Julie Malta- Guarantee Mortgage NMLS #254124 Townsend St, San Francisco

Julie came recommended from a friend who had worked with her on buying his house, and I'm very glad I took his recommendation. Julie is extremely on top of her game and was able to smoothly usher us through the home buying process. She's incredibly knowledgeable and responsive, and a great person to have on your team when purchasing a property from day 1 to close.

Working with Julie was a pleasure in an industry that can be tough to deal with. She is thorough, considered, extremely knowledgable, and most importantly, caring. She treated us as family and guided us through the whole process from start to finish. I highly recommend Julie and her team to anyone looking for a mortgage or refi.

Of course no two home loans are alike, and some can present twists even seasoned Mortgage Professionals seldom see. Ours certainly fit there, and Julie and her team new exactly what to do and suggest, and worked with the Title Pros for a remarkably smooth and seamless experience, one I'm sure would have caused the less experienced to stumble. We cannot recommend Julie and her team more highly.

Julie was great. Perhaps most importantly, she recommended a kind of financing method ("quick close" in three weeks) that, I think, made my purchase offer more attractive to the seller. She was extremely competent at getting the process to move along quickly, a little like a traffic cop on the busiest cross street in New York. Her explanations were concise and articulate. Finally, she was warm and kind, no small thing on the mean streets of the real estate market. Thank you, Julie

Julie and her team are simply incredible. She is very efficient, courteous and works at dazzling speeds. I highly recommend her for anyone looking for a first mortgage, second mortgage or other loan. A+.

We’ve been thru 4-5 refi’s before over the years , and me being a self employed contractor they always been months long drawn out processes. Julie and her team got my wife and I the lowest rates we’ve ever had on our house and our rental property doing them both at the same time in a matter of few weeks time. She saved us a life changing amount of payments . She and her crew were so easy and pleasant and prompt to work with , and pretty much all on the phone and online. We highly recommend her and we couldn’t be happier with the results . Thank you Julie

Best Find ever!!! Our mortgage broker in Tahoe retired, and we were at a loss. Finding Julie and her team worked out great! They worked hard and fast on our new place in SF closed early (as we hoped). We highly recommend using them!!!

Julie is professional, proactive, genuine, matter of fact, and a real joy to work with! Julie made our home buying process so simple and stress free. Her knowledge and insight really helped put my wife and I at ease during the process. I would recommend Julie to anybody!

There's a very specific reason why I have worked with Julie three times in a row and that's because she delivers. When it comes to home buying, you must have someone like Julie who not only knows how to work with clients but has massive knowledge and resources. I would use her for my next purchase.

Julie Malta represented me and my husband on a refinance after we sold our home and bought another. Julie is extremely knowledgeable in this industry which led to my complete trust in her abilities. She did not disappoint, as we got locked in at a fantastic rate and the entire process from start to finish was seamless. What really stood out for us was her extensive knowledge of loan processes and trends in the economy, as well as her responsiveness and strong communication throughout. Julie's dedication to her clients is second to none. We highly recommend Julie and would love the opportunity to work with her again!