First Bank of Ohio S Washington St, Tiffin

You guys should be ashamed of yourself. Don't take phone calls or respond to emails. You are worthless and should be shut down.

By far the worst BANK me and my husband has ever had to deal with. It was a nightmare. Very rude and unpleasant workers. We paid off our car really fast, to get rid of them, had so many problems with them. They LOST our payments many times. But thankfully I had proof on my end!! or we would have had to pay out more. They said they "missed placed it" and found it after we showed them proof and that we were going to get a lawyer. We will never do business with them, they accept poor or no credit, thats why we had to have them when we were young.

I used this bank to get financed for a 2002 Acura RSX, and have had problems with the bank ever since the first payment. Upon the first payment, due to an error on their part, my checking account was charged twice for the amount due,and was over drafted. When i attempted to contact them, i was placed on hold and transferred around for 30 minutes. Now a month later, looking at my bank statement, i have realized they have done the same thing, and i will be calling them again shortly. I would stay away from this bank unless you like headaches, and unstable financial security.

Do not use this thing for a loan. The loan.officers are rude. The payment system is always down. When you actually get to speak.to.anyome they are rude.

Had mechanical issues with my car and had it put on comprehensive only through my insurance provider...I had them fax First Bank to let them know what was going on then I called the bank myself to confirm it. They had to me talk to about 3 different people before being told it would have to be approved. I told them it better be approved because I couldn't even drive it lol. Eventually it was approved but I have had to do this 3 times.

I financed a motorcycle through Honda East for the amount of 5225.82 dollars. Not only did First Bank of Ohio have an interest rate of 7.75% they further have a prepayment charge of 1.95% or 195.00, which ever is greater. The dealership did not disclose the prepayment charge, however it was on the contract. The FoB website is difficult to use and will not let you pay amounts greater than 1000.00 dollars. It is clearly a intentional way to make you have to pay on your loan longer. I would sooner finance money through a drug addict-homeless person than use this bank. I think they have to be one of the last places that still charges you for being a good, financially responsible person. DO NOT BANK WITH THEM.

The lady in the loan department has a nasty attitude. The clerk reported there is no customer service to report issues. The website sucks you can’t see subtractions to your amount total. When I paid extra I notified the loan specialist she did not know how to apply it each time I called so that mean my account was not correct. The point was to pay care off early.

DO NOT GET A LOAN FROM THEM. If you pay off your loan early then they will tack on fees to get their money. The customer service is horrible. Save yourself the headache and go elsewhere.

Best Bank around,, They gave my Husband a car loan @ 3% interest. $250 is a reasonable fee for a car loan in my opinion. Easy to work with also. Not having access to on line banking for paying the loan is not a big deal,,They give you a coupon book in order to send your payment instead of sending a statement every month. That is why other banks charge so much because they offer all of those other conveniences. And other banks interest rates are a lot higher.. Thanks First Bank for the Great service.

Nice - a $180 car payment, fell behind a month, and the late fees are now $441 - wow. I though theft by deception was illegal. Well I'm sure its in the contract somewhere. Do yourself a favor and find a different bank. I wrote this review while calling them to ask about it, and they don't answer the phone. I'm wondering if the place is run out of a tent somewhere . EDIT- my bill says $180 due. I got through to this bank on the 3rd attempt, an hour later. They explain that i owe $186.11, and the late fees have been accruing for many months throughout the year. They cited the specific months, being most of them. Months where i had driven to my local Kentucky bank and paid the bill in person. So i guess if I had paid the $180 on my bill, printed 2 days ago mind you, i would be charged a late fee for not paying the $6.11. What a convenient setup. I wonder how many of the late payments they cited me were caused by this oddity. The First Bank of Convenience. Do yourself a favor and find a different bank