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1st MidAmerica Credit Union E Ash Ave, Decatur

3.7
(9)Loan Agency
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202 E Ash Ave, Decatur, IL 62526, United States

+1 618-258-3168

http://www.1stmidamerica.org/

  • Saturday9AM–12PM
  • SundayClosed
  • Monday9AM–5PM
  • Tuesday9AM–5PM
  • Wednesday9AM–5PM
  • Thursday9AM–5PM
  • Friday9AM–6PM
CLOSED
    1st MidAmerica Credit Union 01
    1st MidAmerica Credit Union 01
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    Services

    • Checking Accounts
    • Savings
    • Home Loans
    • Retirement Planning
    • Credit Cards
    • Loans

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    Personal Loans Near Me In Decatur of Illinois(IL)

    Loan Amount

    $1000
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    • Bad Credit OK

    • Easy Requirements

    • Instant Funding

    • High Approval Rates

    • Bank-Level Security Encryption

    • Reputable Lender Network

    Reviews

    3.7/5.09 Reviews

    V

    Veronica Berry
    5

    Wow, this financial institution is Awesome, just due to the people who work there...Laura (Manager) is Totally Awesome, her extremely friendly attitude wins you over immediately, very knowledgeable she is, and will do all she can to assist you. Her very well trained tellers (Ashlyn. Ananda, Marrisa,...etc)(ex-tellers..Preston & Anna) all have the Friendly's/best customer service attitudes...they learn your name and greet you with it...they are multi-trained...I have been a customer since 07/2018, it's the best place that I have ever banked...they even have sister branches in others states...so if your planning to relocate, like me...you don't have to worry about closing your acct.'s...I thought that was great...I see no reason to ever bank elsewhere...I love it here.❤

    Response from the owner

    Thank you for your kind words! We love to hear from our members.

    B

    B Eschbach
    2

    I have had my account for two months and my debit card looks fake, and my first card stopped working for a sketchy and unknown reason. Although the rewards system seems nice, I don’t know if it worked when I tried to use it. I cannot deposit cash at the atm which is inconvenient being that I rarely have time to go to the bank during hours. There also isn’t a convenient way of looking into my account because they don’t have an app. The people and service is nice but doesn’t outweigh the issues I’ve had.

    G

    Gary Edwards
    5

    Opened a new account today and was very impressed with their customer service. Very nice and inviting atmosphere. Sarah C. Was the representative that assisted me. CD rates were very competitive . Gave them 5 stars today because this is my only experience thus far.

    Response from the owner

    Thank you for your positive comments! We love to hear about member experiences and are pleased to know that our team is providing great service.

    V

    Velvet Balmer
    1

    The problems I’ve had at 1st Midamerica Credit Union are still unresolved. I purchased a vehicle in the spring directly from the owner. The person who processed the loan did not seem to know what he was dealing and kept making excuses about the computer system and other employees in charge of related duties. Couple of months after to purchase, I received license tags in the mail from the state. I called 1st mid-America asking why I hadn’t receive them because I had asked them to transfer my old plates to my new vehicle because they were only a couple of months old. Of course they had no record of that and told me there was no way they could change the situation. They call it that the DMV and perhaps they could be corrected through them. So I ended up buying plates that I didn’t need. Then I received a letter in July from the Illinois Internal Revenue Service telling me that the taxes were past due on the vehicle I had purchased. I had the taxes included into the total loan forthe vehicle. It was 1st MidAmerica’s responsibility to pay the taxes. I called them and they said that they had paid them sometime in June. I asked that they verify with the IRS that they have received the payment and was assured that they would. Then, I received another letter from the Internal Revenue Service indicating that my paymrnt was past due and a penalty had been added with plans to send me to collections. I contacted the credit union again and they sent me a copy of the cashiers check proving they had paid. I sent it to the IRS. Yesterday, November 16th, I received another threatening letter from the IRS. I phoned 1st MidAmerica and asked for their help. I asked that they call and sort this out. I was told no, they couldn’t do that because these were related to my social security number. I explained that I didn’t have time to wait 20+ minutes on hold to wait to talk to the IRS (I tried twice and waited over 20 minutes before getting cut off). The response was that they’d have to wait that long too! I told them I didn’t care, this was their mistake, not mine, why shouldn’t they wait on hold instead of me! They followed up with a phone call asking me to send me copies of the letters from the IRS. So there is still no resolution and even though the workers are polite and friendly, no one has really been helpful. I’ll never deal with them again and I’m transferring the loan.

    Response from the owner

    Thank you for reaching out. We hope that we were able to resolve this situation to your satisfaction!

    M

    Matt Cushing
    4

    Always friendly and helpful whenever I am there. Only fault I have experienced is the less than convenient phone system. Whenever I want to contact local branch, still have to go through a central main office first.

    Response from the owner

    We're glad to hear that you are receiving our friendly service. And you are right, we do have one central Member Support Center that takes incoming phone calls. This team serves members and gets them to the right person when additional assistance is needed. While some members do want to reach a branch directly, our Member Support Center team can usually assist with member inquiries when the branch teams are busy with members in the branches. Thank you for taking time to give us your feedback.

    C

    Curtis Grubbs
    5

    I'm never treated like another account, I'm always greeted by my first name and always see smiles. I'm so glad I've chosen this as my credit union.

    Response from the owner

    Thanks for taking the time to share your positive experience!

    M

    Misty Zuckerman
    4

    I have had my account for two months. I love the customer service I receive on the phone or when I go in to my local bank.

    F

    Faith tipsword
    5

    Great Credit Union. Great customer service!!

    Response from the owner

    Thank you for the comments - we will share your happiness with our team!

    B

    BillDozer 72
    5

    They are always so friendly and explain in a clear and concise manner any questions that I ask.

    Response from the owner

    Glad to hear to that you're receiving friendly service!

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    FAQs

    • 1. How to Make Contact with 1st MidAmerica Credit Union?

      You can phone them at +1 618-258-3168 or enter their official site and fill out the online form.
    • 3. What Types of Services Are Offered at 1st MidAmerica Credit Union?

      You can get experience in the following services from 1st MidAmerica Credit Union. '
      • loans
      • Checking accounts
      • savings
      • home loans
      • retirement planning
      ' You Can find some useful info about payday cash advances through our website.
    • 5. Is 1st MidAmerica Credit Union an Agency or a Lender?

      1st MidAmerica Credit Union is a Credit union helping you solve your financial problems. You can also request personal installment loans for financial emergency fund through our website.
    • 2. How Do I Get to 1st MidAmerica Credit Union?

      It is located at 202 E Ash Ave, Decatur, IL 62526, United States. Use a Maps app to show routes to 1st MidAmerica Credit Union.
    • 4. How Can I Get a Loan from 1st MidAmerica Credit Union?

      To request loans from 1st MidAmerica Credit Union, you can fill out the online form on their website or pay a visit to their office. You may be asked to drive your car there when getting a title loan. Click here to get more information about title loans for bad credit.
    • 6. What Will Happen When I Am Unable to Repay My Loan?

      Failing to repay a loan can have negative effect on your creditworthiness. Make Contact with your lender when you are likely to fall behind on the repayment.
    • 7. Does 1st MidAmerica Credit Union Offer Loans for Bad Credit Ratings?

      Yes. You can expect to get loans with 1st MidAmerica Credit Union even with poor credit. It is also available to get personal installment loans with poor credit through our website.