Silver Bay Lending Redwood Ln, Smithtown

We worked with Richard Sciarrone and he was amazing. We were first time home buyers working with him and he made the experience very easy and made us feel comfortable throughout the entire process. He was always available when we had questions and responded very quickly. He is very knowledgeable and professional. We will definitely work with him again. I 100% recommend him. Thank you Rich!

Mike and his team are incredible. Besides getting me the best rates available, they guided me through the entire process and answered all my questions. Also proactively made sure they received all required documentation and kept me updated throughout the entire process. I never found myself having to follow up. Great experience, will be referring family and friends.

Rich Sciarrone was a dream to work with. He was pleasant, knowledgeable, and helpful, and communication with him was excellent. We WILL recommend Rich as a mortgage broker to anyone we know who needs one. He made this whole process run as smoothly as humanly possible. Thank you Rich!

Richard is very professional he help me with the refinancing of one of my home and help me with a new loan for another home. In this Competitive market you can missed on a offer just because the seller agent is not able to contact your banker to verify your qualifications before they choose your offer. The house I purchase had fourteen offers on the table because of Richard prompt response to answer the phone and verify my qualifications my offer was the winner!! Thank you Richard.

Mike and his team at Silver Bay lending are fantastic. We have used them for 2 home purchases as well as a refi. They are easy to work with, quick to respond to any questions and really make a stressful event easy to handle. I would recommend them 110%!!!

This was our first home purchase and Rich was amazing. We were using a VA loan which made things even more confusing for us, but Rich was there every step of the way. He is very knowledgeable and was always available to answer our questions, and we had a ton. We had heard how difficult the process of buying a home can be but Rich really made it a breeze. The whole thing moved very quickly too which was great. We would highly recommended Rich to others, and we already have. Thank you Rich!

Gregg Marks is just spectacular. He is attentive to detail, thorough while making things simple and incredibly responsive. He is an absolute pleasure to work with. I don't know why anyone would use anyone else to get a mortgage. We highly recommend.

My wife and I had a wonderful experience working with Richard Sciarrone in refinancing our home mortgage. From beginning to end, he was informative, extremely thorough and attentive to our financial needs, thus making sure that we were getting the best deal possible. We highly recommend him.

Rich helped us get a VA loan for the purchase of our home. He made the process smooth and easy to understand. He was instrumental in helping us get approval in a very timely manner. We couldn't be happier with his service. We will be recommending him to our friends and family. Thanks Rich!!!

Working with Mike and his team at Silver Bay Lending was the best decision I made when choosing a mortgage bank to work with. They're hard working, professionals who gave me multiple options for what I was looking to do. The process was easy, smooth, and I was always kept in the loop. I'd say the best part was knowing that they were only a phone call away if I had question during any time of the process. Would highly recommend!