Envoy Mortgage - Morro Bay, CA Main St, Morro Bay

Steve is a lending guru! He made the loan process painless! I had an extended period of unemployment due to the Covid-19 pandemic. Steve guided me through the process of putting together a letter to the lender explaining the details of my employment gap and why I am a good risk. Without his help, I'm pretty sure that I would not have gotten this refi.

Steve went above and beyond to serve my husband and I throughout the entire loan process, from getting pre-approved all the way to signing day! We are now in our first home and we couldn’t have done it without his help. He got us such a great rate that will save us money for years to come, which was just the cherry on top for this phenomenal experience. Steve’s level of expertise and knowledge is next to none, and he is genuinely a good and kind person! We feel blessed to have had the opportunity to work with him and will be referring all our friends and family to Envoy! THANK YOU Steve!

Steve was wonderful to work with. He made my first home purchase easy to understand and was a great guide throughout the entire process. I knew he would always be there to answer any of my questions which I was very grateful for. Highly recommend Steve!

Steve was a pleasure to work with, again. He first helped us a year ago with the purchase of our home and we recently funded on our refinance. He is knowledgeable, trustworthy and delivers exceptional customer service. He kept us informed of all changes on our file. I will continue to refer friends and family to Steve Dinielli because I know they will be in good hands.

Steve was referred to me by a friend who had nothing but good things to say about him, and I can second that! After receiving the pertinent documents from me, he moved the process along quickly. My realtor (who had never worked with Steve before) was highly impressed at the communication and openness he shared and between all parties involved my loan was approved quickly and I was able to settle on my house in less than 30 days. I only wish I could buy 3 more houses so I could continue to work with Steve and his amazing team of associates! Thank you Steve for doing what you do and making people's dream of owning a home come to life!

Steve was great. He was professional and made the process simple and fast. He is knowledgeable in every aspect necessary to complete the loan process. He took the time to explain things when necessary. He knew when to lock in the rate at just the right time. He kept me updated at all times. He made sure everything I sent him was under a secure transmission. I will highly recommend him to anyone in need of a loan.

This is my 3rd loan with Steve and Dawn. They are pros and I trust their ability to do a great job!

Steve was excellent with sharing his time and assisting us with producing the necessary documents in his office. We have purchased 13 homes over 40 years of marriage and this was by far the easiest and hands working Steve.

Our family has worked with Steve Dinielli and the Envoy Mortgage team on two different occasions now. As first time hope buyers Steve was recommended to us by our realtor Ian with Rockstar Properties. Steve has such a calm presence and will gladly slow things down when I needed more context to better understand the process. I felt confident in his expertise and ability to give sound advice. We recently worked with Steve again to refinance and I just can't say enough of how grateful we are for Steve!!

Steve Dinielli of Envoy Mortgage is a wonderful lender to work with. Steve demonstrates deep knowledge of the mortgage industry, listens to his clients and brings the right loan programs to serve their needs. I had a great experience refinancing my personal property through Steve. Steve was responsive, helpful, attentive and professional at all times. Many of my clients have also engaged Steve's services as a lender. I highly recommend calling Steve if you are looking to purchase a property or refinance your home. Thank you, Steve!