Carter Short - American Pacific Mortgage - NMLS 1005967 "Equal Housing Opportunity." Camino Del Rio S, San Diego

Working with Carter on financing my home buying experience was fantastic. Carter was always good about replying to any questions or concerns in a very rapid manner. Was always available day or night to make our transaction go smoothly. Some of the things I liked about his service was he provided me with all of my options for different types of loans, rates, paying points, down payment etc. He showed me what options I could take that would work best for me and my budget. He also did everything in his power to decrease the amount of paperwork and leg work I had to do to be approved for a loan. He did as much of the heavy lifting on his end as possible to make my side of the transaction effortless. I ended up getting into a deal that was financed in a way that worked for me and that was all thanks to Carter and his team at American Pacific Mortgage. I would highly recommend Carter Short to anyone looking to buy some real estate and will come back to him in the future when I make another purchase. -Blake

We are beyond pleased and grateful for the work, time and dedication Carter Short and Grant Clifford an exceptional team at American Pacific Mortgage San Diego gave us during our refinance process. They were always extremely professional and took the time to explain every aspect of each step to us. Without hesitation, these gentlemen answered all my questions and made me feel comfortable when I asked the same questions for further clarification. Carter is extremely knowledgeable. His experience was a huge reason I knew we were in the right hands. Grant is so patient and helped us every step of the way with all our paperwork and kept in communication at all times. We fully intend to refer them to our family and friends, and I know that they will offer each of them the same wonderful service they gave us. Thank you, Carter and Grant!

We received professional and helpful service on our 4th home purchase with Carter and his team. Every question we had was answered in a timely manner. Carter was easy to talk to and made sure we understood everything that was presented to us. His team went above and beyond to make buying our home buying was an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. I can’t recommend Carter and his team enough!

Carter and his team are amazing! As a productive Realtor and avid Investor, I interact with people in the real estate industry every day. I have done numerous transactions with Carter who helped my buyers live the American dream of homeownership! What I really enjoy about working with Carter is his integrity and character. He genuinely goes the extra mile for every client... putting their needs first. Definitely someone I want on my team as an extension of the services I provide. If you need to finance a home to purchase or refinance a home you already own... I highly recommend Carter and his team for all your lending needs!

Carter and team did an amazing job helping my husband and I complete our new home purchase. We had an especially interesting escrow, with travel requiring one of us to be out of the country for several weeks. Carter and team made sure that we had all the documentation we needed and helped us keep track of the timeline so that the time difference barely made an impact on the escrow timeline. Carter's knowledge of VA loans and how they work was very helpful and our realtor even learned a thing or two. The team answered our myriad of questions and helped us feel completely comfortable with the process. Carter provided plenty of loan scenarios during the early portion of the process to help us understand what different loan terms would look like. This home purchase was much smoother than our last, and we highly recommend Carter & will visit him with any future loan needs.

Carter and Grant were absolutely phenomenal throughout the entire home buying process. This was the first time my husband and I were purchasing a home so we had MANY questions. Carter was so patient and has a gift for explaining every step of the way so that we could have a better understanding of the entire process. There was not one time Carter did not answer my phone calls. Carter and Grant work together very well and are in constant communication with you whether it be by email or phone. We are very happy with our experience and I will be recommending this team to all my close friends and family.

Carter and his colleague Grant were phenomenal! As a first time homeowner, Carter made a complicated process much easier to understand. He provided informative responses to all my questions without judgment (I'm sure I've asked the same silly questions dozens of times!) and was extremely supportive. Carter and Grant always made themselves available via email and phone and were quick and responsive. They made a very daunting process rather easy. It was a wonderful experience working with them!

Carter and team pulled it off AGAIN! Selling and buying a home simultaneously is not recommended...especially when we found our dream home before our current home sold. Together, Carter and all the agents came to our rescue and closed on both homes within a day of each other! Wow! We're highly blessed to have masterful VA professionals who walked us through every step! My family and I are now living our dream because of this team! Thank you! The Knights

Coming from the Real Estate & Mortgage industry, I would highly recommend Carter! He will work hard to make sure all the necessary steps are throughly completed and use his many years of expertise to help you navigate the entire process. It was such a relief to have Carter guide us through the loan process with his mortgage understanding and have him readily available to answer our questions from start to finish. We’ve worked with him on our Home purchase, Home Refi and Investment Refi. Excellent experience each and every time!

Carter and his team, especially Grant, made the financial end of home buying a breeze! With interest rates constantly going up, Carter found a single good day and renegotiated our loan and lowered our rate by a full quarter point! That is going above and beyond. Open communication, day or night, and always able to answer our questions was unbelievable! Thank you, Carter and team!