Mega Auto Finance B St, San Diego

Mega auto financed me with no credit. I had zero problems with them they actually worked with me during the transition of jobs. I think all the bad reviews are people that didn't pay there bill on time or something like that. I would use them again if needed.

Juan & Jessica PLEASE Stop harrassing me over this 2014 vehicle that I pay for every month with no problem and you call whenever I'm 1 day late which you should know by now that I always pay on the 20th day of every month but I still owe over $10,000 when I finaced it for $14999 in 2018. Y'all gonna be looking for this vehicle. I'm done and tired of of this company.

This is definitely a for less than stellar credit..my opinion of the company is meh. Not due to staff or service but the loan system is amortization. Which isnt common anymore for an auto loan if it ever was. Its hard to understand and ensures that your loan percentage will make you pay more than you thought you were paying. So their system preys upon the lendee. I bought a 2014 and they wanted a six year loan which I told the dealer was predatory. Everyone's knows a 10 year old car is going to have some type of issue so that's ridiculous. And the amortization factor should be illegal for auto I'm not even sure its used much in home which I believe is where it was originated or the system was designed for. So you pretty much pay nothing toward your principal and I feel even when you refi, they still hit your pockets and leave you with a high remaining balance that you need to settle. If you have a better option-use it.

This company will harass you day and night for being even a day late, I was a couple of weeks late due to the pandemic and they couldn’t wait, even after I sent the payment they still bugged. Btw they aren’t accredited with the BBB

I've never, not once missed a payment in 2 years. I was just $8 short of my last payment and they disabled my car so it couldn't be used! Over $8!!!!!! The employees are rude and disgusting. They lie and cheat. Very dishonest. I'm trying to get my car refinanced with another company to get away from these ..... people. I hope someone treats them as crappy as they treat others. Karma's coming 'round.

I had a great experience with this finance company they have helped me during cris and is always willing to help me keep my loan. Buying a car is difficult with challenging credit but they made it easy and they are always professional!

It seem so easy, “SEEM.”🧐 I guess if you’re desperate for a vehicle, then yes go to this “Collection Agency!” So-call want to be financial loan company. ❌❌❌❌❌❌❌❌❌❌❌❌❌❌❌❌❌❌ Stay far away 🚫🚫from this company. I had a bad experience with mega finance. They do not work with you in payments and they don’t understand long term customers .🛑🛑🛑 No values, no company culture. Not even worth a single star‼️‼️‼️‼️‼️

Company buys numbers from insurance agency. They called me and asked for me by my fake name then when I asked how they got my number they claimed they got it from the car dealership. Problem is the number they called isn’t a real phone and rather an app and this number was used for insurance inquiries. Don’t trust a company who has to buy phone numbers to make business.

Extremely unpleasant, unprofessional, and RUDE both Natalie and Sarah, the supposed "manager" I would advise everyone DO NOT use this company. Worst in San Diego County.

This is the worst company I have ever done business with. I could go on a rant for days about how this company screwed me over. In short they lie, double charge, do not call you back, and will most likely mess up you credit for something you didn't do. God help you if you financed with Mega Auto.