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PenFed Credit Union Point

4.2
(5)Loan Agency
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United States Military Academy, Thayer Rd Bldg 600, West Point, NY 10996, United States

+1 800-247-5626

https://www.penfed.org/

  • SaturdayClosed
  • SundayClosed
  • Monday9AM–4PM
  • Tuesday9AM–4PM
  • Wednesday9AM–4PM
  • Thursday9AM–4PM
  • Friday9AM–4PM
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    Reviews

    4.2/5.05 Reviews

    A

    Amber Winters
    1

    I am absolutely appalled at how PenFed treated me and handled my account. I have a savings account as well as a very high limit credit card with them, and I have been carrying a balance for some time. Over the last two years, I have made PERFECT, ON TIME PAYMENTS, more than the minimum amount; every single month. Usually, companies reward you for this- NOT PEN FED! I noticed a double interest charge on my otherwise pretty low interest statement, and I called to inquire about it. Lo and behold, they were deceptive while signing me up- Balance transfer from when I first opened the card was not paid off "during the promotional period" so now it moves over to the high interest "Cash Advance" rate... LET ME REMIND YOU- I have never taken a cash advance in my life. And also let me remind you that when I signed up, NO ONE EVER MENTIONED that the "promotional rate" would change to "Cash Advance" rate... I was told it would roll over to my regular interest rate- THIS IS A LIE. So I ask, "Ok what's the balance on the "promotional rate" and I will pay it off right now so I don't need to be charged double interest on one balance" Their "supervisors" answer? "IT DOESN'T WORK LIKE THAT, YOU WILL ALWAYS HAVE CARRY-OVER INTEREST UNTIL YOU PAY THE WHOLE BALANCE OFF" Are you kidding me????? carry over interest???? So they just scam you into thinking that you have one balance, but you really have two, because there is two different interest charges, but it's really only one because we can't separate them and pay one off, and you can't really do anything because we are GREEDY and we want to collect double interest from all the morons who don't look at their statements..... Absolutely ridiculous. So then I ask, "Can you look at my payment history and account info and see if I qualify for a lower overall interest rate?".... NOPE we can't do that either. Tell me why I called Capital One a few weeks back, asked the same question and they were more than happy to check it out and keep my business?????? Ended my call with the SUPER HELPFUL "supervisor" by letting him know I wasn't interested in arguing with him any longer, seeing as he was raising his voice to me, I promptly went with another company, and PAID THE WHOLE BALANCE OFF of my Pen Fed card.... You will NEVER get another dollar of interest from me PenFed. I hope this review makes people double check their statements and call and ASK QUESTIONS. Such shameful customer service, deceitful practices, and all around GREEDY company. I suggest you go with TD Bank, Capital One, or literally anyone else.

    R

    Rebecca Allsopp
    5

    PenFed knows how to get customer service right. I wish they trained other companies. Every person I have spoken to made me feel valued and never rushed. Thank you for the excellent service!

    J

    June Abrams
    5

    This is my 2nd account with Penfed and I am seriously considering moving some of my other accounts to Penfed. Their rates are more reasonable and their business plans are long term for the company and their customers. The customer service care makes me feel like a family member. Make the call today.

    T

    T Alyea
    5

    Bought my car with them and had no issues. Great service and great rates.

    Z

    Zachary Montenieri
    1

    HORRIBLE CREDIT UNION !!! WILL CLOSE YOUR CREDIT CARD ACCOUNTS IF YOUR SCORE DROPS JUST THE SLIGHTEST!!

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    FAQs

    • 1. How to Get Hold of PenFed Credit Union?

      You can reach them at +1 800-247-5626 or go to their homepage and fill out the request form.
    • 3. How Can I Request a Loan from PenFed Credit Union?

      To apply for loans from PenFed Credit Union, you can fill out the request form on their website or pay a visit to their office. You are likely to go there with your vehicle when getting title loans. Visit our website to learn more information about car title loans for bad credit.
    • 5. What to Do When I Fail to Repay My Loan?

      Failure to repay a loan will result in negative impact on your credit. Get Hold of your lender if you think you may miss the payment.
    • 2. What Is The Office Address of PenFed Credit Union?

      It is located at United States Military Academy, Thayer Rd Bldg 600, West Point, NY 10996, United States. View maps and get your direction to PenFed Credit Union.
    • 4. Is PenFed Credit Union an Agency or a Lender?

      PenFed Credit Union is a Credit union helping you deal with money worries. Visit this page to get low interest rate personal loans for unexpected financial events.
    • 6. Does PenFed Credit Union Offer Loans for People Who Have Bad Credit Ratings?

      Yes. You can get loans with PenFed Credit Union if you do not have a good credit. It is also available to get online installment loans irrespective of your credit scores through our website. You can also learn more about an installment loan on our platform!