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Time Investment Company, Inc. N 6th Ave, West Bend

3.2
(10)Loan Agency
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100 N 6th Ave, West Bend, WI 53095, United States

+1 800-236-1177

https://www.timeinvestment.com/

  • Saturday9AM–12PM
  • SundayClosed
  • Monday8AM–8PM
  • Tuesday8AM–8PM
  • Wednesday8AM–8PM
  • Thursday8AM–8PM
  • Friday8AM–3:30PM
CLOSED
    Time Investment Company, Inc. 01
    Time Investment Company, Inc. 01
    Time Investment Company, Inc. 02
    Time Investment Company, Inc. 03
    Time Investment Company, Inc. 04
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    Reviews

    3.2/5.010 Reviews

    S

    Steven Gualandi
    1

    They received a payment in march from my mother , unfortunately she also passed away that month. I have tried in vain since April to get through to ANYONE at this company. Unfortunately their phone system prompting has made it impossible to reach anyone. This company is worthy of nothing more than my contempt and disgust. I'm currently looking at a bill from April 20th 2022 with a request date of 5/31/2022 and today's date is 6/10/2022 and i received a notice that they liened her property. This schlock company is nothing more than the ever corrupt Wells Fargo with a different spelling If you read the negative comments about this company it is obvious that they appear to be a predatory leader and they also appear to prey on the elderly!

    A

    Amy Efird
    1

    PLEASE stay away from this company if you can. Our experience is that they prey upon the elderly. This company entered in to a "contract" with our Mother, who was in her 70's for some replacement windows on her home. They installed exactly 3 windows and have told my sister she now owes $8k, even after our mother paid over a year on her loan. The really bad part is that our mother had been confirmed by a doctor with Alzheimers dementia and even after being given proof of diagnosis, that specifically states that she is unable to enter into a contract. these people filed a lien on her home after her death and refuse to release it unless we pay them. Unethical at its worst!

    J

    Joni Arthurs
    5

    Due to unforeseen circumstances, I was forced to use this company. It turned out to be a wonderful experience, thanks to Toni. She is smart, capable, and very patient. She worked hard on my behalf and it paid off.

    Response from the owner

    Thank you for the 5 star review. We appreciate your recognition of one of our amazing team members. We are thrilled you took the time to share your positive experience. Toni felt much appreciation. Thank you

    N

    Nick MacDonald
    1

    Seriously the biggest scam of a company. They told us we had 12 months to pay off with 0 interest only to find out they started the 12 month period 2 months before our first payment, which led us having to back pay all the interest over the course of the year. Their customer service is horrible and so unhelpful when trying to explain this.

    M

    M Mic
    5

    I have been working with Time Investment Company for years now and I am astonished with the level of Customer Service provided. It is so refreshing how they treat me as a dealer. They are consistent with being intentional, whether, providing specials for COVID or picking up the phone and understanding our clients situation to get approved. Time Investment Company has been nothing short of amazing for my company and I.

    S

    Steven Fitch
    5

    I have been dealing with TIC for 8 years now and can say nothing but good if not great things about them. From the way they treat me and my company to the way the take care of my clients is bare none. There outreach programs are outstanding. After sitting down with the owners and staff you truly know they have your best interest at heart and as they say... only want to make you a Raving Fan! Highly recommended.

    K

    Kathleen Weeks
    1

    Very poor customer service from sandy fisher and her team leader ?Pam? I be paying loan off and will not recommend them or deal with any companies that use them. After a barrage of phone calls stating my account was past due I paid fee but researched my records and found that I had actually been paying more most months and had bills from them stating " bill due date 6/2021". I asked to speak with supervisor as I had attempted to correct issue with sandy fisher who had not responded to emails. Pam was rude and non apologetic and blamed a glitch in system with equient,for issue. It is worrisome that a glitch in the system when you are dealing with loans and lending services. Even more worrisome about the lack of customer service when correcting account Thank you for your response I was aware of what type of account I have but when TIC sends me paper bills showed a bill due date of 5/2021 and then 6/2021 what would you think I can post bills here so that you may review....

