Michael Anthony O'Connor - Community Home Funding Pacifica, Irvine

I have had the privilege and joy of knowing and working with Mike on multiple mortgages over a period of eleven years, going back all the way to 2011. I recommend Mike to you with no hesitation or qualification whatsoever. He is a man of impeccable integrity, unrivaled professionalism, and he is a mortgage broker that just knows how to get things done. He is incredibly resourceful, has a wonderful team working with him, and in spite of his many gifts and skills he still manages to be one the friendliest, kindest, most down to earth people I have ever known or dealt with. In 2011 he helped my family with a very difficult modification. Back when the housing market crashed, I found myself with a mortgage that was underwater. It did not have a fixed rate, nor were the taxes included! It was a nightmare, but Mike was somehow able to get me some $70,000 forgiven, got me a lower fixed rate, and had my monthly payment lowered! Ten years later in January of 2021, I was able to refinance the loan on a duplex and pulled enough money for a downpayment for another home. Of course, Mike again got me excellent results. Moving forward one year, I was able to close on a new home (01/05/22). Mike got me an excellent rate, referred me to a superb realtor, who managed to get me a house in a prime neighborhood in Westchester. I was able to buy the home for less money than it was valued. Mike got my loan started, approved and funded in less than 21 days, even though Christmas and New Years were included in this timeframe. Buying a home and doing a loan modification can be very stressful. Have Mike confidently and calmly do the heavy lifting for you. I cannot recommend him enough.

Michael, You were our knight in shinning armor in our time of need. With the advent of the historic low interest rates earlier last year we were in search of an experienced and knowledgeable mortgage agent. We were referred to you by a trusted advisor and boy did you fit the bill. You worked tirelessly in not only securing a great loan at the lowest possible interest rate for us but also for our son who was looking to buy his first home. I would recommend Michael to anyone looking for an experienced, compassionate, knowledgeable, funding broker. We have owned our home for over 30 years so needless to say we have had experiences with all types of brokers. Without a doubt Michael was a God sent super star who was always there to answer all of my questions and respond to all of our needs. I would never using anyone except Michael ever again. Thank you from the bottom of our hearts. Raymond and Mary Allen

Mike was beyond instrumental and helpful with assuring a first time home buyer/owner! On top of being a professional on line and over the phone he would call to follow up to ensure I was comfortable with his services. I definitely recommend for first time buyers, second time etc as he will be eager and excited to help out!

Being a Realtor I have had the opportunity to work with many different lenders. Given a choice I do my best to direct my buyers to a lender that is knowledgeable and efficient and Mike is both those and more. The most recent deal I had the pleasure of working with Mike on was a large somewhat difficult loan which Mike and his crew navigated with experience and confidence. Thanks Mike !!!

Working with Mike and his associates was great! My husband and I are both self-employed which lenders were wary of during the pandemic. Mike coached us thru the process and worked hard to make sure we were matched with the lender that would give us the best rates. We are so happy with our mortgage terms and the overall experience with Mike! We'd 100% use him again in the future.

Mike and staff did a great job with my loan- when it came to speed, keeping me posted of where we were in the process by far exceeded my expectations. Mike stepped in and helped me when after I had been working with another mortgage company and they dropped the ball. Mike picked up their mess and had everything sorted out and in about six weeks getting my loan completed (something the other mortgage company had not been able to do in 8 months of stringing me along to do a VA Loan refi). Thank you Mike for your excellent work ethic and how seamless you and Ron made this process. Thank you guys for always keeping me posted and accommodating my difficult schedule even if it meant calling after hours or on weekends just to ensure that I knew what was needed on my part. I recommend Community Home Funding for anyone that wants professional, personalized help when applying for a loan or refinance.

Michael is by far the best loan officer i have ever used. He literally made the seemingly impossible possible. He walk us through ever step of the way and was extremely professional and patient. Thank you so much Mike! We now have a beautiful home we can call our own because of you.

As exciting as purchasing a new home is, it also comes with its fair share of stress. Having a mortgage broker who is thoroughly communicative and responsive can really help ease some of that stress and that was Mike throughout the entire process. He was an absolute pleasure to work with and I would happily and confidently recommend his services to anyone I know.

Michael O'Connor is a man of HIGH integrity. He did not end up financing the loan for my home but was a trusted adviser and absolute pleasure to work with. The negotiations on my new build required me to use the builder's lender otherwise I would have used Mike without question. He provided information timely, accurately, and with honesty and integrity which is something that you need in a mortgage consultant. I will be using him in the future and recommending him to family and friends.

Michael and his entire team were extremely professional with excellent communication skills. I was updated in detail through every phase of my loan.