Mason McDuffie Mortgage Loan Consultant #1372477 Encinitas Blvd, Encinitas

I recently refinanced my house with Josie and Leaderone Financial. All our communication was via phone, text or email. She is very knowledgeable and honest, which made me trust her. She was always available via text at any hour and even when she was out of the office. She also followed up on my questions or concerns quickly. Josie was with me every step of the way and I never felt alone or lost in the process. She took the time to explain things over the phone and even offered to meet me and my husband. We are very satisfied and will definitely work with her again in the future. Thank you Josie!

Josie, was awesome through out the entire refinance process. She was very informative and attentive to all our questions. She made the process a lot less stressful by responding quickly to all our emails and calls. We had a couple of mortgage bankers approach us and we are so glad and lucky we made the right decision by choosing Josie Rivera. Thanks so much Josie!!

I and my wife re-financed our house with LenderOne Financial and Ms.Rivera was our Mortgage Banker. From the very start of the loan process, we knew Josie different than others - she was clear, very well organized and full of answers to all of our questions. She goes extra mile to make sure loan process is successful. Josie was so easy to contact and her response time was incredible and very swift. Our entire loan process was really kept on track by her with constant communication. If you need a mortgage, there is no one better than Josie. We highly, highly recommend her for your financial needs. Lender One Financial loan process is very efficient and their online e-document process is fantastic and very fast. Also all staff here excellent to work with.

Josie was proactive and attentive to my needs as well as making sure we take the contract to the finish line- even with some challenges. She worked diligently to overcome hurdles on the sellers' end and by working cooperatively with my broker. More importantly, thanks to her and her teams' attention to detail reviewing my credit report with a fine-toothed comb, I was able to get my security deposit back in full due to my landlords failure to update the credit entry with my rent paid in full with no delinquencies. I’m so impressed!

I am always amazed with Josie's commitment to her clients. She provides the best service and always goes above and beyond; she is a wealth of knowledge when it comes to financing and problem solves on the spot. I highly recommend Josie to anyone looking to buy or refinance a home!!

Josie was absolutely perfect. She was on top of everything and made sure to always answer our questions. We never felt out of the loop and she worked so hard to help us get into our home. I will always recommend her.

It was a pleasure working with Josie Rivera. She is amazing at what she does. She truly cares for her clients. She took the time and went out of her way to answer all of my questions. I would recommend anyone to her. In fact I recommended my parents and they as well love working with her.