First Rate Financial LLC Badlands Dr, Frisco

This is our second time to use Josh Nelson at First Rate Financial. He has always worked hard and quickly for us. He helped us navigate all the work of a refinance and we were very satisfied. Thanks First Rate!

First Rate Financial was the absolute best lender I could of asked for being a first time homebuyer. They made the process simple, clear, full of good surprises, and I felt important throughout! They will be my forever home lender people! :)

Jenny Bray assisted us in buying our first home and we couldn’t be happier. We had heard horror stories about the process and were a bit nervous, but we did not experience anything like what I had heard from others. Everything seemed so easy and went smoothly. No problems at all and we closed on time. The biggest plus was that Jenny was always so responsive and took the time to help me understand. I felt like we were in good hands from beginning to end with Jenny.

Jenny Bray is wonderful! We are first time home buyers and she helped us through the whole processes no matter how long it took. She stuck with us through our ups and downs and answer all our questions. Jenny was there for us and wanted the best for us making sure we understood everything along the way. I highly recommend Jenny, she became like family to us and we trust her 100%! Thank you Jenny!

First Rate is the First Choice for anything mortgage related. Chad is so knowledgeable and helpful. I learned so much throughout our refinance process. If and when we need another mortgage my first and only call will be to Chad Lemons. Keep doing what ya'll are doing!

First time homeowner here! Everyone said that the house buying process was painful and scary... well, not with First Rate (Chad helped me)!!! It couldn’t have been easier or simpler. Highly recommended! Hands down. Very transparent and honest. Most importantly, no hidden fees! Ended up paying even less than what we expected. A+

The First Rate team truly went above and beyond for our small family. We we’re previously working with another lender before being introduced to the First Rate team. From the first phone call we could already see the different services we were being provided. Being treated like family/friends instead of just clients. Every single question was answered timely and explained thoroughly if we didn’t understand. After shopping around for rates, I know First Rate gave us the best rate we could have got, making the entire home buying process so hassle free. Thank you, Chad and the entire team for getting us into our dream home!

Its hard for me to put into words at just how amazing my experience with Tawna Cox at First Rate Financial was. Not only did she take the time to explain all the in's and out of the mortgage companies requests, she made suggestions that were in the best interest of me and my little family, was always available when I needed her, not to mention, she really did all the leg work to make my current home a reality! All I needed to do was sign some forms and provide the documentation the mortgage company was requesting and Tawna did the rest! I always thought buying a home would be super stressful (do not get me wrong, it still was mentally since it was my first home purchase). However, Tawna made all the paperwork/nitty gritty details feel like a breeze. I will be utilizing her again in the future as well as recommending all my friends and family to her. Thank you so much Tawna!

I met Josh Nelson through my Realtor and I am forever grateful for that. After my first teleconference with him, I was almost certain that I would go with him, but I had to shop around. Let me just say that NO ONE offered me an interest rate as low as he did without a catch. He kept me in the loop all the way; we had a stringent timeline that caused me to panic, because there were punitive conditions attached to my contract. Josh beat the timeline and ensured I got the best deal ever. Listen! Don’t bother shopping around, if you have come to this page, go with Josh. I should mention this, the builder demanded that the home be closed in 12 days and this was not an all cash offer, Josh made it happen in 12 days.

Jenny at First Rate Financial LLC went above and beyond anything I could have expected to make sure I understood everything for my first home purchase and she did it super fast!! I really appreciate all she did for me. I highly recommend her to anyone looking to buy a home!