The Rancho vista Mortgage West Coast Hwy, Newport Beach

I have known RJ for a long time. He is a staple in the financing business. He under promises and over delivers. He is on top of everything and does not let anything fall through the cracks. He has been able to close our deals sooner than expected, and our clients have all been extremely happy with his services. He is highly recommended!

RJ is such a joy! He is quick to respond, kind, and just an overall excellent person to work with. He is always eager to explain everything in detail without overcomplicating or overwhelming clients. I look forward to working with him again in the future!

RJ has been a pleasure to work with, he is on top of it always! Look forward to working with this company for years to come. If you're looking to get pre-approved and/or looking to close a deal quickly, RJ is your guy.

RJ is a Rockstar! Simply put if you need a great lender who will get the job done fast and effectively RJ is your man. He is quick to respond and on top of things through and through. RJ has many creative loan options and I have seen him qualify buyers other lenders said we're out of luck. Rancho Vista Mortgage all the way!

RJ and his team did a great job re-financing my loan. I am self-employed and Rancho Vista took care of the original loan, which was not easy to do at that time and now just re-financed me into a better loan. Being self-employed makes it very difficult sometimes to get a good loan and the process can be excruciating. RJ made it so easy. Highly recommend, especially if you are not a traditional W2 employee.

RJ goes above and beyond to get you a low-interest mortgage. He’s the best out there in terms of knowledge and professionalism, and if you’re self-employed he’s a miracle worker.

I have been dealing with them since 10 September 2021. The gentlemen ask me to spend him copies of certain pieces of paperwork and I did. Here at is the 12th of October and still no replys yet. I have also made several phone calls with no return calls. Makes me wonder if this company is legit.

He will lie and steal. Especially RJ. They inflate the fees, roll it into the loan and say he’s saving you money. Do not trust him.

Constantly cold calling to refinance. When asked to remove my number they said "no". I'm guessing there a far better organizations to do business with.

A Great Partner to be with!!! Highly recommended for all your financing needs...been doing business with this great people for the last 8 years!