Lincoln Lending Group W Linebaugh Ave, Tampa

I think Lincoln should have done a better job of choosing a motgage company. Service from Lincoln was fine but the lender they chose sold our mortgage to another company within 2 weeks causing a major headache for us. This is still causing major issues as the handout to our new lender was not clean.

I can not say enough about Kris and Lincoln Lending. This was not our first time refinancing but it was the easiest and hassle free. Everything went without a hitch and we could not be more satisfied!

“Frank the Bank” and his entire staff know what they are doing when it comes to mortgages. I’m a real estate broker that was a mortgage broker in a previous life and so I understand the challenges and ins and outs and these guys get deals done with great rates and service.

Lincoln Lending made our first home buying experience absolutely easy. They answered all of our questions and walked us through every step. I highly recommend Lincoln Lending!

Frank and his team have exceeded my expectations, we closed on our property early with a rate I didn't even think was possible. If you are buying or refinancing don't hesitate to call them!

the staff was extremely helpful and nice, however, each request for additional information was actioned by me within hours, yet the processing of this information took several days each time which made us almost miss our closing date. i did not get my correct closing documents until the night before closing (although to comply with the laws, the documents were sent to me 3 business days ahead with strict instructions for me to view it even though "the numbers are not correct")... i didn't have a bad experience, but it was filled with anxiety and it wasn't a great experience.. hence the 3 stars. at the end of the day, i closed on time and my rate was the best one i had received, but the process left a bit to be desired.

Diligent, Professional, Personal. Don't be misled by their modest office! Our first broker ( a big fancy one) referred us to them when their lender ditched us AFTER winning our HUD bid and being on a strict time limit to close. 😣 We were facing the loss of our deposit and all the $$$ on various inspections, utility activation etc...Lincoln quickly secured not one but 2 lenders. They stuck with us through many unforseen delays and brought us " home" with a very favorable rate...a full 1℅ below the first. We can't say enough good things about Owner Frank Coto and our broker Mrs Matos and the rest of the staff and the service they gave. Nearly unheard of in this "dog eat dog " world.

Everyone at the Lincoln Lending Group was very very professional and helped me in every way possible with the purchase of my new home, thank you very much Lincoln Lending Group!!! especially Dan and Heather for all your hard work. I appreciate everything you guys did. 😀😀😀

Think twice before going with this broker. They will string you down a path that could cost you the home you are trying to get. They will tell you things like "you SHOULD be fine" I THINK we are good" and the best one, "TOMORROW we will know". We have dinner money if we put a quarter in a jar for all the times we heard that. They don't talk to you over the phone, just text 95% of the time. And you have to email the whole office to make sure your docs get to right person. There is an extreme lack of good communication. We do not want to hear what sounds good, we wanted the truth. And our issue was he did not know my boyfriend was self employed, missed that on the mess of applications that were emailed to us and had to be scanned back. Which his 2014 taxes were not on the IRS site yet, so his angle was to use 2012 which would have never flown. Bottom line the day before we closed, after two and half agonizing weeks, we spent 3 hours on the phone with the IRS and got a transcript the underwriter would accept and we were able to close. Had we known that was all it would have taken, we would have done sooner. He said they would not accept what we could provide. They did. Then on top of it all the good faith estimate was $1700 short, that we were not accounting for. Oh and I forgot the reserve we needed to have in the bank that they never told us about. I cannot even begin to express the over loaded stress this group put on us. We closed May 1 and I am just now at a point to write a review.

THE Go-To people for mortgages. Professional, in constant communication, easy to upload secure portal for signed documents. These folks define quality service. They got us a fantastic rate on a 19 year cash out re-fi. A mortgage is a mortgage. It's the people and technology that count. 5 stars!