HMG Home Loans Cardinal Financial Discovery, Irvine

Jonathan and hist team really STICK with you throughout the whole process. Jonathan was patient and friendly throughout our time working together, and took the time to really help us understand all the specifics of navigating the home buying process. He and his team were responsive, quick, and he really works with you to get the numbers you NEED to get you in the home. Highly recommend!

Mark is really easy to work with, very proactive and extremely knowledgeable. He was able answer all my questions and made sure I was kept informed throughout the entire process. He stayed on top of every aspect and we closed 3 weeks earlier than expected. Mark delivered first-rate service and there were absolutely no surprises at settlement. An outstanding job!

This is the second loan I've done with Mark and his team. I shopped around this time and even started the loan with a bank. In the end, they could not deliver. I canceled the transaction and reached out to Mark - which is what I should have done to begin with. He walked me through the best solution for my unique situation and got it done. Couldn't be happier. Next time I will not make the same mistake. My first call will be to Mark.

I have never enjoyed the process of getting a new mortgage until now. Joe was absolutely awesome from start to finish. He thoroughly explained options available and answered all our questions and concerns. Everything went just as he had explained it up front and there were no surprises. It was timely, efficient and stress free. I couldn't be happier! Thank You Joe.

Joe Stollings helped us with our re-finance. He was always available to answer questions. He kept in contact with us the whole way through. He is very professional and personable. I highly recommend him.

I refinanced a 4-unit apartment building in Santa Monica. Various complications and obstacles arose during the process which I would have been at a loss to deal with, but Jonathan was unfazed and knew what to do and we were able to complete the refi successfully.

Joe Stollings and his team at Bay Equity will help you from beginning until the end..I could not have asked for a more helpful experience, after trying for years to get help from other lending companies, Bay Equity and Joe were able to finally get the results that I needed to successfully be comfortable about staying in my home..I will recommend him and Bay Equity to anyone looking to refinance or rework the terms of your mortgage, Joe made a stressful procedure easy to complete as they guided me every step of the way..Thank you again !~ Janet Doo