Draper and Kramer Mortgage Corp. S 104th Ave, Palos Park

Ray and his team were great to work with! We were kept informed on every step and everything was submitted through the Draper and Kramer app, making the process easy! We got the best loan for us and highly recommend Draper and Kramer!

Due to a few dings on my credit report, I was denied a refinance through Chase bank. My credit score was sitting at 633. Everything i read online suggested to not pay the creditors and my credit would suffer for another 7 years. Given really poor advice from another local lender to accept a FHA loan and then after work on fixing my credit. Then i contacted Raymond Bravo from DK Mortgage. He advised me on my best options. I have paid off the creditors and requested letters of deletion from them. 6 out of 7 collections have come off my credit report in less than a months time. My score shot up immediately and i closed on a conventional refi that is saving me a lot of money. I didnt know that this was an option. I would not have known if it wasn't for the honesty and sound advice from Raymond Bravo. The previous lender was trying to take advantage of my situation i had got myself into. Raymond Bravo is a honest man who will work to help you. It is hard to know who you can trust. That is the most important thing in making the biggest investment of most of our lives. Our home! I cant recommend him enough. The entire team at DK has been great to me. - Jason

Ray is the most detailed loan officer I have ever met. He tells you whether he can or cannot get it done. If he can't get it done no one else can!!!

Ray and Draper and Kramer were extremely knowledgeable and stepped up multiple time with dedication and effort. Thank you for a great experience obtaining my loan.

Ray Bravo went above and beyond in helping me through the complicated loan process. He made me feel at ease and answered all my questions. I would highly recommend his services to anyone.

Ray Bravo and his team are second to none. This is the third time using Ray. Ray and his team make the process so smooth,easy,and fast. Communication was excellent which makes the whole process so smooth. I highly recommend Ray and his team.

AMAZING experience with the whole team! They helped us throughout our entire process & were ALWAYS available, even after office hours, to answer all questions/concerns! TOP NOTCH!!!!!

Would definitely recommend Raymond Bravo and Draper and Kramer in a heartbeat! Very informative and straight to the point!

Ray Bravo and the entire team made the process simple. I would definitely use them again in the future.

Ray is great. Friendly, knowledgeable and made the whole process a breeze!