Patriot Mortgage, LLC Industrial Way, Eatontown

If you’re a first time home buyer beware of choosing this company. Peter will not “hold your hand” throughout the process. Communication was very poor. Our mortgage payment was way off then he initially told us it would be not giving us no time to find a different option because he strung us along. It’s been almost 2 years and we are still waiting for our $3000 check he promised to send us to make up for the difference of the mortgage payments. After multiple phone calls and him telling us the check would be sent out. Again almost 2 years later, no check. Also told us he would refinance our mortgage for free months later that never happened as well. I would be very cautious with these people as they string you along and don’t tell you about issues they come across until it’s the last minute and you have no other options. We signed the contract under the agreement he would give us the difference to make up for the first mortgage payments until he was able to refinance us for free to get our mortgage payment down. Choose wisely before picking these guys for a mortgage.

Having completed a handful of transactions with Patriot Mortgage and Peter Berryman (at a different company) over the last four years, I have only good things to say. I have used them in two primary residence purchase transactions as well as a couple refinance transactions. The level of service, timeliness and concern about finding 'the best product for me' as opposed to the most loan or the most lucrative product for them to sell is astonishing to me. Patriot Mortgage was directly responsible for my bid on our new primary residence being accepted, in that they committed to me that we could close in less than 30 days--this set me apart from the bidding war in which we were ensnared. And, they delivered! We closed 28 days from our accepted offer. I work in finance, I get how this process works. Without Patriot Mortgage as a partner in my deal, I never would have won this home. Couple that with the complexity of my financial picture and we found a loan that made this home affordable to me, will never adjust, closing costs were reasonable and it kept some money in my pocket for much needed renovations. I have referred numerous friends and colleagues and all have also had positive experiences. I highly recommend Patriot Mortgage and Peter Berryman

We used Patriot Mortgage to refinance our primary home and Pete Reilly and his team were absolutely a dream to work with! They were very organized and made the entire process quick and easy. We would recommend Pete over and over again!

If I could give less than one star I would. Personally, I would stay away from Patriot Mortgage and specifically Peter Berryman. I am currently in process of purchasing my first home and my realtor recommended Peter Berryman since we didn’t have anyone in mind. At first he was ok, he appeared to be working with you. If you have to use this company, make sure you have everything in email to have a clear agreement so there wouldn't be any changes 5 days prior to closing. There were some perceived obstacles on his end while we were working with him that seemed to justify him giving us worse and wore rates and increasingly higher monthly payments, less than a week prior to closing the final estimate for the loan was over $800 than the original estimate and I was told that was the best we were going to get. In addition to this exorbitant increase from the original pricing of the loan I was also told they were not going to be able to close on time even though they had over a month and a half to get their act together and I was constantly given assurances that it would be fine and that we could wait. At this point I was fed up to the point that I switched brokers 5 days before I was scheduled to close and the new mortgage company was able to get me drastically better rates and prices as well as first home buyer credits I was told by Peter that I did not qualify for, and the new mortgage broker was able to get us to the closing table within a week when this incompetent broker was unable to do it in 5. Lack of communication is the biggest detriment to this company because despite numerous attempts to reach out my inquiries were never addressed unless I went in office to speak with Peter Berryman face to face. Additionally, while he was giving me empty promise after empty promise, his processor Steve replied within minutes and was very realistic and actually took the time to explain things. It’s clear that Peters communication skills with his processor is just as bad as his communication with his clients. If you want someone to ignore all of your needs and screw you over royally, patriot mortgage is the company for you. If you want to actually get through the mortgage process without a panic attack then go with literally anyone else even the online services can do better and have better customer service. Patriot mortgage and specifically Peter Berryman made the home buying process a nightmare and it was one empty promise after another with no accountability and honestly shady and unethical. Peter Berryman lacks the integrity and is only looking after making money not caring if he screws over his clients. Additionally, he ran our credit a total of 5 times throughout the process, making our credit worse and worse to make us qualify only for worse rates. Avoid this guy at all costs.

Mike Bobiak is the man! He made our refinance process seamless, and was an extremely effective communicator throughout the entire process. I would definitely recommend his services to any home buyers!

I would recommend staying away from Patriot Mortgage and Peter Berryman. I did a refinance with Peter Berryman a couple years back and at the closing he changed the agreed upon credits. I refused and was going to walk away, but got a call the next day to close the loan. Because I was put in a better position due to the refinance, I decided to give him one more chance at his new company, Patriot Mortgage, for a new refinance. This time around I got everything in email to have a clear agreement so there wouldn't be any changes at the closing table. There was an issue with the income verification due to an error that my company made. Peter assured me it wasn't an issue, but the processor told me otherwise. This miscommunication led to delays of over 2 more weeks, already 6+ weeks into the process. I finally got what they needed after a big time commitment on my end following up with my company and the third party income verification company. I followed up with numerous emails and calls, and even spoke to Peter Berryman and the processor Steve Priante a couple of times. It was very clear that the communication between Peter and his processor is about as good as Peter's communication with his customers. In the end, Peter never got back to me with loan options so I had to do a chargeback to recoup the $425 for the appraisal. I believe that he over-promised and couldn't deliver so he decided to ignore me and lie about putting together loan options. It was broken promise after broken promise with no accountability,. In my opinion, Peter Berryman lacks the integrity and organizational skills to be a good mortgage broker. My first experience with Peter Berryman was very similar, so I take some of the blame for giving him another chance. I would recommend staying away as there are so many great mortgage brokers out there.

Being a first time home buyer, I was not sure what to except of the mortgage process and Peter Berryman and Patriot Mortgage made it almost too easy. I've heard horror stories about closing delays and other hurdles many have gone through while trying to attain a mortgage. Luckily for me I chose Patriot mortgage and didn't have to deal with any of that. Multiple times my lawyer made a comment about how fast the process was going and even asked me who I was using for my mortgage. I couldn't be happier with the end result. My loan went through very quickly and Peter Berryman and Steve Priante were there for me every step of the way to talk me through everything and we're always available for any questions I had. I would without question refer these guys to friends and family. Thanks Patriot Mortgage

“We were referred to Peter by a friend and thankful for the introduction. Peter led us patiently through the mortgage process with his extensive experience. We would highly recommend Peter to anyone and trust he will treat them with the professionalism he treated us with. Thank-YOU Peter and his staff for all your help and time - we love our new home.” Susan and Jeff S

There's NOBODY Better and will do more for you in this buisness.Would Never consider ANYONE else,Top Notch Guy.Peter !!!

Finally a mortgage company that told us every step of the way, how our loan was going. Always in contact, always available to us, and we closed on time with no delays! This was our best experience closing on a home loan! Extremely professional but friendly and reassuring!