South Carolina Student Loan Two Notch Rd, Columbia

Would stay away from any private loan through them. I have been paying this loan off since 2007. I have about 3k left and after some serious income change but they are 0% willing to settle or assist in making the payments more affordable. My loan amount is not enough to refinance through another company. I’m more than aware I have paid at least 3x the amount of the original loan. Absolutely the most money hungry company ready to take absolute advantage of people. It’s a shame that a company so big receiving so much money every day from new students is unwilling to help those that have paid well over the amount of their original loans Called on 5/13/22 and was transferred to Ray Jones, VP of Loan Programs, who responds to all of these negative reviews, but when I called in to speak to him he was very quick to state that he gets hundreds of calls like mine a day and hung the phone up on me.

An absolute disaster. Getting a loan from them was one of the worst decisions I've ever made. Their website is barely functional, and even during a pandemic, despite telling me I would have a grace period post grad, I've been charged hundreds of extra dollars. I've been differed for months about this issue and still haven't been able to have this corrected. I always got my loan money late and it was always less than I needed for no reason. Get your loan money somewhere else.

I usually have great customer service. Mike was very helpful as was another employee (Linda maybe?). I am in the 5th year of repaying my teacher loan. I feel like there could be a much more efficient way of completing the beginning of the year paperwork (what teacher at the beginning of the year isn't so busy they forget things?) so that late fees aren't accrued. The borrower receives paperwork that has to be submitted to the district office, then they have to get that paperwork back and submit is to SCSLC who then forwards it to Firstmark. It's 2020. I genuinely believe this could be handled electronically.

With the assistance of South Carolina Student Loan I am able to continue with my college education. The terms of payment are great and less stressful. It feels more like paying out of my pocket. No pressure, no burden. Thank you South Carolina Student loan for coming to my aide when I most needed it.

I can’t believe the negative comments and low rating for SCSL!! As a matter of fact, just today I spoke with an SCSL representative (Tom) and I told him that they are my favorite student loan company to work with because they are the easiest. Over the years I have had to request a few forbearance periods due to struggling to make student loan payments. SCSL has always listened to what I’ve had to say and never ever had made me feel bad for struggling and never had made me jump through hoops to get there. They are super personable and easy to reach. For all of those negative nancies with their panties in a twist, I suggest working with huge companies such as Wells Fargo student loans or AES, Chase, you name it. Those companies belittle you and your situation and have no heart at all. And, on top of that it takes forever to just get through to a representative. SCSL- you have my deepest thanks for making it easier to pay back student loans. Because let’s face it, paying back student loans is no cup of tea! But certainly, SCSL, you make it beyond bearable!!!

Tammie from the SLC is the best. I had an issue with the financial aid office at usc and Tammie reached out to them and got my issue solved. She helped me with a lot of headache because no one from the financial aid office helped me at all and she went out of her way to get them to find my application! Thanks Tammie!

I would not recommend students take loans from SC SLC. They don't offer public service forgiveness programs, except for teachers AND the loans are not DIRECT SUB and UNSUB loans therefore not eligible for forgiveness under current programs. Borrow directly from the US Dept of Education.

Wonderful experience, if borrowing money can be so. Lol, best rates, easy to work with, answered all our questions and made sending our son to college affordable. Can't say enough about them.

Their repayment options are unreasonable and will leave you with a bleak future. Avoid borrowing from this company if at all possible.

SCSLC JUST BASICALLY FIRED 40 EMPLOYEES. THEY HAVE NOT ONLY OUTSOURCED THE FEDERAL LOANS TO NELNET, BUT NOW OUR PRIVATE LOANS ARE BEING SENT OUT AS WELL. GOOD PEOPLE ARE NOW WITHOUT JOBS BECAUSE THESE BLOOD SUCKERS ARE HEARTLESS AND CHEAP JERKS. EITHER WAY BARB AND RAY JONES GAVE ME HORRIBLE CUSTOMER SERVICE. I WAS OFFERED A SETTLEMENT FOR MY LOANS BY ONE OF THEIR EMPLOYEES THEY SCREWED OVER, AND THEY REFUSE TO HONOR IT. BARB ACKNOWLEDGED THE AGREEMENT AND THEN RENEGED AFTER I CALLED HER AND TOLD HER I CAME UP WITH MOST OF THE MONEY. SHE THEN HAS RAY CALL ME BACK DAYS LATER TO WASTE MY TIME AND BASICALLY SAY SCREW YOU WE DO WHAT WE WANT. WE WON'T BE HONORING OUR WORD. I'M VERY FRUSTRATED THAT THIS HAS HAPPENED AND THEY REFUSE TO DO THE RIGHT THING. I AM TRYING TO FIGURE OUT A PLAN OF RECOURSE AND WILL PURSUE THIS TO WHERE THE SIDEWALK ENDS. IT'S BAD ENOUGH STUDENT LOANS ARE THE ROOT OF ALL EVIL. NOW THEY HAVE A NAME AND FACE. UGH. THEY WILL PROBABLY SAY THEY SENT CORRESPONDENCE IN REFERENCE TO MY LOANS PRIOR BUT THAT IS A LIE. NEVER RECEIVED DIDDLY!! THANKS FOR GETTING MY HOPES UP AND BEING A SCAMMER! I WAS TOLD I HAD UNTIL MY LOANS WERE OUTSOURCED TO TAKE ADVANTAGE OF THE SETTLEMENT, AND THEY WERE STILL THERE. SO STOP LYING. PULL YOUR CALLS!!