First Union Lending Millenia Blvd, Orlando

Fist Union Lending and in particular Dennis Cage have always been there for us and our Company! He finds ways to make things happen not only when times are easy but more importantly when times are more difficult! He and First Union Lending are not only are a very important part of our company's lending needs but Dennis personally has become a trusted friend.

Thank You First Union Lending Thank you for helping my small business during this trying time. My funding specialist Tanya guided me every step of the way. We could not be happier with their service and aid to small business owners.

First Union has been a lifesaver for me in helping me realize my dream. We started off as a trucking company with two trucks, one was down and out. So when First Union reached out to us I was skeptical eat first. I mean, they contacted me first after all.  We just took our fourth loan from First Union which helped us get truck 38, 39 and 40.

I am forever grateful and pleased with First Union Lending! Not sure my business would still be going without their prompt and professional help in acquiring the PPP loan.

Great Company, helped us with PPP, EIDL and made the process really fast and easy for us. I would recommend to everyone.

AVOID AVOID AVOID First Union Lending. They are very misleading in their marketing and they broker loans to actual lenders which cost you more. First I will address their misleading website and claims. They state they are a lender and even on their website and email signatures show a logo that states First Union Lending – Licensed Lender. In the center of this logo it shows a so called license number. This is actually how lenders who have a license show their license number. However after investigating this was a Florida Secretary of State LLC document number, VERY MISLEADING. Second issue. Even with excellent credit and time in business. They shotgun your file to a ton of actual lenders. This in turn lowers your credit score and doesn’t look good to other financial institutions. They tried to state it was soft pulls. However my credit report says different. My speculation is they do this to see who is going to give them the greatest yield spread, points/monies paid to them. Not the best deal of their clients. Third Issue. We got a loan approved. Went in to sign loan documents at First Union Lending Orlando Florida. Was told we would get a copy of these documents. After signing got to talking about other things with their so called underwriter and left their office without getting them. Called several times to ask for a copy and never got them. On the third call asking for those loan documents. I was told they couldn’t get them. They said that their lender would release them to us once the loan funded. This is when my red flags started going up. I then contacted the State of Florida Department of Financial Regulations. The investigator I spoke with seems concerned enough he ask us to submit a complaint and to report this to the State Attorney General of Florida’s office. So after speaking with our attorney. He has advised filing complaints with the two agencies above and also the Federal Trade Commission against First Union Lending. In closing we used this company because their advertising stated they were a lender and they had a local office in Orlando Florida. Too many red flags out there related to using First Union Lending services. Misleading marketing claiming to be the lender, doesn’t seem to follow standard procedures when it comes to supplying loan documentation and my guess is using that Florida LLC document number to try and represent an actual lenders license number in their website graphics, email signatures and other online advertising . I even have to really suspect their online reviews are not real. There are companies out there you can hire to leave shill reviews. Notice how all the 5 star reviewers only have one review on Google or the reviewers all reviewed several of the same businesses but yet those who left negative reviews have multiple Google reviews. This screams fake reviews. If so this is another thing the FTC is cracking down on USE AT YOUR OWN RISK!! EDIT: Looking at this companies Google Reviews. I am finding a lot of people who left 5 star reviews also left 5 star reviews for a lot of the other same businesses in New York and Las Vegas. Such as Las Vegas Pool Crawl, Furry Land Mobile Grooming and Loix Cleaners and Laundry in New York. Whats the odds of all those people using your company and the others??? This screams FAKE Reviews

First Union lending gave me a loan for a business I started 8 mos ago. Everyone declined me, but not them. First Union Lending provided me an unsecured, uncollateralize loan based only on my revenue. They will loan to you even if your credit isn't great or you are having some legal issues which was true in my case. I will refer them to my business customers.

If you have a lot of time, can do a lot of digging  find the exact lender who specializes in your industry, then maybe you will find a slightly cheaper loan.  I can take my business to one of the large banks, but I don't want the headache of collateral, months to close among other things. Besides, the cost of money is pretty close anywhere you go. That's why I call First Union. No restrictions on industry, no collateral required, they usually provide funding within a couple of days and they require 1/10th the paperwork banks want.  If you ask me if I would pay a little more for convenience, notoriety, ease of service and speed of funding, yes, I guess I would.  Along with that comes unparalleled customer service.  I have been working with private lenders for many years, First Union blows them away

I needed to apply for the PPP loan and they were able to go from application to funding in a little over one week. Friday application. Following Friday approved. Monday money was in my account. I heard so many people complaining about the PPP process but First Union has it down.

I don’t know much about the people behind The company. But, I can tell you that Mr Cage is a wonderful person who really cares and advises me as to My company. He’s been a big part in my going from 20k in revenue to over 250k over the years