Monterey Financial Services Inc Avenida De Ln, Oceanside

Absolutely horrible customer service. They won't let you make a payment toward the principal, they drag it out and try to get as much interest as they can. If I would have stayed with my payments I would have paid $600, but I chose to pay it off and it was $280. After they got their money they continued calling! I got very upset and told them not to call me again and hung up and they called me not even 5 minutes later. They are rude and unhelpful.

I already paid for a item with another leasing service. They are charging me for the same item I already paid off. I've been in the hospital and I found out when I got out. The store made a mistake but don't want to fix it. Now they put a negative mark on my credit report. Don't do business with them.

I paid off my loan and they didn't treat it as a pay off but said I "paid ahead" so they wanted to still charge me all the interest and fees through the end of the loan even though there was not supposed to be a pre-payment penalty. Worst company ever, stay away from them!

Disgusting company. I signed up for a 2000 dollar puppy and ended up with a loan for 4000. I did not see any of this extra money. Everything about every interaction I've had with them makes me need a shower. They are the most revolting people/company I've ever encountered and I thought I had seen it all. Do not use this company for any reason.

Horrible service, was threatened and told that they would take all the money i had in my accounts, what ever they could find when I was trying to work out a payment plan. I was forced to set up a monthly plan that I couldn't afford. Was threatened to go to court if the money wasn't in the account on the due date they picked out for me. Transferring my account and never doing business with them again!!!! They don't deserve the one star I gave them

I have never been so harrased by someone. I made 2 payments this month and they still call me everyday wondering when I will be able to pay more. They are extremely rude except one gentleman. I will NEVER recommend them to anyone.

They help me thru a company called Cordova financial. I got the items I wanted no problem. They have a high rate of interest. Yet you can pay extra and it really helps.

HORRIBLE BILLING PRACTICES!! BEWARE!! I've been attempting to PAY OFF my loan within 6 mos of opening it.. and the company continually inputs my banking information incorrectly. 2x, my payment was returned to them for incorrect banking information inputted by their employees. Every time, I incur fees and my payoff amt goes up. This is very dishonest. The only way to pay off the loan is by calling them and setting it up. Now, on attempt number 3 to pay off this loan, they have still not processed my payment, inputted by their own employees! Meanwhile, I have been penalized on my credit report for a late payment from this company. DO NOT USE THIS COMPANY! LOOK ELSEWHERE! READ THE OTHER REVIEWS! THEY READ VERY SIMILARLY.

predatory collector. financed an insulin pump through them, they charge processing fees every time any card is used up to 15 $ at a time. I've never had any company charge for using a card let alone such exorbitant ones. this is on top of a monthly charge for them "managing" the account. the fact that they provide any information about the processing fees for cards prior to agreeing to the contract is inexcusable. I believe that the fee is nothing more then a back handed way for them to profit for doing nothing. I would highly recommend never becoming involved with this company, in the future I will avoid business that are connected to them because it shows a lack of respect for their customers and willingness to put their customers in poor positions without providing full information. very disappointed.

Wow, they set the bar for unprofessionalism! Luckily, we finished the contract with them. WARNING, do not acquire any type of business with Monterey Financial Services LLC, I assure you will regret it, all the negative reviews are true.