Kelly Manderscheid at Guaranteed Rate (NMLS #273420) Margarita Rd, Temecula

Always professional and uber courteous, Kelly is an absolute pleasure to work with. During what can be a very confusing and stressful period, Kelly took her time to explain everything and get us the best rate possible. This is our second home purchase with her and while we hope to not go through this process again soon (except for maybe a refi), we would highly recommend Kelly to anyone purchasing or refinancing their home.

Your one-stop shop for all your refinance needs. Debbie was professional, organized, and patient in explaining everything to me. This is definitely one of my most pleasant experiences (I've done a few others before). The online portal for document submission was very convenient and everything went by very fast. Debbie is the best.

Kelly was fantastic! She helped guide us through the process, making it easier for my husband and I. She was also very responsive. I would definitely recommend her to my family and friends. Best of the best!

I took a loan with Kelly couple of years ago. At the time she did close my loan on-time, was professional, and I was happy; however, I believe the rate she quoted me could have been better and I could have gotten more lender's credit. I called her again to get a hold of her and ask her questions about refinancing but have not heard back from her. In general I would say she is a professional.

Kelly made our experience amazing with her professionalism, responsibility, her excellent communication skills, and her high quality customer service. We are very glad to have been able to meet someone like her.

Debbie Calixto gave me excellent professional mortgage service that kept me informed at each step of the process. Debbie save me a lot of time and money in the escrow process. I highly recommend their services if you are purchasing a property!

Extremely thoughtful, helpful, knowledgeable, and above all professional. We had a difficult transaction with selling a home in Virginia and purchasing in California. It was all done in under 30 days without any problems. It would be a mistake not to choose Kelly and her team!

Stearns Lending has been wonderful to work with. Kelly Manderscheid made the process easy to follow and we were always informed on the status of our loan. If we ever move again, we will be returning to Stearns and Kelly again.

Kelly was extremely helpful, from beginning to the end. Shes very down to earth and understanding to anyone's real world situation. I felt very comfortable with her and she helped me get the lowest rate possible.

I have worked with Kelly and her team on 3 separate home purchases. She is amazing! Goes above and beyond, great communication with honest and competitive rates.