The Texas Home Team Dallas Pkwy, Addison

Chris Hernandez is an incredible professional. He is extremely knowledgeable, creative, trustworthy and hard working for his clients. I highly recommend him to secure the best rate for you AND make the whole loan or refi process less stressful.

Chris was incredibly helpful throughout our lending process. We had lots of hiccups and bumps in the road and he helped us navigate them all. He was a strong advocate for us when we ran into some clerical errors that held up our loan, and was still able to help us close on our new house on time.

I am so thankful we found Chris Hernandez because of him my husband and I have purchased our first home. Chris was always patient with us and went above and beyond to make sure our home loan closed on time. I would highly recommend Chris Hernandez, so look no further if you're serious about purchasing a home.

Before I got referred to Chris, I had been through 2 other mortgage brokers and no one seemed able to help me. I had a very complex situation involving a property that I was trying to refinance in my name which had been awarded to me in the divorce but there were problems with the current deed and no cooperation from the former owner. Chris never gave up on the situation and handled most everything for me which included getting in touch with my homeowner's insurance, having his title company perform a title search, going through bexar county records, multiple phone calls to the underwriter, a low cost appraisal referral, a mobile notary service, plus much, much more. After having many doors slammed in my face, with Chris' help I was finally able to obtain the end result I had been trying to do on my own for 2 years. Thank you. Thank you, Chris, so much. I wouldn't have been able to do it without you. Chris is very patient and efficient and welcomes a challenge in order to help his clients.

Chris and Micah literally held our hands through the entire home buying process (well not literally, but you know what I mean). They went above and beyond to offer guidance and expertise even in steps outside of their scope of responsibility, which made us feel like we had consultants on our side as opposed to standard lenders. The process went smoother than we could have ever hoped, approvals were almost instantaneous, and the inspection took place swiftly and accurately. SMI Lending took the pain out of the purchase process for us and truly made it fun. There is a reason that SMI Lending has earned its stellar reputation. You should definitely team up with them for your next home purchase. You'll be glad you did!

I have done multiple deals with Chris and his team. They have always been very thorough and quick with everything. They really take the time to explain the process and make it simple. For a process that is mostly frustrating to go through, It has always been stress free..... I definitely have recommended them and always will.

Chris worked hard on my refinance which took time and patience since I had a complex financial structure. He never became discouraged but simply found a way through the various challenges. I highly recommend Chris and Micah.

Chris Hernandez and all of the Cornerstone team helped us through our buy and sell process with every step. They were quick to answer questions and provide necessary paperwork. We have used them before and again, they provided the same professional services. We would use them again and recommend them to everyone.

The Service at Texas Mortgage Online is in a league of their own. We purchased our home "For Sale By Onwer", so Chris was more than willing to walk us through the prossess and work with our seller. Chris even made a few calls to give our seller peice of mind, made the whole buying low stress, and ensured we closed on time. If you are looking for a smooth buying process with no surpises, this is the company for you!!

Top notch service!! Smooth and efficient just as promised. I closed on a house in Houston the day an sleet/ice storm hit Dallas, on a day in which most businesses and banks were closed. Chris and his team were there verifying funding and on standby to assure everything at closing went smoothly. - I threw several obstacles at Chris and he handled them with upmost professionalism.