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Richwood Bank W Main St, Springfield

3.5
(2)Loan Agency
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63 W Main St, Springfield, OH 45502, United States

+1 740-943-2317

https://richwoodbank.com/

  • SaturdayClosed
  • SundayClosed
  • Monday8:30AM–5PM
  • Tuesday8:30AM–5PM
  • Wednesday8:30AM–5PM
  • Thursday8:30AM–5PM
  • Friday8:30AM–6PM
CLOSED
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    Reviews

    3.5/5.02 Reviews

    J

    Jay Nicewaner
    1

    Richwood bank is not customer service oriented. I have been banking with Home City Federal Savings Bank for over 30 years and never had an issue. I would go into Home City, say this is my goal, and they would figure a way to assist me with obtaining that goal. Richwood purchased Home City in 2019 and I have had a horrible experience since that point. I had a title issue with my home that was financed through Home City. Home City extended my loan out 1 year to allow me to get the issue fixed and try to get refinanced. The people at Home City advised they could continue to extend my loan out for a small fee until I was ready to refinance. Never missed a payment. My Home City loan was due June 1st 2019. My family and I are trying to move into a new house. We were under contract and in order to not pay closing costs we tried to extend the Home City loan out. Richwood did extend it out for 30 days (although they made it sound like it was such an inconvenience). The initial house we tried to get fell through, but now we are under contract again, due to close at the end of August. Richwood will not extend the Home City loan out any further. Thus, I have to pay over 3700 for closing costs to Richwood for a house I will be in for less than 30 more days (it is a $100 fee to extend the loan). Why would Richwood do this to a long time, dependable customer? Maybe it is because I choose not to go with them to finance my new home at a 6% interest rate. That is a worse rate than one of those internet based lending firms that throw money to anyone, which quoted me at 5.35% (the rate I got was 4.3%). Do not agree to a mortgage with Richwood until you have shopped around, you will overpay. I will end this with a quote from another disgruntled Richwood customer, "It is tough to do business with a bank that is stuck in no man's land. They are too big to be little, and too little to be big. That is a dangerous place for a banking institution to be."

    Response from the owner

    Hi, Jay, The Richwood Bank team is unified in our goal to provide our customers with positive, memorable experiences. We apologize if you feel this wasn’t accomplished with your transition between selling and buying your homes. In an effort to discuss the details of your situation further, Tiffany Wood, our Sr. Consumer Lending Officer will be calling you to talk about it, and if anything, learn from this process to improve for future needs. We look forward to speaking with you. Thanks!!

    M

    Michael Richardson
    5

    Thank you for the wonderful service with a smile, moved from a bigger bank and have never been happier!!

    Personal loan Providers Nearby in Springfield

    FAQs

    • 1. How to Get in Touch with Richwood Bank?

      You can get in touch with them at +1 740-943-2317 or go to their homepage and submit your application form.
    • 3. How to Apply for a Loan from Richwood Bank?

      To get loans from Richwood Bank, you can submit your application form on their website or visit their physical store. You may have to drive your vehicle there when getting auto title loans. Browse through our website to get some important information about online car title loans.
    • 5. What Should I Do When I Could Not Repay My Loan?

      Loan defaults can lead to lawsuits and damaged credit scores. Get in Touch with your lender when you can not repay the loan.
    • 2. Where Is Richwood Bank?

      You will find the store at 63 W Main St, Springfield, OH 45502, United States. Use a Maps app to show routes to Richwood Bank.
    • 4. Is Richwood Bank an Agency or a Lender?

      Richwood Bank is a Bank helping you out of financial emergency. Check our site to get online personal loans for financial emergency fund.
    • 6. Does Richwood Bank Offer Loans for People Who Have Bad Credit Ratings?

      Yes. You can expect to get loans with Richwood Bank if your credit score is not good. It is also available to get installment loans irrespective of your credit ratings through our website. You can also find some useful info about installment loans through US Bad Credit Loans!