Phil Gerstner - Lighthouse Financial Enterprises, Inc. Wallace Rd, Salem

I can't speak highly enough about Phil and his team. My wife and I just bought our first home thanks to him ! I had tried one bank and one credit union before him. The bank flat out said they couldn't help me and the credit union said they could. Then at the last minute the credit union said that there was a problem and couldn't help. I had what some would call a difficult transaction being a first time home buyer and other circumstances. Phil made it seem effortless. Along the way I had many questions and he was always there to answer them. We are 100% satisfied with him and would highly recommend!!!

Phil and the Lighthouse Financial team were very helpful when purchasing my first home, and again when refinancing. They helped every step of the way, and made sure I knew what to expect throughout the process. They were quick to respond to any question I had. Would highly recommend!

We’ve used Phil for all of our home financing needs for many years. He’s not only excellent at what he does, but I’ve experienced his involvement and reputation raise professionalism of others involved in our transaction. He and his team carefully review everything and ensure you are getting the full value of their experience and knowledge when you use their service. I can’t recommend highly enough.

Phil Gerstner and his company do a great job explaining before a loan is started. They walked me through step by step and kept me informed. I would recommend Phil and his company over anyone else.

This is the second time we have worked with Phil and his team (refinanced the first time years ago and this time a refinance with a cashout for a remodel/addition) and we highly recommend them! They go the extra mile and then some to make sure you understand the whole process and especially when securing the best interest rate. Very professional!!!

I refer my clients to Phil. He is knowledgeable and responsive as well as offering multiple types of loan programs.