Ryan Gelardi - C2 Financial Corporation Governor Dr, San Diego

Ryan was the BEST POSSIBLE, go-to source for all of our mortgage needs! We worked with a couple different brokers to start out and quickly found out that Ryan was ahead of the pack, and passionate about helping us reach our goals. My wife and I are first time military home buyers and he was very transparent and helpful teaching us about all our options, aligning completely with our goals, and he ended up getting us an absolutely incredible rate with minimal fees!!! Ryan was on top of things every step of the way, keeping us on track and he was always available and kept in touch with us throughout the whole process. The rate he was able to secure for us has made a huge impact! We can't thank Ryan enough for his hard work on our loan. 5 stars just doesn't do it justice. With the rate and credits he got us and the service he provided he gets an A+++ must use grade! Don't hesitate to contact Ryan for all your mortgage needs!

Amazing service and results! Ryan helped my wife and I refinance the home we purchased last year. Ryan was on top of things every step of the way. He kept in touch with us during the entire process and was very clear on what was happening. The rate he was able to secure for us has made a huge impact! Can't thank Ryan enough for his hard work on our refi. Don't hesitate to contact Ryan for all your mortgage needs!

Ryan has helped me with several transactions over the years; from purchasing homes to refinancing. Each time, he has been nothing but the very best. Super responsive to all of our concerns and always provides us with accurate information. Also, he is an expert of the VA loan guarantee process. Simply put, Ryan is the only person I've ever trusted in the business of home loans and I recommend him to anyone looking to buy a home. Thanks again Ryan for a job well done!!!!

Ryan made buying my first home a great experience. He made everything seem incredibly easy and stress free. He did a great job at handling the lender and getting me the best deal possible. Always very easy to contact at any time very approachable and made everything easy to understand. I recommend his service to anyone buying or refinancing. I will definently refer my friends and family to him.

THE GREATEST! After inquiring about using my VA home loan to purchase a house after several years of renting in San Diego, I was going to continue renting after being told by several other lenders I needed to wait until my credit improved. Ryan was the ONLY ONE to insist that he could help us in our dream of becoming homeowners, and after a little over 2 months, we found a house and he delivered on his promise and my family and I are now moving into our first home ever! I am a retired USAF Veteran and would gladly recommend Ryan and his company for all of your home financing plans. He is the utmost professional and was always available at any time of the day for questions with my home buying experience. I will not hesitate to use him in the future! Thank you!

Ryan did a fantastic job for us when we moved back to Calif. He is great to work with because he is very knowledgable about the mortgage industry and goes above and beyond to get you the best rate available. We were under the gun to get a mortgage quickly so that we could avoid additional monthly storage fees for our furniture and Ryan and his loan processor managed to get our loan turn around in record time. Ryan is very easy to work with and I recommend Ryan to everyone and if/when we need more financing we will be going through Ryan.

Its a pleasure to work with Ryan. He has now helped me twice with my house purchase. The first time I was a first time home buyer and with Ryan I found a good mentor who was calm and patient about all my doubts. He guided me all through the escrow process. For the second house, I thought I'll try a different mortgage officer, but soon found out the difference between Ryan and the other guy. Bottom line is that Ryan is passionate about what he does and he connects to his clients needs, works with them and gets them the best offer. He follows up with us and keeps us on the right track. He is detailed oriented and I assure everyone that if we work with Ryan , you'll have a piece of mind that he would close out the deal for us with the best offer. I'll work with him for all my future housing needs for sure..

Very happy with my experience with working with Ryan. I didn't have any experience with buying real estate or the mortgage process. Finally found a place that fit our needs. The seller that was moving and looking to close fast. Ryan was great at communicating to me what needed to be done and when. He was always available to answer questions and keep me informed on the stuff I wasn't familiar with. The process was smooth and I will definitely stick with Ryan if I get the chance to purchase real estate again.

Thanks to Ryan & his team at C2 Financial we have refinanced our home! Ryan was referred to me by a good friend who is also in the industry. He came highly recommended and able to creatively structure the transaction as needed to complete the loan. My husband and I had a challenging situation that required a lot of communication and some maneuvering on the back end. Honestly the process was a little stressful but knowing I could always contact Ryan, was a relief. We were always informed and updated along the way. Thanks again to Ryan and his team for my refi & a great rate!

Ryan was an exceptional mortgage consultant during my first home purchase. He is very knowledgeable in his career; I had many questions about loans and how it all works and he answered all my questions in great depth. I compared rates to other lenders and his rates beat everyone. It was a pleasure to work with such a professional, trustworthy, great person. I refer all my friends/acquaintances to Ryan if they are home shopping or any questions about home loans. Thanks Ryan.