LPI Loans Glass Rd, Cedar Rapids

Every application is looked at on an individual basis, although LPI does not take your credit score into consideration, we do have minimum requirements that need to be met in order to qualify. We look for steady job time, steady residence time, your past pay history, and most importantly we look at a person’s ability to repay the loan back. Unfortunately, not everyone meets these requirements the first time they apply. Our tag line is “We HELP you get to yes”. We try to educate applicants as to what steps they can take to improve their chances of qualifying for a loan in the future. If you have any questions regarding your application I encourage you to reach out to us so we can advise you as to what steps are needed for your individual case.

Unlike a debit card payment, where withdrawal of funds is almost instant, there is a delay when funds are requested via ACH. LPI has no control over the funding banks withdrawal of funds. For example, if you request an ACH payment to be processed on the 1st of every month, LPI would post that payment to your account on the 1st. However, it can take the funding bank 2 to 3 business days before you see those funds withdrawn from the account and it may take as many as 5 days. If you are having trouble with those ACH delays, we would be happy to set up your automatic payments using a debit card. Using a debit card for your payments will allow you the convenience of an automatic payment but, you will avoid having NSF fees. If you would like us to make this change for you, please contact LPI at 563-391-3600. We hope this simple solution will take the hassle out of automatic payments for you.

Thank you Maya for your 5 Star Review of LPI Loans - We are so happy we were able to serve your financial needs!