North Coast Financial, Inc. Hard Money Lenders Vista Way, Oceanside

I am so incredibly grateful for Jeff, Don, and North Coast Financial! After having not lived in the US for several years, it came as a surprise to my husband and I that our perfect credit had completely vanished and our previously pre-approved standard mortgage could not be funded. With an accepted offer already in hand on our dream property, we scrambled to find a hard money lender who could buy us some time while we organized A-lender funding. Jeff was able to have our application approved within 24 hours and we were successfully able to remove subjects within 48 hours, and close on the property in less than 10 days. Throughout the whole process, both Jeff and Don were exceptionally easy to work with, open, HONEST, responsive, professional, timely, efficient, and just an overall DREAM to do business with. I would 100% use their services again and highly recommend them to anyone. In fact, in such a hot sellers market, I would even use their services just to make my real estate offer more desirable to seller since it would allow us to close on a property within days, rather than within months (with a regular lender). Thank God for North Coast Financial! I wish this company decades of success!

Love Jeff and all the gang at North Coast Financial. They did a loan for over $750,000 and we closed in less than 12 days. Unbelievably quick and sharp guys here. The interest rate was very fair as it was a hard loan. Truthfully never heard of hard-money lenders until we got dinged by our very own banks at Chase and Wells Fargo! Since 2008, the requirements to get a simple loan or refinance is very complex and hard, but hard lenders are good because they're more concerned about the property. Our rating for North Coast Financial is a solid 10/10. We need more honest, smart, fast, and nimble companies in America. Thank you guys again!

I have worked with Don and Jeff Hensel of North Coast Financial for two extremely time sensitive and delicate bridge loans that required accuracy and timely follow-up. Both Jeff and Don were wonderful to work with: they were very professional, prompt, informative, and patient. They also followed up at appropriate intervals of time, and were there when needed. In both cases, they answered all questions related to the process and worked with other parties with professionalism and aplomb. Each process went very smoothly as well. I never had a problem reaching them when needed, and the success of the relationship was critically important and achieved. They were the least of my concerns, a true testament to my 5 star recommendation. Thank you Jeff and Don for helping my family to achieve important goals.

I was in need of a loan (2nd place) on my home to purchase some heavy equipment for my husband’s new business. I was researching various companies and reviews and ended up sending an inquiry to North Coast Financial. North Coast Financial exceeded my expectations. From the very first inquiry, Jeff responded in such a timely manner; answering all of my questions and concerns. He was honest and explained everything to me throughout the entire process. He also gave me a few options before determining if their loan was my best option. His father, Don, also joined in to process some of the paperwork. I cannot believe how quickly the money funded from start to finish. This company and all of the people working with them were very professional and efficient. I would highly recommend Jeff, his father Don and their team at North Coast Financial.

I had a wonderful experience with North Coast Financial. From the very beginning, they were willing to bend over backwards to support me through the process and willing to answer all my questions, which were a lot. I worked with Jeff and Don and they were both incredibly friendly, responsive, supportive, but above all else, they were extremely knowledgeable. Thank you for a great experience!

North Coast Financial was excellent to work with from the very beginning. Jeff answered my initial email immediately and even followed up to ask if I had any more questions. After deciding to use North Coast, Jeff processed the initial documents in a very timely manner and then I worked with Don to finish up the loan process. VERY FAST and very PROFESSIONAL team. Thank you Jeff and Don! I would highly recommend you to anyone.

Don is a godsend. We had never done a bridge loan before and Don walked us through each step of the way making us feel comfortable and educating us in the process. Can't recommend North Coast Financial enough!

I can't brag enough or be more grateful for Jeff and Team coming to the rescue in a matter of just days! We thought we were out of options to save this transaction and Jeff came thru in the clutch!! Jeff made it so simple with necessary documents and jumped into action - I would highly recommend Jeff and North Coast Financial, Inc to anyone because they will make it happen!!!

North Coast is an excellent lending company that was great to work with. Jeff and Don clearly communicated with me and my family about the nature of the Prop 58 Loan we needed to ensure success of our property transfer. The funds were delivered as quickly as promised. Thank you NCF!

We sold our home in the Bay Area and moved to Denver. We found the perfect Denver house for us and HAD to make an immediate offer, which we did. We had no agents for our the Bay Area house. We had to borrow almost 700k from a 401(k) plus other funds to get it done. 401(k)s must be replenished within 60 days, otherwise you pay regular income tax on the whole thing. This would have amounted to 200k-plus. We thought it would be a breeze. But we didn't realize how slowly the escrow/title companies wheels turn. Take it from us, if someone says x days for something to happen, add 3 days to it. It was so close, that we had to get a bridge loan from Don and Jeff in a very short amount of time. It worked. From the very beginning talking to Jeff, then closing with Don, the process was very smooth. The money was there sooner than we expected. We never did it before, but I can't imagine a stressful experience like that being easier. Don really cared about our situation. Granted it's an expensive loan, but is was 10% of what the income tax hit would have been. I think the best part was that they really cared about our situation. Ten out of ten would be our rating for these guys.