Accept loan requests up to $5,000
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Payday Loans in Fairbanks, AK
We can help you secure the loan you need easily. Tell us how much you need and get your loan offers today!
Loan Amount
$1000
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- Accept requests up to $35,000
- Repayment period up to 72 months
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- Get loans online with bad credit up to $10,000
- APRs as low as 5.99%
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- Apply for fast and easy cash loans up to $10,000
- APRs from 5.99% to 35.99%
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4 Best Same-day Payday Loans in Fairbanks, AK
- 1408 S Cushman St B, Fairbanks, AK 99701, United States
- +1 907-451-5546
- 1553 S Cushman St, Fairbanks, AK 99701, United States
- +1 907-452-6818
- Saturday,Closed
- 677 Eastview Dr, Fairbanks, AK 99712
- (907) 451-0885
- Fairbanks, AK 99701, United States
- +1 907-452-1726
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Estimated Payment
$ null
- Total Principal Paid:$ 1,000.00
- Finance charge:$ 255.62
- APR:311.00 %
Payment Breakdown
Loan Alternatives in Fairbanks
Payday loans didn't work out for you? Check out other loan options we get for you!
- Installment Loans in Fairbanks
Stress less and economical solution to handle your urgent financial needs.
- Personal Loans in Fairbanks
High loan amount with a longer repayment period, perfect for large expense!
Title Loans in Fairbanks
Make the best out of your vehicle! Get easy cash while you keep driving your car!
Payday Loans Providers Nearby in Fairbanks
FAQs
1. What Is The Total Amount of Payday Advance Stores in Fairbanks, AK?
There are 4 cash advance companies in Fairbanks, AK.3. What Do People Think Of the Best Payday Advance Loan Services in Fairbanks, AK?
As the Top 1 payday advance store in Fairbanks, AK, Advance Til Payday provides the greatest service. You can have a look at some genuine comments below.
"These loans may have interest rates of 375% or higher. These loans are referred to as installment loans and often have origination fees and high interest rates. A typical payday loan has an interest rate in excess of 375%. Some rates have been reported as high as 591%. Compare this to credit card interest rates, which average around 13% to 15%. Payday loans often have high fees that are separate from the interest rate. For example, the lender may charge an “origination fee” or a “processing fee”. In some cases, these fees are a way for the payday lender to get around interest rate caps imposed by state law. The lender is supposed to disclose these fees in the paperwork you receive with the loan, and you must pay them even if you pay the loan off early. Read your loan paperwork carefully before you agree to the loan so that you know what fees, if any, will be charged Payday lenders typically require some form of automatic payment, such as a post-dated check or automatic withdrawal from your bank account. If the money is not in your bank on the day the payment is posted, you will incur overdraft fees If your bank does not honor the check or automatic debit, you may end up owing the payday lender additional interest and possibly collection fees. (If you have a payday loan and no longer want automatic deductions from your bank, review Nolo’s article How to Stop Automatic Payments on a Payday Loan.) If you are unable to repay your loan when it is due, you may be tempted to take another loan to pay off the first. This leads to a cycle of debt, one that you may eventually be unable to end. Borrowers often find themselves making interest only payments on the due date, without ever lowering the actual amount due. Many states have laws that require payday lenders to be licensed in order to offer loans. However, many unscrupulous lenders evade this requirement. These lenders operate exclusively online and are usually located overseas, although that may not be apparent from their websites. Some may even have an address that appears to be a U.S. address, but is actually a mail drop at a retail store that rents mail boxes. You must provide sensitive financial information, such as bank account numbers, in order to obtain a loan. If you select an unscrupulous lender, your information may be misused. In addition, if your lender operates outside of the United States, you may not receive the benefit of your state’s consumer protection and lending laws. These laws may also not apply to lenders owned by Native American tribes. In general, Indian tribes are not subject to state consumer protection or lending laws. Research the lender before you commit to the loan. If your state requires the lender to have a license, verify that the lender is in fact licensed. Do not deal with an unlicensed lender. Many people report that debt collectors have contacted them a year or more after they repaid the payday loan. Often, unscrupulous lenders provide these debt collectors with your confidential financial information. The debt collector will state that you never paid the loan, and attempt to intimidate you into making additional payments. It may contact your neighbors or employer, or falsely claim that a lawsuit has been filed against you or that you will be arrested if you do not send immediate payment. While these tactics are illegal, many of these phony debt collectors are located overseas and can operate outside the law. If you do take out a payday loan, keep all paperwork related to the loan, including evidence that you repaid it. If you suspect your financial information is being misused, contact your local law enforcement agency. If you don’t repay the loan as agreed, the payday lender may report your nonpayment to a credit reporting agency. This information will remain on your credit report for as long as seven years. Negative information on your credit report can cause you to pay higher interest rates or be turned down for credit"5. Is It Possible to Find Cash Advance Loans without Credit Checks in Fairbanks, AK?
No. You should know that no credit check cash advances are just ads. Instead, you can opt for lenders offering loans until payday with a soft credit check.
2. What Is The Most Popular Payday Loan Store in Fairbanks, AK?
In Fairbanks, AK, Advance Til Payday is better than other cash advance companies.4. My Credit Score Is Poor, Do I Have Chance to Get Cash Advance Loans in Fairbanks, AK?
Of course. Getting payday loans for Bad Credit is not difficult now. You can apply for a bad credit loans on this page or from the cash advance companies listed above.6. Can I Get Approved for Cash Advance Loans If I Don't Have a Job in Fairbanks, AK?
Yes. It is possible to get loans until payday while you are unemployed. You may need some other sources of income to be eligible for this loan.7. How to Secure Cash Advance Loans in Fairbanks, AK?
in addition to get loans from cash advance companies, you can also secure payday loans with same day approval by filling out an online form on this page.