Andrew Paul- Veteran Advocate, San Diego Miramar Rd, San Diego

Benchmark was a total unknown to me this time last year. I purchased my house and landed Benchmark through my amazing realtor. I have always been a USAA or Navy Fed customer... I never even shop around because I know their systems so well. I was absolutely nervous hearing “Benchmark” would be my Mortgage company and not knowing anything about them. Little did I know at the time how absolutely AMAZING this entire team is. Every single person working my sale and loan was putting in some serious time... and not “I’m going to make a commission” time... I mean time working hard for ME because they care and invest in their clients. I had such a good experience with this team that after only closing in December... I saw interest rates drop down and decided to refinance not just my new house; but also my rental property with them. Once again the men and women I worked with via Andrew’s team worked around the clock... through COVID restrictions to put together TWO VA interest rate reduction refinance loans. They took the time to do all the math with me and talk numbers honestly so I could decide on my own if the refinances were even right for me based on my plans with each home. This team was so good they were even willing to chance my decision just to maintain honesty. The numbers worked well in my favor for my plans on each house... and with in 30 days I was closing on both of them with no money up front, a skipped payment, and a check in the mail for the loan differences on each house. I was able to digitally sign and turn in 90% of the paperwork involved. I was refinancing two houses in my spare time at home, at work, in the car... or wherever I had my cell phone with me. When it was time for wet signatures on my official closing dates... I didn’t have to drive across town. I didn’t have to go to their office, or chase anyone down. They literally sent lawyers to my HOUSE to sign with me right where I was at. I closed both houses in under 30 min with enjoyable and friendly lawyers who turned around and mailed the packages off making sure they caught the same day mail option so my processing time was as short as possible. Once again, not just out for my signatures or to rush off to another case while mine sat waiting be mailed out after their next two days of closings... each time I was the priority and I was made to feel that with out question. Andrew’s team was there as much or as little as I needed. Worked around my random schedule yet didn’t ever allow me to wait on anything I ever needed regardless of their schedules. Their rates are amazing. They have options to fit any agenda and plan... and they treat you like an old family friend and their sole focus both in their offices and over any distance. I would and already have enthusiastically recommended Benchmark and Andrew Paul’s team to anyone even considering a purchase or refinance. Just because they aren’t a regular house hold name doesn’t mean they should be taken lightly... quite the opposite actually. I learned a lot over this last year... about what expectations SHOULD look like verses what we are all used to and I can tell you with out a doubt; Benchmark isn’t just another company. Andrew Paul’s team isn’t just another group of salesmen and women... they are faces and names and people who become your “I have a question... what’s your advice on this reno” friend, and you become a “how is the family, and how is that project going” friend to them. In an uncertain time... with uncertain futures... Andrew Paul and Benchmark are the breath of fresh air I now know I needed and deserved. I wasn’t a commission to them. I was an investment; and my house and happiness is their reputation.

Since I first moved to San Diego, Andrew and his team took great care of me with my initial mortgage and worked quickly to allow my first home purchase and then helped me to refinance as rates fell and it made sense to refi. He has since helped me in Virginia as well, to refinance into the lowest rate I have ever seen! Top notch and highly recommend Andrew to all!

We have used Andrew three times now because he does a great job! This last time was a breeze, fast and easy. I like how Andrew takes the time to explain financial terms in easy to understand ways. I appreciate all the hard work he puts into making sure everything turns out right. Great VA Lender!

This was our second time using Andrew and his team at Benchmark Mortgage for our home purchase and both times we felt like we were in the best of hands. They guided us along the entire process and helped us make the proper decisions that worked for us. They were so quick to answer our questions and also called on a regular basis to update us and to ask if we had any questions. It was a great experience and made the home-buying process smooth and easy. We would highly recommend Benchmark Mortgage and will definitely use them for any future endeavors.

World class from start to finish. Responded immediately to every call/email, and the entire team was there to support throughout the entire process. Andrew explained all of my options and delivered a fantastic refinance option that simply couldn't be beat. I will always use and recommend Team Andrew for all my mortgage needs. There's no one better out there.

Purchasing our home will likely be the biggest investment we’ll make in our life. There is a lot of information and the process can be very daunting and stressful. Andrew Paul and his team at Benchmark Mortgage made this process simple, easy to understand and helped us through every step of the way. All of our questions were answered quickly; Andrew explained all our options thoroughly and gave us all the information we needed to make a decision. It was comforting to know we were working with a team we could trust. My husband is active duty military and we used our VA loan; if you're looking for a VA loan in San Diego this is the place to go! Knowledgeable, professional and always kind; it’s a pleasure to work with Andrew and his team!

Andrew and his team are THE BEST! I have used them for all different home purchases/sales/refis and its been seamless every time. I really appreciated the time he puts in to making us feel comfortable with the decisions and the process each and every time. My husband and I are both active duty and would highly recommend him to anyone!

Worked hard and fast to make our VA loan happen when two other lenders told us NO! The best! Update- This is our 2nd refi with Andrew and team, and we’ve purchased 2 homes with them! HIGHLY HIGHLY recommend. We are continuously recommending them to friends, and we intend to go with them on our next mortgage as well. Look no further…

I used Andrew and his team at Benchmark Mortgage for my VA refinance. His team handled our refi with professionalism and courtesy. They were always happy to answer my questions, and make sure I understood the processs.

Benchmark knows VA loans! Great team that is with you through the entire process. Other brokers claim to know VA loans; but must tried to discourage me from using them. After another broker could not execute; Andrew and his team got me approved and processed in less than 10 days. I would have not closed if it was not for Benchmark. Andrew drove 2 hrs late at night to personally deliver loan docs. These guys make it happen. They will not waste your time and are straight shooters. If you are REALTOR or Buyer; you really need them on your team.