    Response from the owner

    Hello and thank you for your feedback. We apologize for any misunderstandings. Your loan is revolving and it works similar to a credit card. Even though you paid more than the minimum payment in any given month, you still have a minimum payment due the following month until the loan is paid in full. Any overage, amount more than the minimum monthly payment, you paid in any given month goes toward the principle, not toward a future due date. We highly encourage paying more than the minimum each month to shorten your loan term and reduce the interest you pay on the total loan. Again, we are sorry we did not provide you ample explanation on how your loan works, but hope this helps. You can also read the revolving loan agreement you signed for more information if necessary. Please feel free to reach out if you have any additional questions.. It is very important to us that you are clear on your options. We care about you and your credit and want to provide the best customer service always. Thank you again. Kind regards. Thank you for your response. I would have been confused too. I completely understand what you are saying! Please, please, please, contact our customer care team if you are still having any issues. We very much want to make sure this all makes sense for you. Thank you again for reaching out. We just want to help. Please call any time!!! thank you

    J

    Janelle Middleton
    1

    First of all...they say "interest free for 12 months", but they start adding interest from the first statement. IF you pay it off before the 12 months is over, they're supposed to remove the interest. That's annoying! Then, everything said in large print 5/1. Today (3/25) I go to pay it off, but now it says the 12 months interest free ended on 3/17!! I go back & peruse all my statements & 3/17 was in ultra fine print! NOT COOL!! It was MEANT to be deceptive!! NOT an ethical company, IMO!! REPLY TO OWNER's claims: 1. The 5/1 date I referred to was NOT the statement due date. (As it is only 4/1/21, I have not yet received a statement that is due on 5/1/21!) The 5/1 that I referred to is in the area where it says "APR From 5/1/20 until paid." In every credit card or loan I've ever had, that area of the statement is where it lists the beginning date of the loan. With that understanding, 12 months from 5/1/20 would be 5/1/21. Ergo, the whole life of the loan, I have been under the impression that I had until 5/1/21 to pay it off. it was INTENTIONALLY DECEPTIVE. 2. Yes, I have clicked the Payoff button. This company is very different from ANY interest-free promotional period I have ever experienced. Rather than the statement each month showing only the principal during the 12 month Interest Free period, they charge & add interest EVERY MONTH from the very beginning (even during the 12 months no interest!). Then they claim they will "take it off if you pay before the promotional period ends." The ONLY way to see what you actually owe on the principal is to click the Payoff button. And NO, when I signed, none of that convoluted way of adding interest during the Interest-Free period was explained. It. Is. Crazy!!!

