Vital Federal Credit Union E Main St, Duncan

Absolutely best Credit Union/Bank around to deal with. Christy goes above and beyond for not only me, but anyone I have sent in there! Have been banking with them for almost 5 years now with countless loans and will continue to as long as Christy is there!

Don't let the low rates fool you, these guys are sharks! If you bank with Vital Federal Credit Union, be prepared for 3-5 business day holds on ANY deposit that isn't cash or doesn't resemble a regular payroll check. I"m talking money orders, certified checks, small local checks, etc. I banked with Suntrust for ten years and never had a deposit held longer than overnight. I deposited a check with Vital to cover rent back in November. These hammerheads held the bloody check for a full week and returned my rent check well after I made the deposit. I incurred $110 in fees from Vital and my landlord. And forget about a courtesy refund if you accidentally overdraft your account. That's not how Vital rolls. No courtesy refunds PERIOD.

Marilyn was wonderful!! She made the loan process seamless! Vital has great rates, in addition to helping us with our purchase she saved us money on existing loans!

I like the small and helpful atmosphere of the Credit Union. Vital has been the best banking experience I have had to date and I highly recommend them.

Ms. Smith has always been a pleasure to work with concerning loans. Willing to work with me on hours to meet. Great loan rates.

Penny is the best! I’ve used SRFCU for over 20 years. They have always gone out of their way to accommodate my needs. Great rates and service.

Been a great bank to work with. Loan process has been very pleasant and the maintenance and customer service on my accounts has been wonderful.

There’s better credit unions than this one!

Been very good to our family