Michael Chiodo - Mortgage Lender B St, San Diego

The experience of being a first-time buyer is intimidating, but Michael and his team made the process so much better! From our first conversation, it was clear Michael was well versed and knows what he is talking about. I felt comfortable asking what I believed to be silly questions and he answered all of them with patience and kindness. He also always made himself available to answer my questions and the entire process was so easy and smooth. I cannot recommend Michael highly enough! Thank you!!

I've worked with Michael both as a client and as an agent. He has helped me with multiple purchases and refinances. He's been so great that I have recommended him to many of my clients, who have also enjoyed working with him. Michael goes above and beyond to provide a smooth and easy purchase or refinance no matter what it takes. Highly recommend!

Michael exceeded my expectations. I will always refer him out to clients and colleagues and will not refer anyone outside of Michael. I haven’t come across another lender whos response time is as fast as his, who’s knowledge is greater than his. He always finds the best loan for each case - and makes sure it’s the best loan possible for that client and their custom needs. He is an expert in his field and will exceed your expectations always. I appreciate Stearns and I greatly appreciate Michael

Michael and his team got me into a new home in less than 30 days. Such an amazing and professional team. He holds your hand the whole way and answers any questions that you have and any and every option. I would recommend if your looking to move up or buy your first home check out this guy................. I will use him for every transaction I have.

I had the best experience with Michael and his team. He is extremely knowledgeable, credible, and timely with his communication and answering questions along the way. He also helped to guide me through the process that I did not think I was ready to go through just yet, but there are many misconceptions that I have (and you probably do too) that have kept me from even having this discussion. I highly recommend setting up a consultation immediately with Michael, I am not in my first home and couldn't be happier! This would not have been possible if I never met him!!!! The best part about it, is even if you're not 100% ready to purchase something, he will help you come up with a game plan with everything you need to accomplish to make it possible!!! Thanks Michael!

As a first-time buyer, Michael was so kind and helpful throughout the process. He explained all the steps and was very thorough in his work. He also genuinely cares about his clients and gets to know you throughout working together. Highly recommend!

Couldn't be happier with the service I received from Michael and his team. Being younger than his average client, he still treated me with the upmost respect as I feel he would any one else that would walk through his door. He carefully and patiently walked me through the process of being approved and I have no hesitation on spreading the word on behalf of him and his amazing team. Thank you Michael!

CrossCountry is everything great you'd be looking for in a mortgage lender. Michael knows the industry inside and out and he can effortlessly guide anyone with any experience (including a clueless first timer like myself) though the mortgage process with great honest advice, an intuitive website for uploading documents, clear explanations and quick responsiveness. You will not be disappointed and thanks again for an outstanding experience!

Michael is very professional with his work. From our first conversation over the phone to closing, Michael has communicated about all the aspects about my loan. I am very glad to have worked with Michael

Michael is amazing to work with. He possesses Excellent customer service skills and managed to keep a stressful process stress-free. He also closed ahead of schedule. Highly recommend!