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Texas Mortgage Capital Corp Howard St, San Antonio

3.8
(4)Loan Agency
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311 Howard St, San Antonio, TX 78212, United States

+1 210-493-5300

http://www.txmortgage.com/

  • SaturdayClosed
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  • Monday9AM–5PM
  • Tuesday9AM–5PM
  • Wednesday9AM–5PM
  • Thursday9AM–5PM
  • Friday9AM–4PM
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    Texas Mortgage Capital Corp 01
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    Services

    • Buy Houses
    • Document Preparations
    • Free Consulting
    • Investor Financing
    • Investor Loan
    • Loan Servicing
    • Owner Financing
    • Property Review
    • Residential Mortgage Loan

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    Personal Loans Near Me In San Antonio of Texas(TX)

    Loan Amount

    $1000
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    • Bad Credit OK

    • Easy Requirements

    • Instant Funding

    • High Approval Rates

    • Bank-Level Security Encryption

    • Reputable Lender Network

    Reviews

    3.8/5.04 Reviews

    A

    Ash Law
    5

    We are so very grateful for being able to purchase our dream home for our growing family. Texas Mortgage Capital have been a pleasure working with from start to finish. I can say from experience that they know what they are doing which helps create a smooth process. It always helps to know and work with people like yourselves good Godly people with the right knowledge and skills. 😊 Thanks again to the whole team there for making this possible for our family.

    O

    Omar G
    2

    On June 7th 2018 I initiated contact online with the broker at Texas Mortgage Capital, who quickly forwarded my inquiry on to a staff loan officer. On June 8th 2018, I filled out an application online, paid up-front for a credit report, had our (wife and I) credit pulled, and received a pre-approval letter. On June 11th, we received a copy of our credit report, and our file was forwarded to Texas Mortgage Capital's processing staff. On June 13th, we forwarded all requested paperwork to processing staff. On June 15th, we received a loan denial for reasons that seemed irrelevant to our loan. After a June 15th post-denial conversation with the loan, it became clear that our loan was was doable, but was denied for other reasons. The broker was apparently not comfortable with paperwork requests I made in my initial June 7th message. At the loan officer's request, I sent an email to him and the broker rescinding some of the initial requests listed in my June 7th message. In my conversation with the loan officer, I was verbally assured that my email would be sufficient for them to move forward with our loan. Between June 17th and June 19th, we trusted that our loan was back on track, and had limited communication with staff. On June 19th, we received another loan denial. This denial was because "there is not enough liquid funds available". Generally that is a 100% legitimate reason to deny a mortgage. However, this was NOT a valid reason to deny our loan. A) Per our own estimate (see reason B for why I say "our own") We had sufficient funds to close, and B) The approximate amount of funds required to close was never communicated to us. To re-iterate, Texas Mortgage Capital determined that we did not have enough funds to close, but at no point during the 12 days (June 7 - June 19) did we receive any type of communication indicating how much (approximate, since it was early in the process) would be required to close. By law, lenders must provide what's called a "Loan Estimate" within 3 business days of receiving an application. We were well aware of this requirement when we initially reached out. Against our better judgment, we had given Texas Mortgage Capital the benefit of the doubt, and never pressed them on not receiving a Loan Estimate after the 3 days had lapsed. We were excited about our home purchase, and initially we were excited about receiving help from Texas Mortgage Capital. At the onset, they seemed competent, up-front, and transparent. In the short 12 days that we worked with them, that faded away. They wound be being shifty, and not at all transparent. Six days ago (7/26/18), we closed our purchase. Thankfully my wife and I always prepare for contingencies. We had a backup mortgage broker lined up. With our new broker we were not denied due to lack of funds to close, nor were we denied for reasons irrelevant to our loan. Our loan closed without any abnormal difficulties. I have no doubts that the staff over at Texas Mortgage capital are decent people. In our communications with them, they were always professional and courteous. Based on our overall experience with them, though, I cannot recommend their services.

    Response from the owner

    We reserve the right to underwrite our loan files per our guidelines. You reserve the right to obtain your loan wherever you please. Your loan did not fit our guidelines and we declined/denied. You were informed in a very short time as to the reason so that you would have ample time to obtain a loan elsewhere. We are sincerely pleased that you were able to get your home loan and complete your purchase. We hope you are enjoying your new home!

    F

    Freshalicious Garland
    1

    Don’t use this company. If you make over a certain amount of money they will try to beg you to make a deposit to commit to them. Eric is a professional liar

    M

    M Soltis
    5

    Very professional service. I actually drove 160 miles just to have a face to face with Fernando - and it was worth every mile. Extremely impressed.

    Personal loan Providers Nearby in San Antonio

    FAQs

    • 1. How Can I Get Related With Texas Mortgage Capital Corp?

      In order to get in touch with them for loans, you can call this phone number +1 210-493-5300, or you can direclty find out loans online. If you need any loans like online personal loans, you can click this place, which is highly recommended.
    • 3. What Kind Of Services Can I Get from Texas Mortgage Capital Corp?

      Texas Mortgage Capital Corp also offers these loans options shown as '
      • Buy Houses
      • Document Preparations
      • Free Consulting
      • Investor Financing
      • Investor Loan
      ' For more detailed information of Texas Mortgage Capital Corp, act now.
    • 5. Is Texas Mortgage Capital Corp an Agency? Or a Lender?

      Texas Mortgage Capital Corp is a Mortgage lender. Or you can directly find CocoLoan, which is an online lending agency, can help you connect with 100+ lenders to get multiple loan options like installment loans online with quick funds.
    • 2. What's The Address Of Texas Mortgage Capital Corp?

      Texas Mortgage Capital Corp is located at 311 Howard St, San Antonio, TX 78212, United States. If you wan to visit them personally, you can check the map to find a way to get there.
    • 4. How Can I Secure a Loan at Texas Mortgage Capital Corp?

      The fastest method is to complete their online form on their website. For your need of payday advance loans from the Internet, simply search our website to learn more about detailed information.
    • 6. What To Do If I Cannot Pay Back My Loan?

      The best way is to discuss with your lender at first and deal with the issues for both parties.
    • 7. Can Texas Mortgage Capital Corp Provide Title Loans?

      Sure. You can get guaranteed title loans from CocoLoan.