Sebastian Rivera - Intercoastal Mortgage, LLC Random Hills Rd, Fairfax

I created a word that sums up Sebastian - "Humilligence" because his brilliance is matched by his humbleness and humility. Since the first day we met Sebastian 10 years ago I knew his humble freshness of approach coupled with his brilliant knowledge of mortgage lending was beyond comparable. If you want a true professional with exceptional customer service Sebastian is your man. His team is the best. No one beats Sebastian's professionalism, technical expertise and attention to detail. Sebastian is a 10 out of 10 and higher. I always want to know the backstory of business people I deal with. Here's what I know, Sebastian graduated with a major in finance from Universidad Franciso Marroquin in Guatemala but that's only a tenth of the story. He studied in China, Chile and the US analyzing emerging economic policies throughout the world while studying under 2 Nobel Prize winners in economics. This prepared him to implement significant monetary analysis and number solutions for all his clients everyday. Finally, Sebastian leads by example. He will not hesitate to roll up his sleeves and dive into work 24/7. I know this because I've called late into the evening and Sebastian answers the phone. One of his staffers told me, “Great leaders are hard to come by but you will know a great leader when you work side by side with Sebastian.” He is worthy of your business and your trust.

Sebastian Rivera provided outstanding service during the entire process of our mortgage refinance. He provided us the best option for our refinance and was able to complete the process through closing in a very timely manner. He is contentious, thorough, and friendly and we would definitely recommended him to anyone looking to purchase or refinance.

I presented Sebastian with many challenges throughout the process. They however never stood in his way. He is a tireless professional who's knowledge and communication skills are off the charts. From my first contact with Sebastian it was readily apparent that I could not be in better hands. No challenge was to big for Sebastian; working overseas for weeks at a time; living 11 hours away from the purchased property and many other issues. He's a rock star!!!! Thanks Sebastian!!!!!!!

I refinanced my home several times with Sebastian and every time I had an amazing experience with him and his team. They are very responsive. They will pick up my calls in the evening and always had good guidance, advise and off course good rates. Definitely recommend working with him.

Sebastian as absolutely top notch! He works overtime to get extra money for his clients - money they weren't expecting or even knew was a possibility! I've done at least 4 refinances with him over the past 10 years and he is so professional, very responsive, and great at helping his clients understand the intricate world of home finance!

Sebastian is fantastic to work with, I have used him for several mortgages and refis- he is a true professional. He takes the time to explain each part of the process so it’s simple to understand. His rates are great, I would highly recommend using him to get a second opinion or if you have unusual circumstances, (like owning a business)

My wife and I just had another excellent refinance experience courtesy of Sebastian. This is the second time we've refinanced in less than two years and this time was even easier. We highly recommend Sebastian--he is the consummate professional.

Sebastian is the best in the business. He and his team take pride providing all the knowledge and tools needed for a successful closing. They kept us updated each step of the way and answered all our questions. Truly cannot thank him and his team enough for all they did for me and family!

Sebastian, Alanna and the entire Intercoastal crew were terrific. After a failed close on a property, they were steadfastly by our side to help us find and close on our dream home. We are grateful to call them partners and friends.

Sebastian has done loans for all of my family members and close friends, he goes above and beyond and offers wonderful customer service. Sebastian treats everyone as if you are a close personal friend and gives unbelievable quality service.