Heritage Credit Group E Grand Ave, Arroyo Grande

Richard and his team has transformed my life. Their knowledge and insight in credit repair is remarkable. I've been able to purchase houses, loans and vehicles due to their ability to repair and salvage my credit. I am forever grateful to Richard and his team and highly recommend their services to anyone looking to repair or build their credit. Thanks for everything Heritage!

Heritage Credit Group has provided me with years of exceptional service. I am the victim of an unscrupulous attack from a collection agency, not once, but twice over the same debt. Richard, Araseli, and their fine staff, have cleared my credit report of these very damaging false claims, greatly improving my credit score. I highly recommend Heritage Credit Group!

Our experience was thoroughly professional and above board with Heritage. The exact opposite of attempting to deal directly with the YRMC hospital here in Prescott and the three credit bureaus. Over five bills to our AARP insurance which used the incorrect medical billing codes

This company told me to sign another contract with more money because contracts are only good for a year in California and that is the total opposite. They are scammers and do not sign a contract because they’ll probably tell you it good for a week

AWESOME experience! I have been a victim of identity theft. After countless hours with the three major credit bureaus, I felt like the erroneous errors would never be fixed. I was told about Richard Allen and his abilities to work directly with an attorney, to rectify the errors on my credit report. He has been awesome! I have seen huge progress and am so thankful for his, his team and their services. highly recommended!

I am 37 years old and I haven't had good credit since I was 21 years old. Lizette and the entire team at Heritage Credit Repair are amazing. I have had bad credit, a score of around 530, for the past 20 years. I had unpaid ER bills that had gone to collections, defaulted credit cards and a car that was repossessed. A customer had told me that Heritage was able to clear everything off of his report and raise his score 150 points. Within 4 months, Lizette cleared EVERYTHING off of my credit report and raised my score to a 700. I was finally able to say "Yes, I would like to apply for a store credit card," and I was approved. I bought a $50k BMW X3. I am now saving up to buy a house. What I liked about Heritage is that they are a local company with a physical office, not some random online company. They offer a free consultation and if they can't help you, they will tell you upfront, no charge. I sent my mom and step-dad over to Heritage and Lizette told them that the only thing they needed to do was pay down their balances. You might be able to find someone online that is cheaper but Heritage is worth every penny. They get results.

Don't use them. They are very helpful and talk to you at the beginning. After u do a contract they won't even call you except to collect their money. I had to send letters myself and talk to creditors so settle the debt

Please run from this group. It does not honor the contact you sign with them. They take your money an offer nothing in return. I have been sued by all my creditors buy taking the advice of this company. Don't stop just run away from this company they are a scam

Richard and Araseli are helping me and my husband on increasing our credit score to accomplish our goal which is buying our house, we are almost there, they are professional and responsible in less than 3 months our credit score change incredibly.

Richard, Araseli & Matt Loker’s team changed my financial future. They’ve also helped numerous clients of mine on the central coast. I highly recommend them. Thank you Heritage Credit Group!