    Response from the owner

    Hello, thank you for the feedback. We are very sorry that you missed your promotional program end date and are understandably frustrated. We try very hard to inform our customers of promotional end dates. This customer signed a completion certificate on 3-17-20 and was given 12 months, 3-17-21, to pay loan in full to avoid any interest charge. We provide the promo end dates on multiple points of contact for our consumers as a curtesy to avoid missing dates. Please see a list below of all the areas we provide our customers the promotional end dates and monthly due dates. 1. The contract consumer signed with the company they purchased the product, states 12 month IFO clearly on the front top right. 2. We verbally explained how the loan works and the Interest Free Option end date, 3-17-21, on a recorded verification call with customer. Customer verbally confirmed it was understood. 3.Monthly Statements. The Interest Free Option program, information and end date or 3-17-21 is provided, in the same font size as rest of verbiage on the front of our monthly statements. This customer received 12 statements. The 5-1 date customer is referring to is the monthly payment due date, which is clearly stated on the front top right quadrant of our statements. It says Due Date 5-1-21. 4. We provide our consumers with a personal online account where they can check the loan status, make monthly payments, pull payoff information, etc. We have recorded this customer created an on line account. The promotional program end date is provided on line. 5. We have recorded customer pulled a loan payoff amount in January, February and March of 2021. We are sorry you missed your date, and understand your frustration, but the promotional end date was provided to customer in multiple places. This is not being deceptive, but short of giving the customer a phone call to remind them, this information was provided. If you would like additional copies of your signed contract, completion certificate, or statements please contact our consumer care team. You can send a chat through your on line account, or just give us a call anytime. We are here to help you and to avoid any frustration! We appreciate you and hope we can provide you with excellent service. Again thank you for your feedback. Hello, thank you for your additional feedback. The 5/1 date that you are referring to is explaining that interest begins on your first due date, 5-1-20 and will continue until the loan is paid in full. This is located in a box directly below the area explaining the expiration date of 3-17-21 of the interest free option program. Interest does not begin when you signed the contract on 3-17-20, but on your first due date of 5-1-20. The 12 month interest free program did start on the date you signed the contract. Again, we are very sorry you are not happy. We do our best to provide all this information via verification call, on our statements, and in the online portal. We provide phone numbers, emails and chat options for anyone that has any questions or concerns. Very sorry and we thank you again for paying your loan as agreed, we do appreciate and value your feedback.

    O

    Olivia McLendon
    1

    Greedy company! Requested a payoff quote and they milked the clock on responding to me so they can get the scraps of interest. Financed a 8 year loan for a water softer with interest that’s just as high as the principle. They threatened me with a lien on my house and want me to pay the release fee of 125 so they can get more money from me. Unacceptable. Do not give them your business!

    Response from the owner

    Hello, we are very sorry you are unhappy with our service. We apologize if we did not respond to you quickly with a payoff. The interest on your loan should have been disclosed to you before you signed the legal documents to purchase your water system. We are happy that we could help you purchase your water system when you needed it by providing you with a loan. We always recommend paying off early to save on interest expense. We do not threaten our customers. If our customer stops paying on their loan, we do reserve the right to place a legal lien on the home to protect ourselves from a default. All of this information is in the legal contract you signed. Please reach out to our customer care department with any issues. We prefer to work with you, not to upset you.

    C

    Casey Phelan
    5

    Time Investment is truly one of the best finance companies in the industry. They provide the absolute best customer service around. I've worked with many over the years and nobody treats you like family in the way that they do. In a world where quality personal customer service is dying, TIME Investment is a breath of fresh air.

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    FAQs

    • 1. How Can I Get In Touch With Time Investment Company, Inc.?

      In order to connect them for loans, you can call this phone number +1 800-236-1177, or you can direclty look for online loans. If you need any loans like guaranteed personal loans, you can click here, which will be quicker.
    • 3. What Kind Of Services Can I Get from Time Investment Company, Inc.?

      Time Investment Company, Inc. also provide these services shown as '
      • Consumer Financing
      ' For more details about Time Investment Company, Inc., act now.
    • 5. Is Time Investment Company, Inc. an Agency? Or a Lender?

      Time Investment Company, Inc. is a Financial institution. Or you can directly find CocoLoan, which is an online loan broker, can help you establish connections with 100+ lenders to get various loans like installment loans online with quick funds.
    • 2. How Can I Find Time Investment Company, Inc.?

      Time Investment Company, Inc. is located at 100 N 6th Ave, West Bend, WI 53095, United States. If you wan to visit them personally, you may use the map to find out a way to get there.
    • 4. How Can I Secure a Loan at Time Investment Company, Inc.?

      The quickest way is to fill out their online application form. For your need of payday loans online, simply look at our website to find out more info.
    • 6. What Am I Supposed To Do I Cannot Repay The Loan On Time?

      The best way is to negotiate with your lender at first and find out a solution for both parties.
    • 7. Can Time Investment Company, Inc. Provide Title Loans?

      Sure. You can get title loans for bad credit from CocoLoan.