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Point Breeze Credit Union Englar Rd, Westminster

3.4
(7)Loan Agency
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405 Englar Rd, Westminster, MD 21157

(410) 584-7228

https://www.pbcu.com/

  • Saturday9AM–1PM
  • SundayClosed
  • Monday9AM–5PM
  • Tuesday9AM–5PM
  • Wednesday9AM–5PM
  • Thursday9AM–5PM
  • Friday9AM–6PM
CLOSED
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    Personal Loans Near Me In Westminster of Maryland(MD)

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    Reviews

    3.4/5.07 Reviews

    R

    Rob Borie
    5

    My wife and I opened an account here with no issues. They asked to pull our credit but we simply denied and were able to open an account with no issues. They ask to see what you qualify for in the event you'd like to transfer any existing loans. If you're not interested, simply state so and deny the credit pull. The terms for the increased checking APR are clearly outlined on their website; and was also explained when we went to open an account in person. My only gripe would be that this location does not have a card maker on site so we had to wait 5 business days for our cards to arrive in the mail; a bit longer for our checks. Other than that, it was a smooth experience.

    W

    Walker Texas Ranger
    2

    Used to really be great service from Point Breeze CU, but seems like things have changed lately. I have financed my last 5 or so autos thru PB and don’t even compare rates because it was so convenient. I applied for a boat loan recently and they couldn’t accept the fact the boat would be registered in a state other than my state of residence. Maybe they just don’t do many boat loans and didn’t seem to want to bother to learn the differences with a moored boat in a state other than primary residence.

    M

    Matt Kluth
    1

    They advertise 3% interest on checking plus but they do not disclose all the requirements on their website. It's a misleading advertisement on purpose! Make sure you sign up to switch to a checking plus account first or you don't get any interest on your checking accounts. The banks are making way to much money on our checking and savings! The teller originally told me that you would automatically get 3% interest on checking once you met the requirements which I was already meeting for awhile. Then they tell me months later that I have to sign a piece of paper just to earn the interest when it doesn't actually change anything with my account. It's literally just a statement saying you will get 3% dividends on your checking balance. A form should not be needed for this. I am sure a lot of people are losing 3% interest just because they didn't sign this worthless form!

    A

    Abby L
    2

    Just make sure that when they ask your permission to pull your credit for a regular account opening you can say no and be still able to open the account. I did not like the fact that after asking twice it that was a requirement for opening an account, I was given the impression that it was a requirement and then be told after all that it was not. I did mentioned to the representative (not disclosing her name) that my ultimate goal was to refinance my car loan but did not tell her I was doing that right away so there was no reason to want to pull my credit just for a regular checking and savings account opening. That truly upset me because I hate my credit being pulled if it's not necessary since that drops the credit score.

    D

    Deborah Millar
    5

    Super clean bank! Super friendly people. I have been a member since I was a kid and have always had a great experience.

    B

    Bethany Szczesny
    5

    I belong to another credit union that has no branches near me. It is greatbi can go there and use their ATM for my account!!

    M

    Melissa Phoenix
    2

    They will put through larger items first even though smaller ones hit first- so they can charge you several fees instead of 1 fee. Very unethical!!!!!

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    FAQs

    • 1. How to Contact Point Breeze Credit Union?

      You can contact them at (410) 584-7228 or go to their homepage and submit the request form.
    • 3. How to Apply for a Loan from Point Breeze Credit Union?

      To secure loans from Point Breeze Credit Union, you can submit the request form on their website or head over to the store. You are likely to drive there when getting car title loans. Explore our site to obtain detailed information about car title loans for bad credit.
    • 5. What Will Happen When I Fail to Repay My Loan?

      Failure to repay a loan can have a serious impact on your financial life. Contact your lender if you think you may miss the payment.
    • 2. Where Is Point Breeze Credit Union?

      You can find this company at 405 Englar Rd, Westminster, MD 21157. Try out Maps apps to get directions to Point Breeze Credit Union.
    • 4. Is Point Breeze Credit Union an Agency or a Lender?

      Point Breeze Credit Union is a Credit union offering you various types of loan options. Click on to get online personal loans for a variety of purpose.
    • 6. Does Point Breeze Credit Union Offer Loans for People Who Have Bad Credit?

      Yes. You can get loans with Point Breeze Credit Union if you do not have a good credit. It is also available to get installment loans for bad credit without good credit through our platform. You can also learn more about an installment loan from this site!