Vital Federal Credit Union Asheville Hwy, Spartanburg
1000 Asheville Hwy, Spartanburg, SC 29303, United States
http://www.vitalfcu.com/
- SaturdayClosed
- SundayClosed
- Monday8:30AM–5PM
- Tuesday8:30AM–5PM
- Wednesday8:30AM–5PM
- Thursday8:30AM–5PM
- Friday8AM–5PM

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Reviews
H
2nd time dealing with fraudulent transactions on my debit card. The Duncan location no longer has office hours, drive through only. Went to the Ashville Hwy location and the customer service agent picked at her face and wig the whole conversation, there were pieces of glue on the table. The rep refused to help with the fraudulent transaction. She called the company that charged us in error and stated "they don't have an account with you". Obviously we do not use the company that charged us fraudulently, that's the literal reason we are in the bank to report the charges! Worst customer service experience. We will be closing our account and switching to another bank.
Good afternoon! We are sorry to hear you do not feel you received our best possible customer service in this situation. We always strive to handle disputes as quickly and efficiently as possible, while also following protocol. Unfortunately, due to privacy reasons, we cannot discuss specific situations via online forums. We would love the opportunity to discuss the situation with you further to be sure all of your issues were resolved in a professional, timely manner. If you would like to contact us, please call 864-699-5940 and ask to speak with the manager. Thank you!
k
Been open with Vital Federal Credit Union since April 23,2021 got no problem with them with the Duncan place soon to be close on July 18,2022 it going to be hard for me to drive from BMW plant to Asheville Highway to get some cash out from the ATM.
Kham, Thank you for your review! We understand the branch closure has a significant impact on our members who utilize this branch. We do offer a whole network of surcharge-free ATMs through the Co-Op network for your convenience. This means, you have access to thousands of ATMs at no charge to you across the country. You can use the ATM locator on our website to find the surcharge-free location nearest to you at https://www.vitalfcu.com/locations-hours and visit the "surcharge-free ATMs" link under the ATM section. We thank you for being a member of VITAL FCU and look forward to continuing to serve you! Have a great day!
K
As a credit union it’s good but this branch is not friendly at all for now on I will be going to the Duncan branch I took some rolls of coin in to deposit and a check in to deposit the trailer said that I would have to put the coin in the machine I finished setting the coin up so I could hand the check over to her she grabs the coin and takes it to the machine and I hear the trailer next to her say and he still set the coin up there the trailer said right. How rude to talk about your customers.
Kelly, Good morning! We want to sincerely apologize that you do not feel you received our best possible customer service. Our goal is to always make our members the number one priority at VITAL FCU. We love hearing from our members and hope to continue to serve you with great customer service. Thank you!
A
Penny O' Shields goes so far beyond what should be asked. Knowing that I work across town she will have my transactions waiting for me when needed. She will keep me in the loop when needed and ALWAYS ALWAYS calls and/or emails back within a few hours. I never have to worry when working with her. You are a Rock Star to the 10th degree
Angel, thank you so much for your awesome review! We appreciate your kind words so much! Have a wonderful day!
M
I've been with Vital since I was a teenager and I have had nothing but good experiences with the Asheville Hwy Branch. Penny O'Shields has helped with all of my auto loans, and personal loans I have gotten and I have been nothing short of satisfied with her customer service and expertise throughout the process every time. Thank you Penny for all of your help and I look forward to future business with you and Vital
C
I absolutely LOVE this credit union! I have been a member for 13 years now and have not even one bad thing to say about them. The staff is very personable. Whenever I go in most of them know me by name and they always ask how my son is doing. I work with animals so I always have at least one dog with me in the mornings if have to stop on my way to work. Whenever I go through the drive-through they always ask “how many dogs do you have with you today“ so they can send the right amount of dog treats to the car 😊! Don’t form an opinion based on a few bad reviews by those just wanting to complain because THEY were probably having a bad day at the time. Go in and check these wonderful people out for yourselves!
Mr. Foley, Thank you so much for your wonderful review! We appreciate you taking the time to let us know how we are doing, and we appreciate you being a long time member of Vital FCU! Have a great day!
A
I just want to say that Kellie Leonard has been amazing, I wish I could give this 6 stars. Me and my husband are looking for a new car and she has been so calm and reassuring and just amazing. If you ever need a good loan officer (from I have experienced myself anyway) please go to Kellie Leonard or Marilyn Smith. I am sure the other officers are just as good too. They are fantastic!
Alexys, thank you so much for your awesome review! We are so happy that you had a wonderful experience with us and that we were able to assist you! Have a great day!
K
I have been banking here since 1991. I have done ALL of my car loans through them. I went to the Duncan branch to see about a car loan, (6/17/19) well on my credit report someone has decided to open credit cards under my name! I was not aware until they checked my credit. I explained to them that I did not open these and I was in the process of disputing it while sitting there. THEY SAID THE BEST RATE I COULD GET WAS 8%, because of this. so I asked to speak with the branch manager Omero he REFUSED to talk with me !. He was busy ! Seriously I have been banking her since 1991 and you can't find the time to talk with me about the problem!!! Not to mention I currently have a car loan with them, they can see the payment is paid religiously. I will be changing my banks as soon as the car loan is completed. The credit union has had to much turn over and the people that are being hired for loans etc are horrible ! WORST CUSTOMER SERVICE I HAVE EVER EXPERIENCED HERE !
Kimberly, We are very sorry to hear you feel you did not receive the best customer service possible. Due to privacy issues, we cannot discuss any details of your situation online. Thank you, have a great day!
B
Worthless. Abysmal customer service. Don't waste your time wasting theirs.
Blake, We apologize that you feel we did not give our best customer service. Our goal is to always provide the best possible customer service. If you would like to discuss your specific situation further, please contact us at 864-699-5940 and ask to speak to the VP of Marketing. Thank you!
H
I appreciate the quick friendly response I receive every time I visit Vital. I rate the staff there as excellent. I like the atmosphere and the service demonstrated by the staff. Service has always been quick and friendly by all staff. They act in a professional manner and are still friendly. They make you feel welcome and they appreciate your business.
Mr. Holcomb, thank you so much for your great review! We are happy to be able to serve your needs! Have a great day!
Personal loan Providers Nearby in Spartanburg
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FAQs
1. How Can I Connect Vital Federal Credit Union?
In order to make contact with them for loans, you can call this phone number +1 864-948-8200, or you can direclty find out loans online. If you need any loans like guaranteed personal loans, you can click this place, which is highly recommended.3. How Can I Get a Loan at Vital Federal Credit Union?
The quickest way is to fill out their online application form. For your need of payday same day loans online, simply visit our website to learn more about details.5. What Am I Supposed To Do I Cannot Repay My Loan?
The best way is to discuss the details with your lender at first and deal with the issues for both parties.
2. How Can I Find Vital Federal Credit Union?
Vital Federal Credit Union is located at 1000 Asheville Hwy, Spartanburg, SC 29303, United States. If you wan to visit them in person, you can make use of the map to find a way to get there.4. Is Vital Federal Credit Union an Agency? Or a Lender?
Vital Federal Credit Union is a Credit union. Or you can directly find CocoLoan, which is an online loan broker, can help you connect with 100+ lenders to get miscellaneous loans like online installment loans, look it up on this page to find out more.6. Can Vital Federal Credit Union Provide Personal Title Loans?
Sure. You can get online title loans by clicking here.