Chris Wagner - Finance Of America Encinitas Blvd, Encinitas

Chris is very hands on and kept me informed throughout my entire loan process. He answered every email and every question that I had in a timely manner. Chris is very knowledgeable with excellent customer service skills. If I could give more than a 5 star - I would, because that's how pleased I am with the entire process. Thanks Chris, you are amazing.

Chris and his team, Craig and Phil, were very responsive, communicative, and clear in mapping out the entire process step by step. They were highly professional, efficient, and best of all, extremely personable and pleasant to work with. Almost makes me want to buy another house! 😁

I just closed on my third home with Chris and couldn't be more satisfied. Chris and his team are very efficient and keep you continually informed on the process. Each time I have worked with Chris, it's been an easy, stress-free process. I've recommended him to all my friends and co-workers and my real estate agents love how fast he moves. In this busy time for lenders, he was able to close this loan early on a short escrow. Thank you Chris and Phil!

I can't recommend him enough. Patient, thorough, efficient and a good guy who's easy to talk to and will explain any details you need to help along the way. I'll definitely go with Chris for any future home financing needs!

Chris and his team were great to work with. I got preapproved w/ multiple lenders to compare services and right out the gate Chris impressed me with the best communication and very competitive rates/costs. When we finally got an offer accepted we had a very aggressive closing timeframe and Chris guaranteed they could make it happen. Him and his team had excellent communication throughout, were very helpful & patient w/ any questions I had, and had us closed with no issues. Highly recommend!

Chris Wagner has been our mortgage lender for about 28 yrs. He has a dynamic personality and his communication during the transaction is superb. As a real estate agent, I work with many lenders, so I understand the importance of having great communication with your lender. Chris’s team is exceptional and he gets all of my personal business. I highly recommend Chris and his team! Ana Sherwood

I financed with Chris originally 11 years ago and have refinanced with him 3 times since. He is professional, able to articulate complex financial matters in a way I can understand, and very prompt in his responses. I have recommended him to many of my colleagues and friends and I hear that their experiences with Chris are similar. I highly recommend him!

My husband and I hadn’t purchased a home or done a refinance In 18 years, so we were very apprehensive about going through the process. Chris was highly recommended to us, and we can see why. He made the experience as pleasant and stress-free as possible. We kept going back and forth between selling our current home, to keeping it as a rental, and finally settled on just selling it for our new purchase, and Chris kept up with each of our changes and still delivers within our time restraints. And he also didn’t show any annoyance, which was very kind, considering we made his work harder. I honestly felt like we were his only clients, with his fast reply to emails and constant contact to make sure we knew what was going on with each step of the process to ensure we met our deadlines - he gave fantastic service from start to finish!

Chris and Phil provided excellent service with my refinancing! They were always quick to respond to my questions and helped me to be ready to lock in a low rate. Chris took the time to make sure I understood the process and made it painless! I highly recommend Chris for any home financing needs.

Chris Wagner has been my go-to mortgage loan guy for over 20 years. I tried a different lender one other time and the experience was horrible - no returned phone calls or emails, delays in underwriting and funding, etc... I will never do that again. Chris is the best mortgage loan person that I have ever been associated with. With 7 loans completed with him (both purchases and refi's) I have always been very impressed by his proactive communication and incredible professionalism. I will never take my business anywhere else.