Collin Clifford | American Pacific Mortgage Camino del Rio S, San Diego

Collin is the best loan officer out there! He made buying our first home from thousands of miles away an easy process (even in a this crazy market). He was always available to answer our questions and is very knowledgeable. I would 100% recommend him to any of my friends. Thanks to his expertise, we are now proud homeowners!

Collin is an expert on Veterans Administration (VA) home loans and very knowledgeable of the real estate market in the San Diego area. He worked very closely with us to figure out how much of a home we could afford, got us through the underwriting process early, and got us through closing without a hitch. More importantly, he is respectful, courteous, and very responsive and gave thoughtful answers to our questions and concerns. We cannot recommend him highly enough!

Collin was very knowledgeable and patient to explain everything in terms we understand and he did that every single step of the way! He was great and we already referred him to friends and family!

Collin was an amazing loan officer! From the very beginning, he was very attentive to what our goals were. He always explained everything very well and in easy to understand terminology. Whatever questions I had, he always had answers. He ensured an easy and speedy pre-qualification. He was able to provide pre-qualification letters ASAP every time we put in an offer on a home. He would research the homes we were interested in and found the taxes for the property and any Mello Roos or special assessments. He would then run the numbers and give us a super accurate estimate of the monthly mortgage. This allowed us to know if the purchase would be within our budget. He guided us through a very volatile housing market. He is always monitoring the interest rates to ensure you will lock in on the right time. He called me in the middle of our escrow period and told me his prediction model indicated there would be a significant rise in interest rates the following day and encouraged me to lock in our rate that same day. Sure enough, the next day the rates surged and continued for the whole week. He ensured we locked in at the right time! He also explained the process of buying down our rate with the proceeds of our current sale. He ran comparisons with different rates and showed me the break even point where we would start to save money on a monthly basis on our mortgage. He was never pushy with anything and made sure that we were comfortable with all of our decisions. Collin made the home purchasing process a whole lot easier and gave us ease of mind having him in our corner. I recommend Collin 120%.

Collin was great to work with throughout the whole home buying process. I would recommend him to anyone looking to get a home loan. As first time home buyers, it was all very daunting. Along every step of the way Collin was very thorough and willing to explain every document/decision in a very detailed manner. He was very professional and followed up continuously to make sure we stayed ahead of the process. This (and his wealth of knowledge) helped ease any hesitations we may have had and helped us come to a decision that fit our financial needs best. Thanks to his advice we were able to buy our first house with confidence. We look forward to working with him again in the future!!

Collin was absolutely wonderful. He was very detail oriented and walked us through purchasing our first home. We had no idea what we were doing and Collin was patient with us and explained it in terms we could understand. He made himself available to us whenever we had questions or concerns and was such a pleasure to work with. When we received the keys to our new home, he came over to congratulate us and gave us a lovely housewarming gift. He's truly someone we've worked with that has turned into family. It was a complete pleasure to work with him and his company. Would recommend him to any of our friends and family interested in taking a loan out.

Simply a wonderful experience for a first time home buyer. Collin is clearly an experienced professional in this field and explained each step thoroughly as we went through the home buying process. He was always there whenever I needed to reach out for an answer and even took a step further than expected and took a three way phone was with my insurance company for my home insurance to help with anything I couldn't answer. Again, a wonderful experience.

Collin was referred to my wife and I through a mutual friend and from the very first conversation I knew I could trust and work with him. Collin was there for us step-by-step as we bought our first house, always available to take time and explain each part of the process, no matter how big or small. He followed through on everything he said he would do in a (super) timely and professional manner, and always with a positive attitude. We also just used him and APM to refinance our home, and again, he was there with us and for us throughout the entire process. I couldn't be happier with the service Collin has provided us and would recommend him without hesitation to anyone in need of lending help.

I was introduced to Collin Clifford through my real estate agent and he was very happy to help. He helped me navigate the VA loan process by letting me know how much can be funded by VA especially since it was my second VA loan. He got me and my wife pre qualified and was patient with us through out the house hunting months. When we finally found a house we were able to close within two weeks, and with great rates. I'm sure the closing will have gone much faster if I wasn't overseas.

I have to say thank you so much to Collin Clifford and American Pacific. Collin made me and my wife dreams come true getting our perfect dream house. My name is Devin M. Davis and I am an US Marine Veteran and after I retired from the Marine Corps, I felt I was ready to use my VA home loan to purchase my first house. I was a first-time homebuyer with very little knowledge after talking to Collin a few times I felt more ready to move forward. I am super lucky to get referred to Collin by a classmate of mine. When our credit union was not willing to do any work and even call me back Collin came through and worked every day to get the loan, I needed to get the perfect house I been looking for the whole year of 2020. Not only was Collin super professional he was super knowledgeable and kept me in the loop each step of the way. Collin gave me updates every other day to keep me in the loop, which is huge for me. If you want someone to fight for you and go the extra mile Collin is the one you need to call asap. I already told many of my friends and family because how amazing and easy the process of funding our house was. I got everything I wanted I would highly recommend Collin to anyone that is searching for a mortgage. Thank you so much Collin Clifford and American Pacific!