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OneMain Financial N Water St, Decatur

3.6
(8)Loan Agency
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3170 N Water St, Decatur, IL 62526, United States

+1 217-875-3425

https://www.onemainfinancial.com/branches/IL/Rockford/61101/982

  • SaturdayClosed
  • SundayClosed
  • Monday9AM–5:30PM
  • Tuesday9AM–7PM
  • Wednesday9AM–5:30PM
  • Thursday9AM–5:30PM
  • Friday9AM–5:30PM
CLOSED
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    OneMain Financial 01
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    Services

    • Flex Loans
    • Installment Loans
    • Line Of Credit
    • Payday Loans
    • Signature Loans
    • Title Loans
    • Auto Refinance Loans
    • Auto Repair Loans
    • Boat Loans
    • Car Purchase Loans
    • Careers Loan
    • Cash Out Refinance

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    Personal Loans Near Me In Decatur of Illinois(IL)

    Loan Amount

    $1000
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    • Bad Credit OK

    • Easy Requirements

    • Instant Funding

    • High Approval Rates

    • Bank-Level Security Encryption

    • Reputable Lender Network

    Reviews

    3.6/5.08 Reviews

    J

    Jennifer McGee
    1

    I am here to second the lady about this company being a bunch of crooks. The balance has barely moved in 11 months. I just checked the payoff balance and they want MORE money to payoff the loan. Every other place you have a loan through knocks off the leftover interest, not these people. It's like they are penalizing you for paying off early, which they say they won't do! Absolutely do NOT do business with them. Deserving of zero stars and we will be fighting this.

    Response from the owner

    Hi Jennifer. All standard installment loans follow a structure that applies initial payments to the interest, while final payments are applied to the principal. So long as all payments are made in full and on time; this will completely pay off your loan in the agreed terms. Please feel free to reach out to your loan specialist to review your account. Thanks. -AS

    M

    Mariah A
    1

    If I could put a zero star I would. Worst staff in the world rudest, nastiest attitudes out of any place I've dealt with. I got approved then a rude lady called then said she would call me back in 5 to 20 minutes, but never called. So when I called back another lady answer with a attitude and yelled at me that they were understaffed right now. Its not nice to be mean to people even if you had a bad day. Never work with them they will not help anyone but give you attitude. I hope one day they will hire new people with nicer attitudes and give everyone respect!

    T

    TheLord IsReturning
    1

    OMG, I don't trust them at all. I just found out after checking my payment statements In almost a year (over $2,000 on payments) only $20 dollars was added to our principal the rest (about 98% of every payment) was going to interest WOW! This is an example Out of $425.00 payment only $0.60 cents went to my Principal and $424.40 to interest . This was done about every month for almost a year. This is not the percentage we agree on with this company. We demand an explanation , all we got is excuses. I was wondering why my balance hasn't moved, we owe the same as if we didn't made any payments for a year. I am never again getting a loan with them. We are definitively going to get help to fight this.

    C

    Cynthia Read
    5

    OneMain were compassionate and understood what I was going through at a difficult time in my life. Scott in the office in Brettwood village was the best. Did all he could to make it happen. Would recommend this place to others!!

    M

    Mary Anne Gunter
    5

    The girls were friendly and helpful, in spite of being very busy on the afternoon I was there. I would recommend them to others.

    Response from the owner

    Hi Mary, Thank you for taking the time out of your busy day to write this review. It is great to hear your feedback! Best wishes -JS

    K

    Kent Armstrong
    5

    Very professional and understandable, they helped me out tremendously, would reccomend them for people with not perfect credit and people with good credit.

    K

    Kassie Crawford
    1

    RUN AND HIDE! This place has the rudest staff. They have no understanding of lending laws. HORRIBLE!

    E

    Edward Evans
    1

    There's no place for zero Stars

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    FAQs

    • 1. How to Make Contact with OneMain Financial?

      You can phone them at +1 217-875-3425 or enter their official site and fill out the request form.
    • 3. What Types of Services Can I Get from OneMain Financial?

      You will be provided with the following services from OneMain Financial. '
      • Installment loans
      • Payday loans
      • Title loans
      • Flex loans
      • Line of credit
      ' You Can get more information about quick payday loans via our platform.
    • 5. Is OneMain Financial an Agency or a Lender?

      OneMain Financial is a Loan agency offering you various types of loan options. You can also secure online personal loans for financial emergency via our platform.
    • 2. How Can I Get to OneMain Financial?

      You will find the store at 3170 N Water St, Decatur, IL 62526, United States. Open a Maps app and get driving direction to OneMain Financial.
    • 4. How to Get a Loan from OneMain Financial?

      To secure loans from OneMain Financial, you can fill out the request form on their website or pay a visit to their office. You may need to drive your car there when getting auto title loans. Explore our site to learn more about auto title loans.
    • 6. How Should I Do If I Can Not Make the Repayment of My Loan?

      Loan defaults can have negative effect on your creditworthiness. Make Contact with your lender when you fail to pay back the loan.
    • 7. Does OneMain Financial Offer Loans for People Who Have Bad Credit Ratings?

      Yes. You can get loans with OneMain Financial even with bad credit scores. It is also available to get online installment loans for bad credit without good credit via our platform.