Optimum First Mortgage Warner Ave, Fountain Valley

Alfredo was an excellent loan officer! My loan had quite a few issues that we had to deal with - none of which were Alfredo's fault. He and his team were able to get me approved in just a few days, and close in less than 30 days especially with the issues that I had to deal with my current lender. Thanks so much Alfredo!

I've refinanced my home a few other times and going through this process with Kelly was, by far, the smoothest, fastest and easiest refi yet. I'm programming "Kelly," into my phone and have already passed on her number to all my friends!

I worked with Lee at Optimum First Mortgage for a home loan. His customer service is top notch and I would definitely recommend working with him and Optimum First Mortgage. By far the best experience I've had obtaining a home loan.

Thanks to the amazing help of Kenneth To and Optimum First Mortgage, my husband and I purchased our home in March. We originally had a lender in place but they provided us with mis-information, therefore, trust was broken and we decided to look elsewhere. We were 1st time home buyers and needed to be well informed, well guided, and trust our lender. Fortunately, we found Kenneth To and Optimum First Mortgage and they exceeded our expectations. First, they gave us the BEST RATES! We did a lot of research too.. a lot. Second, Kenneth To was knowledgeable, attentive, and a problem solver with the help of his team. We presented with a few challenges along the way but Kenneth was determined to help us get our first home. He was quick, in constant communication, straight to the point with information, and always reassuring. We were surprised how quickly they worked for us and was able to close escrow. (even with a delay due to our situation and no fault to them.) Thanks to all of Kenneth’s and Optimum First Mortgage’s efforts, we signed our paperwork on my Birthday! It was truly special for everything to work out. He delivered and we truly are appreciative of all his efforts. We would definitely refer our family and friends to Kenneth and do any future business with him. Service excellence and a full package deal with best rates, honesty, transparency, efficiency, and excellent customer service. We use reviews to help decide our business relationships, therefore, we hope our review can help others choose Kenneth and Optimum and gain a positive experience like we did. Thanks again! - Bryan and Grace

Rick Watson has seen me through a tricky refinance and a tricky purchase. He is the best - very responsive, very helpful, and always willing to offer practical advice when it comes to the best way to handle complex financial options. His team is detail-oriented and efficient, and I cannot recommend him highly enough for his high level of service! Email and phone calls were answered immediately and he even took a call from me at his dentist appointment one time. Plus, competitive rates and fees, so that you need almost no funds to close. Thank you, Rick!

Many thanks to Peter DiFerdinand at Optimum First for coaching and guiding me through the loan process for the purchase of my new home. It's been about 10 years since I owned a home and a number of things have changed in the loan process. My home builder was looking for a fast close, and with Peter's expert guidance through the entire process, we were able to close in under 30 days. There were a few surprises and glitches along the way, but Peter handled those things with ease and helped to ensure that the closing happened on the timetable I needed. I got a very competitive rate and paid no points, which makes me very happy. I'm looking forward now to making some new memories in my new home.

We had a wonderful experience during refinance of our home with Optimum First. Alfredo Rivas was on top of everything: gave us best rate, answered all our questions in detail what gave us more confidence to refinance and followed up on everything on time. Even when we decided to switch from fixed 30 year loan to 5/1 in the middle of the process he had no problem to change the loan. He exceeded our expectations. Would refinance with him again.

Kenneth was exceptionally helpful throughout the process. He responded quickly and kept me up to date on the status of the loan. I would definitely go through Kenneth and Optimum First Mortgage again for a loan or refinance.

I just recently refinanced my home and an equity line of credit for a better rate. Thomas Dooney was the best. He guided me every step of the way.

I had an easy transaction thanks to Rick Wall. He made great financial suggestions that saved me over $1000 per month. Thank you Rick! I will be recommending you to my family and friends.