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Payday America W Division St, St Cloud

3.7
(10)Loan Agency
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2550 W Division St Ste B, St Cloud, MN 56301, United States

+1 320-654-2541

https://www.paydayamerica.com/storelocator/roseville-mn/

  • SaturdayClosed
  • SundayClosed
  • Monday10AM–6PM
  • Tuesday10AM–6PM
  • Wednesday10AM–6PM
  • Thursday10AM–6PM
  • Friday10AM–6:30PM
CLOSED
    Payday America 01
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    Services

    • Installment Loans
    • Payday Loans
    • Signature Loans
    • Title Loans
    • Car Repair
    • Collateral Loan
    • Community Support
    • Funds Transfer
    • Instant Loans
    • Loan By Phone
    • Secure Loan
    • Traditional Bank Loan

    Apply for Your Loan with in Minutes!

    Personal Loans Near Me In St Cloud of Minnesota(MN)

    Loan Amount

    $1000
    GET STARTED NOW!
    • Bad Credit OK

    • Easy Requirements

    • Instant Funding

    • High Approval Rates

    • Bank-Level Security Encryption

    • Reputable Lender Network

    Reviews

    3.7/5.010 Reviews

    S

    Scot Morgan (FatherGang)
    5

    This location has been good to me for years. I never used the payday loan side until recently. They're Better than everyone else locally as far as loan amounts and fees. Just remember to bring id, your pay statement, and current bank info. I DIDN'T have my very current bank statement and had to come back with it. The lady was nice and professional.

    Response from the owner

    Hello, Scot! Thank you so much! We appreciate you spreading the word and the awesome review!!

    B

    BS98
    5

    I love this place! I have had numerous loans here over the past 2 years. The loan agent lisa is always nice and my last loan was increased due to my promotion at work. This helps me sometimes when im in a bind or need a large down payment for a major purchase. Bank statement must be current to the day your asking for one though, so be prepared! Recommend 100%!

    Response from the owner

    Hello, BeastieBoy79! Thank you so much! We appreciate you spreading the word and the awesome review!!

    B

    BikerScout98
    5

    I was weary of trying a payday loan for the first time because of all the stories you hear of very high interest rates, fees, hidden costs, and the process of it. I chose Payday America because it had the best all around business feel and the website offered some solid information. I went in and approached the clerk (Lisa i believe) who greeted me with a smile and asked if i was in need of assistance for a loan or would like information on how to go about getting one. She was very polite and talked to me in english, and not in legalese. I knew i would probably need my last paystub, id, and current bank statement as that seems standard on loans like these. I was surprised actually at the amount i was allowed to borrow, and the interest really wasnt all that much! Overall the process in total wasnt too long, Lisa was informative and cheerful, and i left feeling like i didnt just go into debt for the next month or two.

    Response from the owner

    Hi, BikerScout98! Thank you so much for sharing your experience! Come on back and see us again soon, ok? :)

    E

    EIRINN ALAN
    5

    Friendly service person, loan was fast and i wanted more but fair to be honest. Would use again.

    Response from the owner

    EIRINN Thank you for taking the time to review our service. We appreciate the 5 star review and look forward to working with you again soon.

    D

    Debbie Oaks
    5

    Lisa did a great job walking me through the loan process and explaining the options I had.

    Response from the owner

    Hi, Debbie! Thank you so much for sharing your experience at our store! Come on back and see us again soon, ok? :)

    M

    M. Omari Grant
    5

    Thanks Lisa for being such a big help with my purchases.

    Response from the owner

    Hi, M.! We're so glad Lisa could help you out! Thank you for the 5-star rating! We hope to see you again soon!

    T

    Tina Schmidt
    5

    There when I needed emergency cash....a life-saver!

    Response from the owner

    Hi, Tina! Thank you so much for sharing your experience at our store!

    J

    Jake Stanchfield
    5

    Lisa is the bomb.com, thanks Lisa!

    Response from the owner

    Hi, Jake! Thanks so much for the great 5-star rating and review!!

    H

    Heidi Tetzlaff
    5

    Awesome service and friendly staff at the Saint Cloud location!

    Response from the owner

    Hi, Heidi! We really appreciate you sharing your experience at our store!!! Come on in and see us anytime :)

    T

    Tessie Lucas
    1

    They will screw you over, rude management.

    Response from the owner

    Hi, Tessie. We are so sorry to hear about your experience at our store. We would like to learn more about what happened. Please email us directly so that we can better understand your experience and address your concerns. [email protected]

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    FAQs

    • 1. How to Get Hold of Payday America?

      You can contact them at +1 320-654-2541 or enter their website and submit the request form.
    • 3. What Types of Products Can I Find in Payday America?

      You can expect to get the following services from Payday America. '
      • Installment loans
      • Payday loans
      • Title loans
      • Signature loans
      • Car Repair
      ' You Can find some useful info about payday cash advances via our platform.
    • 5. Is Payday America an Agency or a Lender?

      Payday America is a Loan agency offering you various types of loan options. You can also obtain personal loans with low interest rates for financial emergency via our platform.
    • 2. Where Is Payday America?

      Their store is located at 2550 W Division St Ste B, St Cloud, MN 56301, United States. Try out Maps apps to get directions to Payday America.
    • 4. How Can I Get a Loan from Payday America?

      To obtain loans from Payday America, you can submit the request form on their website or head over to the store. You may need to drive there when getting car title loans. Explore our site to obtain detailed information about title loans.
    • 6. What to Do If I Fail to Repay My Loan?

      Loan defaults can have a serious impact on your financial life. Get Hold of your lender when you are likely to fall behind on the repayment.
    • 7. Does Payday America Offer Loans for People Who Have Poor Credit Score?

      Yes. You are likely get loans with Payday America if your credit score is not good. It is also available to get installment loans for bad credit with bad credit scores via our platform.