security of Personal Details

CocoLoan follows regulations and best practices to keep your information safe. With bank-level encryption, there’s no fear of your details leaking out.

How Does CocoLoan Compare

default imgWhy Trust CocoLoan?
How much can you get?$50 to $35,000Zero upfront charges
What are the loan terms?1 - 36 monthsEasy repayment
Are credit checks needed?YesMostly soft pulls
Are bad credit accepted?YesAll credit considered
How to apply?Totally onlineSimple and straightforward
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Q1. How to Get a Cash Advance Instantly?

Obtaining an instant cash advance with CocoLoan is pretty straightforward, with just three simple steps:

  • Submit your loan request. Fill out the simple and short application form by providing your information.
  • Get access to lenders. After submitting the request, CocoLoan will partner you with several lenders offering suitable quotes. You can then compare the various offers and choose the ideal one for you.
  • Receive funds. After choosing a lender and signing an agreement, the money will be deposited to your active bank account, usually the same day or the next business day.

Q2. Is Applying for Instant Cash Advance Online Safe?

Most companies that offer cash advances have effective security measures to protect your personal information. Ensure to choose a reputable and trustworthy money lender to ensure that your details are secure.

Q3. Are the Payments of Instant Cash Advance Affordable?

The fees on instant cash advances are relatively affordable. However, the rates often differ from one lender to another. Considering that the lenders provide instant fees to meet your immediate expenses, you'd know that these fees are worth it.

Q4. How Much Can I Get with CocoLoan?

Our partner lenders offer cash advances ranging from $50 to $5,000. Once your loan request is approved, you will get funds as soon as the next business day.

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Get Cash Advance Instantly with CocoLoan!

Now, you have the chance to cover your expenses with perfect solutions from CocoLoan. All you need to do is submit your instant cash advance application today and let us link you to the best online lenders out there. Get started today!

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