Capital Concepts, Inc Decker Ct, Irving

My husband and I began investing in 2015 in D/FW and surrounding areas. Luckily, we found Capital Concepts early on in our investing and we used them for every property from that point on. The criteria we use when selecting our investing team certainly includes competitive pricing. But, with Capital Concepts we have had that and so much more. Every transaction has gone smoothly and efficiently because of Cary Donham and his coordinators. I wouldn’t go anywhere else! Mary Beth Marsh

We being working with Cary since day one , closed 7+ loan transactions with them, including our primary residency refinance loan . Its a great team to work with ,they offer several lending products and have a clear communication since the beginning of the loan process . Capital Concepts web site and applications are user friendly . Thank you again to Cary, Kelly, Genie and Megan .

We have used Capital Concepts for purchases and refinances both investment and primary. If there was ever a group of people with a 'Can Do' attitude, it's Cary Donham and his team. He is knows the business inside & out, is well connected and is able to keep things on track and as seamless as possible.

Cary at Capital Concepts is the best resource for investment property financing in Dallas-Fort Worth. We trust them with all our clients. Kyle - McCaw Property Management

I’ve done numerous loans with Cary at the Dallas branch over the years and am always treated right. Cary really understands investors and investor loan products and he keeps current with the most recent trends and industry changes.

These folks seem quite unable to follow the simple rule of "say what you are going to do, then do what the heck you said". Additionally, I found them totally unreasonable in their demands --- to the point of demanding I present them with a receipt for a wire transfer, the fee for which was clearly shown on my bank statement. Do you know of any bank that sends you a receipt for a wire transfer? They actually demanded I provide a letter of explanation as to why my accountant chose to file the forms that were included in my tax return. Don't trust any timeline they present to you because it's highly unlikely they will actually meet that timeline. Double any time estimate they give you. I fired them and paid cash for the property.

Cary at Capital Concepts is fast and thorough with handling investment property financing. Always a great experience.

Scammers, what they really want you to do is find rental properties and not qualify you. Then they buy them. Good business model if you're them not so good for you. They didn't even have a valid Texas real estate license and Lifestyles was listing them as an approved vendor...

These people are just great at what they do.Cary,Megan,Kelly the whole team is just awesome.I’ve just closed on my house thanks to Capital concepts after having a nightmare trying to get approved with some other lenders.They are very fast,friendly and experienced in mortgage bussines.I would highly recommend them especially to self employed people like myself.5 stars and thank you very much guys!👍