Tom Gates NMLS# 61691 Princeton

We have have been clients of Tom Gates since 2017. Tom has worked on a few loans for us and every time we have been very satisfied with how he handled the job. Tom is responsive, timely, diligent, friendly and professional! Recently, in 2022, we were in an impossible situation where we had to close a purchase in just three weeks; Tom and his team made it happen so smoothly and perfectly on time. Everyone in Tom's team, including Ren, the newest associate, is wonderful. Highly recommend!

Don't know where to begin. We loved our experience from start to finish. My boyfriend and I are first time buyers and are only 25 years old. We met Ren and instantly new him and Tom Gates were the team we wanted behind us in this process. We knew they were genuine people and wanted the best for US not just for their company. Every step and every home I wanted to see, every question asked, and every answer was for us to have the best experience and for us to come out stronger. I couldn't be more grateful with the home we ended up with. I learned so much through the whole process with Ren, Tom and their team answering every question thoroughly and clearly. They made it so easy to understand, when nothing about the home buying process is easy. Ren felt more like a friend in this process, which we really appreciated when we were making such a big decision. We wanted someone to be that genuine with us. We are so happy in our home and will be using LoadDepot (Tom and Ren Gates) for any future home buying needs and definitely recommending to all my friends in the future (already have started spreading the word!!) Thank you both so much!!

I can cut to the chase here and state that, of the approximately 6 times that we have refinanced, this experience was without a doubt the most seamless, fluid, and easy to navigate thanks solely to the Gates Lending Team. They were incredibly thorough in their approach yet made the process unusually quick and easy, and made it known that they were there to assist at every step... We are young family and life seems quite busy essentially every. single. day. so although we are motivated to pursue an endeavor like a refinance for it's financial benefits, it's nonetheless a daunting task. However, they made it easy and straightforward and their years of combined experience shone through. Without question, we will use this team in the future!

Ren Gates and Tom Gates have been such a pleasure to work with. I was guided every step of the way. They did not hesitate the walk us through our concerns and questions, and they made sure we felt comfortable during every decision. Not to mention they were very responsive when we needed them. As a first time home buyer, I am so grateful I was able to connect with this team. I highly recommend their services!!

I cannot say enough about Tom Gates and his team! We recently purchased our dream home and from the very start Tom went above and beyond to make sure that all of our questions were answered and all of our needs were met. We have purchased homes before and we have never seen this level of responsiveness, professionalism and efficient execution. He answered calls on nights, weekends...we felt supported every single step of the way. We could not be happier with our experience.

Team Gates executed every aspect of the refinancing flawlessly and smoothly. They showed a high level of industry expertise at all levels with responsiveness, proactivity, and problem solving, all with a high level of enthusiasm and genuine care. All of our questions throughout the process were answered quicky and thoroughly, and they seamlessly helped smooth over a glitch when the bank holding existing mortgage presented an incorrect pay-off balance. Tom Gates and team should be the Gold Standard for Loan Depot's client facing reps. He/they check every box and receive the HIGHEST marks available!

Tom and Ren were fantastic to work with, and very helpful. They helped us through making multiple offers, explaining and answering questions along the way. We were so grateful to have their guidance and support throughout the home-buying process. They also worked very well with our realtor and lawyer.

Tom and Ren Gates (and the rest of their team!) were such a pleasure to work with. From the beginning, I was impressed by how incredibly responsive they were, at any point that we needed them. In a crazy market, offers had to happen fast and they were there to draw up a pre-approval letter, run numbers to make sure we were in our budget, and talk through the decisions we needed to make. They were both incredibly knowledgeable and worked hard to make sure we felt informed and comfortable with the transaction. Not to mention they were able to help us close a little earlier and make our offer stand out among others! The whole lending process can be stressful, but this team made it so easy and smooth. They are an amazing team that helped us get a dream home in one of the craziest real estate markets, and I am so grateful to both of them for their support, dedication, and advocacy for us throughout the whole process. Thank you all!

Once I saw my current home, I knew I loved it. Unfortunately, my first mortgage company experience was not a positive one. Luckily for me, a good friend recommended Tom Gates via Loan Depot. I can’t thank Team Gates and Ms. Martone enough. I found them to be extremely knowledgeable, kind, helpful, and they have the patience of a saint, walking me through every step of the way! I was really shocked at the rapid flow and smoothness of the financial process. They were truly instrumental in God’s plan. Looking forward to using Team Gates for my future beach house in Cape May! Team Gates all the way. Sincerely, Annarella Valdivia

Tom Gates, and his son Ren, provided us with the most efficient, friendly, and satisfying mortgage experience that I've had yet. And this is my 5th. From the moment we first contacted them about a refi until closing, they went above and beyond to answer all our questions carefully and completely, help us understand the current mortgage market and work with it, and respond immediately whenever we had a concern or query. I could not imagine a better collaboration.