Jeff Divack at Intercoastal Mortgage, LLC Random Hills Rd, Fairfax

This was the fourth time in two years we tried to refinance our home. All 3 previous lenders had completely different reason for not following through on the refinance. All waited until the end to tell us it was not happening. By the time we came to Jeff, we did not believe the refinance was possible but gave him a try based on a friend's recommendation. HE DID IT! Our mortgage was refinanced, we are saving hundreds of dollars monthly, and the interest rate was cut in half. THANK YOU, JEFF & Intercostal Mortgage Company

Words cannot express the wonderful level of service provided by Jeff Divak and the Intercoastal Mortgage crew. Jeff has handled all my home financing needs since the purchase of my first home in 1994. He always has a positive can-do attitude and very pleasant to work with. Jeff makes the whole process of home financing seem so simple and easy. Very highly recommended. I’m a customer for life.

I was much pleased with the experience I had getting a loan with Jeff Divack. I was getting prompt replies to my questions, so all the steps were clear. I appreciate the ease of communication, and patience.

We used Jeff and his teams services about 3 years ago. What a awesome person to work with. As a first time home buyer, I was very nervous. But with Jeff's expertise, walking through each and every step with us, it put us at ease. I would highly recommend The Divack team to all my family and friends and when the time rolls around and I'll be back to him for our next home purchase.

A friend referred my husband and me to Jeff Divack, and I've thanked her many times. We wanted to refinance the mortgage on our townhouse to a 15-year, fixed-rate from a long-expired ARM and take out some equity for home improvements. This was our third refi, but the first since the Great Recession and the changes in mortgage financing laws and regulations that have made the process so much more challenging. It was a pleasure to work with pros like Jeff and Team Divack. Jeff helped us calculate how much equity to take out for improvements, made the paperwork as simple as possible, and got us approved promptly. We were kept informed at each step of the process, and someone from Team Divack was always available to answer questions or straighten out glitches. We're grateful to Jeff for his honesty, expertise, and plain old hard work, and would highly recommend him.

My husband and I would like to thank Jeff Divack and his terrific team for helping us through our loan process. Jeff was very responsive, spending quite a bit of time answering all of our questions and providing us with the pre-approval information we needed in order to confidently begin our home search. Jeff and his team have several technological tools available which made for a very smooth and convenient loan approval process. Today we settled on our property, on time and as originally scheduled. Thank you for your good work, Jeff!

Consummate professionals...those are the first two words I would use to describe Jeff Divack and the folks on his team. From the first moment you meet them, they welcome you in with open arms and go above and beyond to make you feel special. I had limited knowledge of the homebuying process and Jeff met with my wife and me after hours to explain the finer details and answer all the questions we didn't know we had. Jeff and his team remained engaged throughout the entire process and followed up after our closing to ensure everything was to our satisfaction. He keeps his clients informed with a regular newsletter which is extremely helpful and considerate. And lastly, he reached out to help me refinance our home...ensuring the process was just as seamless for me and our family as the first time. If you're serious about purchasing or refinancing a home in VA, set yourself up for success and contact Jeff Divack and his team. And when you thank me later: you're welcome.

Jeff at Intercoastal has been so great. This is the second mortgage we've done with him. He is always so patient and answers all of questions no matter how many we asked or how often I asked the same question because I still didn't understand. I would highly recommend him as a loan officer.

I have worked with Jeff and his team at Intercostal Mortgage Company on two different purchases within the past four years. They are nothing short of a pleasure to work with, even when each transaction became complicated. I could depend on Jeff and his team to make sure that the i's were dotted and the t's were crossed without the stress associated with my first and second home purchase. There was also a level of levity, which is much appreciated. Jeff and his team went above and beyond and I am extremely impressed with how well the mortgage process went with Jeff and his team. I would highly recommend working with Jeff if you want a smooth process with great people.

Jeff and his team were very patient with this first time buyer. He made sure to call me when he thought I had questions and was very understanding and made me feel at peace with my decisions. He gave me an incredible amount of knowledge to help me make the right decision for me and my family. From day one he assured me that I was in great shape and the whole team was very communicative throughout the process. I am very thankful for Jeff and his team and will be referring the team to my friends and family. Hopefully in the next few years, I can upgrade to a bigger home, in which I will be returning to Jeff for his expertise.