$50 Loan Instant Apps

Financial apps not only help you manage money, they can also lend you some cash.

Want to borrow more than $5,000? Click here!

Would You Like to Borrow 50 Dollars Instantly with an App?

Even though it’s not a lot of cash, there’s sometimes a huge difference between having $50 today and $50 sometime next week. This is where apps for instant money come in: services that let you get money instantly even if you have bad credit.

Best $50 Loan Instant Apps

Surprisingly, the main problem isn’t finding a $50 loan instant app but selecting the instant cash app that offers you the best deal. It’s best to check your options in advance, as many apps that give you money instantly offer long-term customers access to larger advances.


Chime is not only a lending platform, but an online bank with one important feature: instead of charging you a penalty fee when your account gets overdrawn, they’ll automatically give you instant money to cover card charges and bill payments that pull your balance below zero.

Though the amount you can borrow in this way is small at first, a history of repaying these loans on time (i.e. with your next paycheck) eventually raises your limit up to $200. Better yet, these loans are reported to credit bureaus, raising your credit score.

Chime Features:

  • A full-fledged banking app
  • Can borrow $20 initially
  • Fast and easy application process
  • Low fees


Not a banking app as such but rather a tool that connects with your existing account, Brigit offers a multitude of functions other instant loan apps don’t necessarily have. One of these is balance alerts:

If you’re about to get slapped with an overdraft fee, Brigit will warn you and allow you to get a $50 loan within minutes. No credit check is done; instead, your banking history is used to determine how much you can borrow.

Brigit Features:

  • Good budgeting and money-managing app
  • Get $50 instantly, rising to $250
  • No credit check
  • No interest on loans


If you’d like to start building a better financial future but don’t know where to start, MoneyLion may be for you. It is also an instant cash advance app, though less “instant” than some others due to a short waiting period for loan approval.

Though MoneyLion has a lot going for it, it’s not one of the best instant money apps for people in the middle of an emergency. Your MoneyLion account has to be at least two months old and meet a few other requirements before you’re eligible for a loan.

MoneyLion Features:

  • Saving, borrowing, and investing app
  • Loan amounts from $25 to $250
  • Waiting period of up to 48 hours for loans
  • 0% APR (with linked checking account)


Among all the apps that give you money instantly, Dave is one of the easiest to use. Though all accounts carry a $1 monthly service fee, other charges are low and easy to understand. If you want them to reduce the waiting period for a $50 loan to 8 hours, for instance, you’ll need to shell out $5.

Note that, although Dave doesn’t do credit checks, not everyone will qualify for a $500 advance. Your average account balance and loan repayment history are some of the factors they look at when deciding who to approve.

Dave Features:

  • Banking app with card and account
  • Loans of up to $500
  • Waiting periods of up to 72 hours
  • No interest on loans


Albert is way more than just a $100 loan instant app: it can make intelligent suggestions on the best way of managing your money, much like a human financial advisor does. As long as you earn a regular income, it also allows you to get $50 instantly as a loan.

App users can apply for up to three small loans per month. Unfortunately, unlike many of the best instant money apps, Albert charges a fee of $4 per month. You’ll also have to pay a small amount to get your money quickly rather than waiting two or three days.

Albert Features:

  • Banking, financial advice, and investing app
  • Loans of up to $250
  • $150 cash bonus for qualifying new users
  • Low fees and zero interest on loans


As Empower specifically attracts people with less-than-great credit, this is a good option if you need to get money instantly. As a bonus, it will also help you spend more responsibly and build your credit score if you use all the app’s features.

The high monthly fee is its major drawback, but this is balanced out by it being one of the few apps that loan you money instantly without many barriers. As with any app of this kind, though, some new users will not be approved for cash advances.

Empower Features:

  • Online banking app with budgeting and saving features
  • Loans of up to $250, revolving credit of up to $1,000
  • Costs $8 per month
  • No fees or interest on loans

Where Else Can You Borrow a $50 Loan Instantly?

What apps that let you borrow money instantly are aiming at is to use their quick loans to attract customers to their other services. Even so, they can’t lend money to everybody, and you usually have no way of knowing if you’ll be approved until you apply. This means you may have to look for another source of instant money.

Asking for Help from Friends or Family

Most of the people close to you will probably be happy to help you out with $50 if they’re able. The drawback to doing this is that they may resent being asked too often, especially if you’re late with paying them back. Remember that many of them are struggling too, whether you know about it or not.

Side Hustles

Not just for emergencies but a good idea in general, an extra source of income can often save your bacon. Instead of cash apps that grant you instant loans, you could take a look at websites like Fiverr and TaskRabbit for quick ways of making $50.

Online Payday Loans

Even though some of the loan limits we’ve seen above run to several hundred dollars, the average person can only borrow much less from an instant cash app if they’ve just joined. If you need more, you need it in a hurry, and especially if your credit isn’t fantastic, a payday loan may be just what you need. To find reliable payday loans easily, you can ask help from a loan broker like CocoLoan.

How much would you like to borrow?


Why Choose CocoLoan?

There are thousands of payday loan providers out there, each with its own lending policies. How can CocoLoan help you navigate through this jungle?

We help you find trusted and reliable lenders

Some lenders aim to help their clients, others try to squeeze money from them. It’s not always easy to tell the difference! This is why we work only with lenders who not only obey the law but also follow ethical business practices.

Our process is straightforward

Even if you’ve never taken out a payday loan before, we’ll help you select and apply for the right package. All you need to do is provide a few basic details, and we’ll steer you towards all the best deals available to you.

Our lenders consider bad credit borrowers

A credit score is a very one-dimensional way of assessing someone’s ability to pay back a loan. The lenders we can refer you to look at various other factors besides this number, making it possible for people with bad credit to borrow money.

How Does CocoLoan Compare

default imgWhy Trust CocoLoan?
How much can you get?$50 to $35,000Zero upfront charges
What are the loan terms?1 - 36 monthsEasy repayment
Are credit checks needed?YesMostly soft pulls
Are bad credit accepted?YesAll credit considered
How to apply?Totally onlineSimple and straightforward
Get Started


Are these apps scams?

The ones we’ve mentioned above certainly aren’t and get consistently good reviews from customers and consumer organizations alike. You should read the fine print, though: you have to obey the contract even if it says something you thought it didn’t.

How fast can I borrow $50 from these instant money apps?

Some can supply you with funds within minutes, others have an approval period that may be as long as three days. A few allow you to get your money more quickly, but only for a fee. There may be additional delays imposed by your bank.

Can I borrow more than $50 with these apps?

Yes, many allow you to borrow $200 or even more. As a new customer, however, you are almost certainly going to be restricted to sums of under a hundred dollars.

How does CocoLoan work?

Instead of having to apply with multiple payday lenders, you can instruct us to do so on your behalf. We then show you the best offers for which you can expect to be approved, allowing you to make the best possible choice with far less paperwork.

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Take Out A $50 Loan With CocoLoan Now!

A financial emergency is no time to fiddle around with masses of application forms. With us, you can spend minutes instead of hours finding an instant loan, and get better terms on it besides.

Try Right Away