McCaughan Home Lending (Powered by Hamilton Home Loans) - Clearwater Branch N Belcher Rd, Clearwater

Michael and team made our refinance experience fast and worry-free! We were updated at each step of the process and had complete transparency into what was needed from us and what was coming next. I would highly recommend this team to anyone needing financing. They are truly the best!

Great Experience! Michael Baralt is top notch! This was the easiest process of securing a mortgage I have ever undertaken. All communications to me were proactive, never having to wonder if something was needed from me. You won't be disappointed with their great rates and excellent customer service!

Michael is someone who goes above and beyond to help you and is very responsive and knowledgeable. I was a first time home buyer and had a ton of questions. He was patient and always available. Highly recommend him and would definitely use him again.

This is my husband and I second time working with Bill and his team. They were very helpful and professional. Treated us like family which made this whole closing process a great experience! Would recommend McCaughan Home Lending to all.

I am a local Realtor and Michael closed a transaction for my Buyer. He was Great to work with very easy going. He kept on top of the entire transaction from start to finish and kept me updated along the way. This made our transaction smooth! Mary Beth Luy RE/MAX Champions

I was purchasing a home from out of state and had complete confidence in Michael throughout the entire process that he was getting things done behind the scenes. He provided me with continual updates on what additional documents were needed or what the next steps were. There was never a point when I was worried that things were not going to be done on time. In fact we were ahead of schedule throughout. I would use Michael again in a heartbeat to finance another purchase.

Bill and his team were tremendous in helping my wife and I navigate the home-buying process. As first time homebuyers, we were extremely grateful to Bill and his team for their assistance. Bill went out of his way numerous times to make sure we were on schedule to close and explain our loan in detail. We highly recommend Bill and his team for their professionalism, attention to detail and willingness to go above and beyond, making a stressful purchase not seem so stressful. Thank you!!!

We financed through Hamilton just over a year ago. They were with us every step of the way and made the process as easy as it could be. So when we decided to re-finance to consolidate our mortgage and Heloc, as well as at a lower rate, they were the first and last place we called. Thanks again guys!

Because of Mike Baralt I was able to own my own home after going through bankruptcy and foreclosure after the market crashed. He guided me through the process of reestablish good credit, never once making me feel unworthy. I refinanced my home with Mike's help, obtaining a low interest rate and was able to refinance for 15 years. I cannot say enough about the service and continued communication with Mike. I've referred my friends to him because of his exceptional service! You will not regret your decision to go with McCaughan Home Lending!!

Mike Baralt was an absolute pros pro. Even through covid, we were able to get through the entire home lending and purchasing process with almost zero issues. He's willing to go out of his way to trump everybody's services by actually working towards getting you a great home loan and will advise you on how to do so, step by step. Will always recommend him to other people going forward, and we appreciate everything!