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Lake Trust Credit Union Packard St, Ann Arbor

3.9
(10)Loan Agency
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2222 Packard St, Ann Arbor, MI 48104, United States

+1 888-267-7200

https://www.laketrust.org/

  • Saturday9AM–1PM
  • SundayClosed
  • Monday9AM–5:30PM
  • Tuesday9AM–5:30PM
  • Wednesday9AM–5:30PM
  • Thursday9AM–5:30PM
  • Friday9AM–6PM
CLOSED
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    Reviews

    3.9/5.010 Reviews

    B

    Brian Grohe
    5

    Opened a new account with them today and Ellaina was amazing! Definitely excited about banking with them in the future!

    Response from the owner

    Thank you for your kind words, Brian! We're glad you are a member and appreciate you taking the time to leave us a 5-star review!"

    B

    Brainy Blonde
    5

    Always helpful and friendly my card has had 3 fraudulent activities over the years and they caught them rite away and corrected it . Thank you so much for looking out for your members . They always greet you with a smile and are helpful with all questions or issues. Highly recommend this bank for all your financial needs .

    Response from the owner

    Thank you for your kind words! We do our best to help all of our members and we appreciate you taking the time to leave us a 5-star review!

    T

    Ty Thompson
    5

    Long time member and the current staff is outstanding. I always get a friendly greeting when I walk through the door. I’m in once a week, same routine with my check and every teller knows where I want it deposited and how much cash back without asking. Everyone calls me by name and are friendly, courteous, professional and helpful. Wouldn’t go anywhere else.

    Response from the owner

    Hi Ty, Thank you for taking the time to leave us a 5-star review. We really appreciate it! Our team enjoys being able to help you each week and we're happy to have you here as a member.

    E

    Entity Keeper
    4

    The credit union is very good with great services. The mortgage department fails miserably. I'm a long term member and after a week on non-returned calls I used Huntington Bank for my mortgage.

    Response from the owner

    Hello, We want to thank you for your continued membership and we're pleased to hear that you're happy with most of our services. However, we apologize for the experience you had with our mortgage partners. This is not the experience we want our members to have when looking for assistance on such a big decision. We'll be sure to share this feedback with our management team and our partners.

    N

    Nick M
    1

    Predatory and deceptive. Lake Trust quietly reverses policy to extract money from poorer members. Foreign ATM Transaction Fee Refunds were silently reversed, turning refunds into added fees of their own, double-dipping into an ATM policy they had lulled members into using for free. My experience: When I signed up for a checking/savings account with Lake Trust around five or six years ago, I was motivated in large part by Foreign ATM Transaction Fee Refunds. Lake Trust offered four per month, which enabled me to have access to ATMs and cash without proximity to physical banking locations. I used ATMs freely with the comfort that these fees would be refunded to me at the end of the month, and they consistently were, for years. As someone with very low yearly income, I valued this feature dearly, and found it instrumental to my ability to use banking services effectively, as well as a primary motivator of my decision to bank with Lake Trust Credit Union. I regularly told others how happy I was banking with Lake Trust, how I finally felt empowered by a financial institution, how I could (at last) have access to my own money without endless fees. I was a deeply satisfied, loyal and evangelistic customer. So when I discovered "Foreign ATM Transaction Fees" in my transaction history, I was confused... what happened to the refunds? I had never used four or more foreign ATMs in a single month, and saw nothing from Lake Trust about a change in this policy. When I saw that not only had Lake Trust stopped providing refunds for Foreign ATM Transaction Fees, but had introduced fees for these transactions of their own, I was livid at this quiet bait-and-switch, a deceptive betrayal of trust. I have no idea how long this reversal of policy had been going on, as Lake Trust doesn't allow me to view my own transaction history beyond a year and a half (or so, when I last checked). The banking institution I had trusted and supported with my money had, without notifying me, chosen to upend its policy to profit by double-dipping on fees that they, previously, had promised to refund. The financial loss that this represents to me personally comprises a significant portion of my monthly income—and has me financially pinched, misled and taken advantage of by an institution I used to trust. If you work for a living, avoid Lake Trust at all costs.

    Response from the owner

    Hi Nick, Did you know that we actually joined the CO-OP Network a few years ago to help our members save on ATM fees? As a Lake Trust member, you can access over 30,000 fee-free ATMs nationwide. That’s more ATMs than many of the big banks offer. For your convenience, we list CO-OP ATM locations as well as Lake Trust ATM locations on our website. And don’t forget that most stores do not charge you if you need to get cash back when you shop. You can find a fee-free ATM near you at this link: https://www.laketrust.org/locations

    B

    Brandon Joslin
    1

    There check cashing policy is never consistent. Predatory practices geared towards low income individuals requiring two forms of Id to cash a payroll check. Manager in photo is rude. I said good morning and he just ignored me to my face. Over this branch is bad.

    L

    Louis Feurino
    5

    JJ was extremely efficient and helpful at the local branch closing my auto loan. I was in an out and able to get back to my office without having to disrupt my day. On the corporate side, Craig was very helpful dotting the I's and crossing the T's to make sure we had everything in place. The rate was excellent. I'd definitely use them again.

    T

    Tenishia Crawford
    5

    The Packard branch is my favorite branch to visit! Michelle, Liz, and Nolan are always friendly, helpful, and supportive of our family. I appreciate their willingness to answer all my questions or find the answer if necessary. They never let me down!!!

    Response from the owner

    Thank you for your review, Tenishia! Our team is always here to help. We'll be sure to share your kind review with the Packard branch team.

    C

    Chelsea Anderson
    5

    I love this bank! Just a question, are they able to make the debit cards in the store still? I know they were able to do it before covid.

    Response from the owner

    Thank you for your kind words! This branch (and all of our branches) are still able to offer instant issue cards. We appreciate you taking the time to leave us a 5-star review!

    A

    Ann G
    1

    Been going here for 20 yrs . I lost all my respect when i had fraud to my account . They would not help me told me there nothing they can do!!!!!.. Im switching to a bank. Least banks protect you ! ...

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    FAQs

    • 1. How Can I Make Contact With Lake Trust Credit Union?

      In order to make contact with them for loans, you can making a call by +1 888-267-7200, or you can direclty search for online loans. If you need any loans like bad credit personal loans, you can click this place, which will be faster.
    • 3. How Can I Obtain a Loan at Lake Trust Credit Union?

      The most convenient way is to fill in an online application form. For your need of payday loans online, simply search our website to learn more about detailed information.
    • 5. What To Do If I Cannot Pay Back My Loan?

      The best way is to talk with your lender at first and find out a solution for both parties.
    • 2. Where To Find Lake Trust Credit Union?

      Lake Trust Credit Union is located at 2222 Packard St, Ann Arbor, MI 48104, United States. If you wan to visit them by yourself, you can make use of the map to find a way to get there.
    • 4. Is Lake Trust Credit Union an Agency? Or a Lender?

      Lake Trust Credit Union is a Credit union. Or you can directly find CocoLoan, which is a lending agency, can help you connect with 100+ lenders to get miscellaneous loans like online installment loans, look at this page to find out more.
    • 6. Can Lake Trust Credit Union Provide Car Title Loans?

      Sure. You can get guaranteed title loans if you click here.