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First U.S. Watt Avenue Branch Watt Ave, Sacramento

4.2
(3)Loan Agency
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2150 Watt Ave, Sacramento, CA 95825, United States

+1 800-556-6768

https://www.firstus.org/

  • Saturday9AM–2PM
  • SundayClosed
  • Monday9AM–5:30PM
  • Tuesday9AM–5:30PM
  • Wednesday9AM–5:30PM
  • Thursday9AM–5:30PM
  • Friday9AM–6PM
CLOSED
    First U.S. Watt Avenue Branch 01
    First U.S. Watt Avenue Branch 01
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    Reviews

    4.2/5.03 Reviews

    H

    Heather the Ginge
    1

    Do not trust this credit union. They will tell you anything to try to get more business, but ultimately just take your money and waste your time. Background: I attempted to refinance my mortgage here with the banker Joe Carlini using an equity cash-out refinance. I owe next to nothing on my house with equity exceeding $150,000 and I requested less than 30% of it. I spent weeks meeting with them, gathering the information requested, and signing up for their checking account along with paying the fee to create the account, along with other things they suggested. The banker who created my checking account was exceedingly rude and he kept scoffing at his system as it was annoying him. Regardless, I explained to Joe that I have a full plate and do not want another hard credit inquiry unless the loan will be approved. I was assured that my refinance would go through without a problem. Shockingly, I was denied and told to get a cosigner with a reason cited as "debt to income ratio" and Joe told me that he didn't know that student loans would count as debt since I am not paying on them yet. Shouldn't a banker who helps customers with mortgages know that information? Then he told me I was only "a cpuple hundred a month" above the required debt to income ratio. I resolved this by paying off all credit cards not included in the cash-out refi and selling my car. I loved that car. Despite fulfilling their requirements and meeting the debt to income ratio, I was told yet again to get a cosigner with no factual reason to back up the denial. I have clearly been strung along and lied to. But the damage has already been done - their hard inquiries have dropped my credit score and now I don't have a car along with the weeks of stress this process has wrought. I wish I'd never stumbled across this horrid credit union.

    J

    Judie McFadden
    1

    I am having the worst experience EVER! I HAVE BEEN USING ONLINE BANKING FOR YEARS AND NEVER EXPERIENCED ANYTHING LIKE THIS. Every time I try to log on to my account, the system says my info is incorrect. I called and confirmed my user name and the system will not let me in. I have tried 4 passwords but none works. I need to be able to access my accounts but at this time I cannot. I NEED HELP. THIS IS REDICULOUS!

    T

    Tiffany Adair
    5

    Used to be Big Valley C.U.

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    FAQs

    • 1. How Can I Get In Touch With First U.S. Watt Avenue Branch?

      In order to make contact with them for loans, you can making a phone call by +1 800-556-6768, or you can direclty select loans online. If you need any loans like bad credit personal loans, you can click this place, which will be faster.
    • 3. How Can I Apply for a Loan at First U.S. Watt Avenue Branch?

      The quickest way is to fill out their online application form. For your need of cash advance loans from the Internet, simply browse our site to find further information.
    • 5. What Should I Do I Cannot Pay Back My Loan?

      The best way is to discuss the details with your lender at first and deal with the issues for both parties.
    • 2. What's The Location Of First U.S. Watt Avenue Branch?

      First U.S. Watt Avenue Branch is located at 2150 Watt Ave, Sacramento, CA 95825, United States. If you wan to visit them in person, you may use the map to find out a way to get there.
    • 4. Is First U.S. Watt Avenue Branch an Agency? Or a Lender?

      First U.S. Watt Avenue Branch is a Credit union. Or you can directly find CocoLoan, which is a loan broker, can assist you in connecting with 100+ lenders to get multiple loan options like installment loans for bad credit, look it up on this page to find out more.
    • 6. Can First U.S. Watt Avenue Branch Provide Title Loans For Bad Credit?

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